sccuman wrote:Thanks for the advice so far guys.
I'm trying my hardest to spark my interest in doing this program, but I just can't do it. I'm not worried about the workload or the difficulty as I know I can learn it. I listen to people discuss economic policy, interest rates, etc. and I just tune out. Seems out of the scope of my interest. The only thing holding me back is the fear I'll kick myself in the butt for not doing it.
I was reviewing a credit file at work and I noticed there was a 25 year old who already owned three rental properties and was trying to acquire a fourth. Seeing the kids hustle with a lack of education really lit a fire under me. It was the most excited I had been about my career plans ever. It was like I was being "shown" to get out of school ASAP and get my nose to the grindstone. I felt like I had to start working and building a nut.
You should absolutely not compare yourself to others. I used to think just like you - friends were starting businesses while I was/am working in the corporate world, or buying fancy cars while I was driving a used beater. It used to get to me. Then I realized that there's a place and time for everyone and everything. Be patient. Just because this kid has 4 rental properties does not mean he'll do well - for all you know he bought them all at the peak of the market and now can't get out of them.
You mentioned something about being a CPA and doing accounting - the extra 6 months won't make a difference, believe me. However, the experience you can get in this financing program could be invaluable. Same for the networking aspect. There are many different paths in finance, and perhaps investment banking is not for you, but something else is.
Having this experience, in my opinion, is a "win win". Plus you get to stay in college for an extra 6 months, that's not all that bad either. Of course, you gotta look at the cost/benefit analysis from a purely financial standpoint - how much will these extra 6 months cost you? Do you already have a job lined up in January which you'd have to turn down? etc