Jim180 wrote:Re: #1 Im pretty sure Fidelity would send the money to Vanguard by electronic transfer. You would not have to touch it.
Bacchus01 wrote:I'm surprised your plan only allows check to employee.
One additional question:
After I rollover from after-tax 401k to Roth IRA, can I withdraw the original contribution at any time before 59 1/2 without penalty? I have had the Roth IRA for more than 5 years. I understand that the earnings would not be able to be withdrawn without penalty, but wanted to confirm about the original contribution.
Also wanted to confirm that I cannot do this with a Roth 401k if I were to choose the in-plan conversion instead. This is the primary reason I'm leaning towards the Roth IRA option, as my 401k fund selection is good.
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