I came to be Bogleheaded before I knew what a Boglehead was - Dan Bortolotti at Canadian Couch Potato got me started: http://canadiancouchpotato.com/model-portfolios/
As a Canadian, one of the challenges of investing Boglehead style is many of the tools available to US investors aren't available here. Another challenge is that what is available goes under different names.
A 401k plan in the USA is similar to our RRSP (Registered Retirement Savings Plan) - we put pre-tax dollars in and it's taxed at your marginal tax rate at the time of withdrawal.
A Roth IRA is similar to our TFSA (Tax Free Savings Account) - we put after-tax dollars into a TFSA. It's a much newer type of plan though, unfortunately, so the contribution limit isn't very high. ($5,000 per year, cumulative, since the plan started in 2009 - we're up to a $20,000 contribution room in 2012, $25,000 for 2013 and so forth; there's talk of upping that to $10,000 per year if the feds balance their budget)
TIPS (Treasury Inflation Protected Securities) are similar to Canadian RRBs (Real Return Bonds). I know very little about these other than reading about TIPS in "The Bogleheads' Guide to Investing."
Sadly, Vanguard Mutual Funds don't appear to be available here in Canada. I use the Canadian Couch Potato model and invest in TD e-Series Index Mutual Funds (low MERs, 90-day early redemption penalty of 2%, no DSC, no commissions - there's nothing nefarious on the surface) but I have concerns there may be hidden fees buried in those.
I recall reading on the forum something about Vanguard returning 100% of the interest profit to the fund where other companies skim that. (I may be mis-quoting... I have the exact quote bookmarked at work and will edit tomorrow)
So! Hi from a Canuck. Any other Canucks here?
EDIT - I found the reference. Thanks Mal.
mal wrote:Two index funds may track the same index but one of them only samples a small portion whereas the other invests in all investable securities listed in the index. The former will have a lower transaction cost but the latter is more diversified. And returns will be different. The fund’s performance should roughly equal the index minus the expense ratio. Any further gap warrants investigation, as tracking error can be a result of poor sampling or excessive trading costs.
Another thing to inquire about is soft dollars policy. Soft dollars equates to inflated trading costs per trade which can affect returns.
Another thing to consider with funds is securities lending policies. This can increase the return of the fund relative to the benchmark (index minus ER minus trading costs plus lending revenue). Does the fund have a policy to return 100% of lending revenue to the fund? Vanguard does, whereas BGI (iShares) returns 50% and pocket the rest for themselves.