strbrd wrote:OK, so the only card I can find with a 0% transaction fee and 0% balance transfer for a period of a year or more is the Chase Slate Visa, and when I called they told me that they can't give me a balance transfer check, just a cash advance check with the normal astronomical APR.
If you ask them for a check, they treat it as a cash advance. I can't speak to Chase specifically, but when I did balance transfers to pay off student loans, when asked for an account number for the transfer, I put in the account number on my debit card. Payment came to my checking account, and I wrote a check to the student loan company.
I'll add a disclaimer that this was several years ago, and like I said, no experience with Chase, but I did it with a few others and never had any problems. Apply online. The worst that happens is that they reject your BT request and you have a new credit card which you can cancel immediately.