23.77% Includes principal, interest, insurance and RE taxes. Relatively new home purchase. I live in Mass, and while (over the past five years) housing pricess dipped less
around here than the natural average, they did dip. I capitalized on this and bought (at the time) more house than we need.
Now the context: I got married in September 2011 (this is our first house together) and my wife is pregnant with our first. God willing, we plan on having at least one more, with each child making our big house exponentially smaller
We plan on raising a family and growing old in this house.