"Can you sum-up your investing philosophy in 10 words?"

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.

Re: "Can you sum-up your investing philosophy in 10 words?"

Postby kiligi » Sat Feb 18, 2012 11:47 am

Save all you can, invest what can be lost
Last edited by kiligi on Sat Feb 18, 2012 4:50 pm, edited 1 time in total.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby MrsO » Sat Feb 18, 2012 12:06 pm

"Slow and steady wins the race."
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby rustymutt » Sat Feb 18, 2012 12:10 pm

Spend less than I bring in.
At the Very Least, Work Hard, Do Your Best, Know the Truth and the Facts and Always Be Honest!
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby moproblems » Sat Feb 18, 2012 12:30 pm

There're no such thing as bad investments, only bad investors.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby 2beachcombers » Sat Feb 18, 2012 12:35 pm

EDUCATE,& KNOW YOURSELF,,,Fire Manager, DIVERSIFY, INDEX, STAY THE COURSE.

jerry
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby scrabbler1 » Sat Feb 18, 2012 12:51 pm

From an episode of "The Flintstones" I learned my first piece of investment advice when I was around 9 years old:

"Buy low, sell high!"

To echo what others have posted here:

"Keep it SImple, Stupid!"

And......

"Keep expenses low."

(I know it is 11 words but I repeated "Keep" so it's okay :D )
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby reggiesimpson » Sat Feb 18, 2012 12:55 pm

"Make so much money it doesnt matter"
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Dadarkar » Sat Feb 18, 2012 12:57 pm

Forget the noise, live below your means and DCA regularly.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Don Christy » Sat Feb 18, 2012 12:59 pm

Save aggressively, buy the market inexpensively, avoid hubris through education.
“Speak only if it improves upon the silence." Mahatma Gandhi
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby baw703916 » Sat Feb 18, 2012 1:11 pm

bungalow10 wrote:
baw703916 wrote:I thought Gus Sauter's quote was interesting:

"If everybody wants it, I don’t. Avoid crowds."

This appeals to my contrarian tendencies.


+1

The only problem is that since I found this forum, it is difficult to differentiate in my head the Boglehead everyone from the everyone-else everyone.


There may in fact be a reason to tune into CNBC, Bloomberg, etc. every once in a while. SImply to disabuse oneself of the notion that the entire investing world is focused on questions such as the following:

1) Whether Vanguard mutual funds are better than Vanguard ETFs.
2) Which (passive) SV fund gives the best combination of tilt factors, tax efficiency, and expense ratio.
3) Whether it is better to rebalance annually or by bands.
etc.

Hope you have found the Kool-Aid as enjoyable as I have. :D

Brad
Most of my posts assume no behavioral errors.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby moneywise3 » Sat Feb 18, 2012 2:26 pm

First Earn, second Save, then Preserve and Grow.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Fallible » Sat Feb 18, 2012 2:43 pm

Save, save, save, save, save, save, save, save, save, save.
“Knowing yourself is the beginning of all wisdom.” ~Aristotle
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby aspiringboglehead » Sat Feb 18, 2012 2:59 pm

"No, ten words are too few to summarize anything important."

:-)
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby gotherelate » Sat Feb 18, 2012 3:00 pm

I try to take only what the market gives me.
-Grandpa
I'd rather see where I'm going than see where I've been.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby SSSS » Sat Feb 18, 2012 3:03 pm

"Can't sleep, clown will eat me."

Done in 6.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby DRiP Guy » Sat Feb 18, 2012 3:08 pm

Buy and hold the market.

(five words, I only used 50% of my allowance!)
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Simplegift » Sat Feb 18, 2012 3:28 pm

"Savings, low investment expenses and long holding periods create wealth."
Cordially, Todd
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby 1210sda » Sat Feb 18, 2012 3:30 pm

Five Words....(1)Have (2)a (3)plan. (4)Be (5)disciplined.

1210
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby khh » Sat Feb 18, 2012 3:35 pm

The secret to great wealth is summarized in one word...

(Ah shoot, that would put me over the ten word limit)
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby happytrades » Sat Feb 18, 2012 3:39 pm

Mohamed El-Erian of Pimco fame said about investing:

How would you best allocate your capital among different asset classes if you knew you were going to be forced to go away for three years and would thus be unable to change the allocations?

El-Erian, Mohamed (2008-06-18). When Markets Collide : Investment Strategies for the Age of Global Economic Change (p. 195). McGraw-Hill. Kindle Edition.

I liked this concept. In 10 words, it could be said as:

Invest like you were going away for three years.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby PB » Sat Feb 18, 2012 3:55 pm

I'm a newbie, but here's my life lesson so far:

Save. Learn. Allocate. Rebalance. Don't be greedy, don't be fearful.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Abe » Sat Feb 18, 2012 4:18 pm

Three words: Save, Invest, Compound
The SIC formula
Slow and steady wins the race.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby papito23 » Sat Feb 18, 2012 4:32 pm

investorjunkie wrote:Save more than I earn. Asset allocation, and increase income.


