npskumar wrote:1. How many 457, a person can have. I hear that you can have a few but you cannot have more than 17500 for 2013.
I dont have any life insurance or disability insurance.
I want to use collective wisdom of bogleheads to hammer out a financial plan. . .I need to replenish my emergency fund which would be around 8 months of expenses. What would you guys and gals do in my position.
I plan to meet a financial planner after divorce is finalized.
. . .Then I plan to go to fellowship in a low stress field.
windhog wrote:It seems you have heard plenty of advice to change your work habits, which I suspect you have not found to be very helpful. I did my post-graduate medical training at an institution where the prevailing wisdom was: "If you can't get your work done in 24 hours you might need to stay up late." I suspect you were socialized into medicine in a similar way. What I can say is that my MI at age 60 was totally unexpected, and I am glad to have joined the ranks of the retired at age 61. Had my solo practice not had a Defined Benefit Plan, I would likely still be working today. I think your most important problems will be coming to terms with your sense of identity as a physician, and your (dare I guess here) over-developed sense of responsibility. I'm just about finished with these more than a year after retirement.
Cucumbers wrote:How do you perform a backdoor Roth conversion if you have a SEP-IRA? Isn't that subject to the pro-rata?
npskumar wrote:Dear Bogleheads,
Thanks for the advices and opinion.I do have a complex problem.I do 10 24 hrs shifts per month in two blocks with my primary job and work 7-8 12 hour shifts as locums . .I dont have the luxury of retiring in a few years,but i can dial back in two years after i paid off my transitional alimony to my wife
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