Part D

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills.
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lucky3
Posts: 205
Joined: Thu Apr 12, 2012 9:21 am

Part D

Post by lucky3 »

Is there ANY Medicare Part D drug plan that delays or prevents the "donut hole" if you reached it previously?

Lucky3
drawpoker
Posts: 2809
Joined: Mon May 19, 2014 6:33 pm
Location: Delmarva

Re: Part D

Post by drawpoker »

Only indirectly.

Although the basics of how the doughnut hole operates is set by Medicare and does not vary among the companies - the drugs themselves do.

Not all drugs are listed on the same tiers among the various companies.

You would have to do a search of all your drugs to see which Plans might have them on a lower Tier.

This tactic might serve to delay the arrival of the doughnut hole. The only way to prevent it entirely is not to buy a Part D plan at all.

Cheer up. If we live to the Year 2020, reason to celebrate. That is when the doughnut hole ends. :sharebeer
Ron
Posts: 6972
Joined: Fri Feb 23, 2007 6:46 pm
Location: Allentown–Bethlehem–Easton, PA-NJ Metropolitan Statistical Area

Re: Part D

Post by Ron »

Hey, my meds are cheap this time of the year. However I'm well past the doughnut hole and into catastrophic coverage :annoyed

- Ron
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