dhodson wrote:you are the right course in my view. you understand it was a mistake to purchase but need to make the most of the situation.
you should ask for in force illustrations yearly (which they must provide if you request) to track your progress.
dont fall for any sales pitches though
I'd love to surrender, but it just doesn't make sense, unfortunately. Live and learn. As soon as the second mortgage is dead and gone, I'll begin really plowing money into tax advantaged, more so than our current 34k/year, as well as taxable.