Term Life Insurance Agent in California
Term Life Insurance Agent in California
Coming to Bogleheads after doing some research outside and also after working with a insurance company directly (and was a terrible experience with the agent with no followups and no updates).
I went to term4sale.com and found some term life insurance quotes and now looking for a good insurance agent who is licensed in CA and can provide excellent customer service.
Can you please provide your recommendation and why did you go with her/him?
Thank you in advance.
I went to term4sale.com and found some term life insurance quotes and now looking for a good insurance agent who is licensed in CA and can provide excellent customer service.
Can you please provide your recommendation and why did you go with her/him?
Thank you in advance.
- Optimistic
- Posts: 344
- Joined: Tue Sep 28, 2010 5:05 pm
Re: Term Life Insurance Agent in California
Term4Sale.com should have provided you with some listings. Did you try those? Otherwise I would suggest a google search for "independent insurance agent" + your zip code.
Re: Term Life Insurance Agent in California
Yes, I sent them emails and one of the three suggestions responded and said that the quote shown was not available and they would like to meet in person and provide some other "options". I will try the google search as you suggest but would prefer some recommendations also.Optimistic wrote:Term4Sale.com should have provided you with some listings. Did you try those? Otherwise I would suggest a google search for "independent insurance agent" + your zip code.
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- Posts: 3611
- Joined: Wed Dec 30, 2009 8:02 pm
Re: Term Life Insurance Agent in California
I've had a pretty good experience with AIG / Matrix Direct. I'm pretty sure they have agents licensed in all states.
In theory, theory and practice are identical. In practice, they often differ.
Re: Term Life Insurance Agent in California
Sure, I will contact them directly but both the quotes are higher than what I am getting for SBLI.technovelist wrote:I've had a pretty good experience with AIG / Matrix Direct. I'm pretty sure they have agents licensed in all states.
Re: Term Life Insurance Agent in California
I got two separate term life policies via www.3dquotes.com
They are CA based. I was happy with their service. The quotes seemed competitive.
They are CA based. I was happy with their service. The quotes seemed competitive.
Re: Term Life Insurance Agent in California
I just got my term life from Transamerica via selectquote.com. It was a 3 start out of 4 experience.
This is not legal or certified financial advice but you know that already.
Re: Term Life Insurance Agent in California
Why not buy from SBLI direct? I've purchased two polices from them no problems whatsoever.slowlrnr wrote:Sure, I will contact them directly but both the quotes are higher than what I am getting for SBLI.technovelist wrote:I've had a pretty good experience with AIG / Matrix Direct. I'm pretty sure they have agents licensed in all states.
Re: Term Life Insurance Agent in California
I have sent them a request for quote and will wait for them.I got two separate term life policies via www.3dquotes.com
I sent them a request also and will wait.I just got my term life from Transamerica via selectquote.com. It was a 3 start out of 4 experience
I tried that but the agent was very lousy and I had to keep calling him for updates and get answers and which stage was insurance processing stuck in so don't want to go through that again.Why not buy from SBLI direct? I've purchased two polices from them no problems whatsoever.
Re: Term Life Insurance Agent in California
I bought mine from wholesaleinsurance.net which I found on term4sale and based in CA but they are national. Overall good knowledgeable agent. Had an issue with the medical exam, was rated standard from original insurer but they were able to find me preferred plus from another. Not one mention of pushing into more expensive insurance, they stuck with term quotes and were straight forward. You may as well use an agent since you don't get cheaper without one anyways.
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- Posts: 3611
- Joined: Wed Dec 30, 2009 8:02 pm
Re: Term Life Insurance Agent in California
In my case they are using SBLI, and the rates are pretty good compared to the ones I found elsewhere on line.slowlrnr wrote:Sure, I will contact them directly but both the quotes are higher than what I am getting for SBLI.technovelist wrote:I've had a pretty good experience with AIG / Matrix Direct. I'm pretty sure they have agents licensed in all states.
In theory, theory and practice are identical. In practice, they often differ.
Re: Term Life Insurance Agent in California
slowlrnr,
Not sure if you are in the Bay Area, but if so, I'd recommend Stephen Roy in SF.
http://www.royinsurance.com
He's an independent agent and my wife and I used him about 7 years ago to get our term life policies. Got his name from term4sale at the time. No pressure, professional, and got us good policies and rates.
Not sure if you are in the Bay Area, but if so, I'd recommend Stephen Roy in SF.
http://www.royinsurance.com
He's an independent agent and my wife and I used him about 7 years ago to get our term life policies. Got his name from term4sale at the time. No pressure, professional, and got us good policies and rates.