southwest_stacker wrote:We are going to be renting out a house soon and are looking for a good online service to do a credit/background check. This is in Texas. Any recommendations?
I've been using Tenant Verification Service or TVS (http://www.tenantverification.com/
) for over 10 years now with no issues. TVS allows me to report tenant pay habits to the credit agencies. I tell prospective tenants in advance that I will be doing this. TVS provides a disclosure form to make it official. That form seems to screen out the folks that are hoping that a small scale landlord won't check up on them.
TVS supplies lots of forms as well, including the form authorizing me to check their credit, criminal background, and rental history. The cost for the screens I run is around $45. I charge an application fee to cover this expense.
TVS usually responds with a report within a few hours which makes prospective renters quite happy.
I've had great success with TVS. I haven't found any reason to change services.