Save more than you earn? And I thought I was frugal! :lol
A thing is right when it tends to preserve the integrity, stability, and beauty of the biotic community. It is wrong when it tends otherwise. -Aldo Leopold's Golden Rule of Ecology
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby actuaryinvestor » Sat Feb 18, 2012 5:32 pm

"Do what you understand, and no more"

As I've gotten older I've learned a lot, but unfortunately I've also learned how little I truly understand and that investing (and the world in general) is filled with nuance. Following my quoted rule has meant moving more and more towards simplicity.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby travellight » Sat Feb 18, 2012 5:42 pm

When I first started my career, I made a detailed budget with incoming and outgoing and after all the math, my conclusion was: Save More.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby chuck-lyn » Sat Feb 18, 2012 5:48 pm

Stay the course, low cost funds, age appropriate asset allocation.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Juniormint » Sat Feb 18, 2012 6:39 pm

"Always invest in yourself."
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby ClaireTN » Sat Feb 18, 2012 6:55 pm

You probably don't know anything the market doesn't.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby manuvns » Sat Feb 18, 2012 7:06 pm

save, pick a lazy portfolio and stay the course
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Sheepdog » Sat Feb 18, 2012 8:07 pm

As I planned my retirement, my investment philosophy changed from accumulation and growth to consumption and preservation.

My philosophy in retirement is,
Invest for income.
Negate inflation.
Control expenses.
Love your life.

Jim
People should not say everything they think. They should think about everything they say.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Leif » Sat Feb 18, 2012 8:19 pm

Save, low cost, tax efficient, asset class diversification.

(2 words extra for those that went over)
Investors should diversify across many asset-classes so that whatever happens, we will not have all our investments in underperforming asset classes and thereby fail to meet our goals-Taylor Larimore
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby rokidtoo » Sat Feb 18, 2012 8:24 pm

To the greatest extent possible, invest in the entire market.----Jim
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby eucalyptus » Sat Feb 18, 2012 8:28 pm

The best investment is my own business, not the markets.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Raging Mage » Sun Feb 19, 2012 1:27 am

Noobvestor wrote:Diversify all the things!


Haha, this was the best post, IMO.

Here's mine:
"He who gathers money little by little makes it grow." - Proverbs 13:11
"Here are three easy ways to beat the market: Deception, irrelevance and bad math." - Alexander Green, Investment U
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby staythecourse » Sun Feb 19, 2012 2:49 am

Here's mine: "Avoid the big mistake and stay the course"

Now if you ask me the best line for investing may the quote in the article itself: ‘And this, too, shall pass away.’ It fits in with Mr. Bogle's story about Chase the Gardner and the turning of seasons, doesn't it?

Good luck.
...we all think we're above average investors just like we all think we're above average dressers... -Jack Bogle
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby BigD53 » Sun Feb 19, 2012 1:58 pm

"Keep it Simple and Conservative." :D
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby chaz » Sun Feb 19, 2012 2:29 pm

Follow Bogle.
Chaz

“Money is better than poverty, if only for financial reasons." Woody Allen

http://www.bogleheads.org/wiki/index.php/Main_Page
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby teacher » Sun Feb 19, 2012 3:21 pm

I did not write these, which means I lifted them from this forum. They are in my Investment Policy Statement.

"Design a personal long-term, low-cost, diversified, asset allocation plan--then stay-the-course."

"Minimize what you can control (costs and taxes) and don't worry about what you cannot (index performance)."
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby kontango » Sun Feb 19, 2012 3:33 pm

11 words:

Diversify globally and across asset classes using low cost index funds.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby FrugalInvestor » Sun Feb 19, 2012 3:49 pm

Save, diversify, low-cost index, repeat.
"All generalizations are false, including this one."
-Mark Twain
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby Clearly_Irrational » Sun Feb 19, 2012 3:59 pm

Earn more, Spend Less, Invest the Difference.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby louis c » Sun Feb 19, 2012 4:05 pm

There is no free lunch. Understand risk and plan accordingly.
There is no free lunch.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby dgm » Sun Feb 19, 2012 4:55 pm

Invest for maximum after tax return and avoid big mistakes
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby zaboomafoozarg » Sun Feb 19, 2012 5:12 pm

Try to tie with the market, not beat it.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby StoutDrinker » Sun Feb 19, 2012 6:00 pm

Keep fees low. Invest only in what you fully understand.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby exoilman » Sun Feb 19, 2012 6:24 pm

Due Diligence

Sam
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby LHerr » Sun Feb 19, 2012 6:29 pm

Save and index.
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby nbatt » Sun Feb 19, 2012 8:26 pm

Conservative investors sleep well

Do the Math

Valuation Matters
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby ruralavalon » Sun Feb 19, 2012 8:32 pm

Live frugally, keep costs low, diversify, use index funds, minimize taxes = 11 words.

OR

Keep out of the clutches of the financial services industry = 10 words.
"Everything should be as simple as it is, but not simpler." - Albert Einstein
Wiki article link:Getting Started
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Re: "Can you sum-up your investing philosophy in 10 words?"

Postby CarlZ993 » Mon Feb 20, 2012 12:49 pm

"Buy, hold, & rebalance a diversified portfolio."
Carl Z
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