MY Fixed Income Allocation Consists of....

[SmallHi]

Want to know where the group is...

I am hoping for a big voter turnout. I would love to see what the concensus is!

Thanks.

sh

[bob90245]

Other. A little bit of GNMA fund, Stable Value fund, iBonds and Intermediate-term govt bond.

[alec]

roughly 1/2 TIPS [VIPSX], 1/2 LBA index [VBMFX].

[mikenz]

I think your overall AA affects what bonds you should have.

For 60/40 or 50/50 income portfolio: TIPS, GNMA, IT Treasuries, ST Corp, maybe some High Yield.

For 80/20 accumulator: ST Corp/Treas, maybe IT Treas (the more volatile your stock portion, the "safer" your bonds should probably be)

[Leif Eriksen]

TIPS (individual), DFA 2 Yr Global, ST Munis (funds).

[Kenster1]

If someone posted $10k Bond to get out of jail would that count as "Other Bonds" ?

[SmallHi]

Leif,

Don't wanna hijack the thread, but, have you looked at the 2YR Selectively Hedged Fund?

Just curious.

sh
(smallhi, not selectively hedged )

[stratton]

I'm half each TIPS and intermediate tax exempt.

Paul

[stratton]

(smallhi, not selectively hedged )

Plant some Privet or English Laurel and you'll find out what its like to be "hedged."

Paul

[G12]

Of bonds TIPs are roughly 15%, with rest in ST investment grade, ST Bond, Total Bond, IT bond ETF, HY muni and about 5% in Loomis Sayles LSBRX, plus CD's and cash/muni money market.

[runthetrails]

My 401K offers Total Bond Market Institutional shares (VBTIX). There may be more safety in treasuries, but it's hard to pass on the 7 bp expense ratio.

[OptionAl]

ST, IT, even a touch of LT. Also TIPS, IBonds.
If diversification works for equities, why not fixed income?

[dandetour]

Half TIPs.
The other half is Stable Value and whatever is in Wellesley.
Dan

[djw]

No bond funds, just individual bonds

25% 10 year TIPS; bought in 2003; holding until maturity in 2013.

75% corporate bonds, mostly "junk": Ford Motor Credit, GM, GMAC, Goldman Sachs, Bear Stearns, TXU; various maturities in 2011 - 2018; holding all until maturity.

Overall, this bond portfolio currently pays me more than 6% annually (based on my purchase price); some were bought over the past year at substantial discounts which will (fingers crossed) provide a nice bonus at maturity.

These bonds make up 28% of my total portfolio.

[DblDoc]

I'm in TIPS, short and int Treasuries but will be adding a total bond index fund as that is the only (reasonable) choice in my HSA.

I switched to "govt" stuff last summer based on informative posts here and have been happy with the result: http://stockcharts.com/charts/performan ... FISX,VIPSX

DD

[fishnskiguy]

Bonds and other fixed income instruments comprise 80% of our portfolio. The break down is as follows (total equals 100% of our bond holdings).

35%- Five year CD ladder at our credit union
25%- I-bonds (3.0% real yield)
12%- Vanguard TIPS fund
8%- TIPS purchased at auction (2.5% real yield)
8%- Vanguard GNMA fund
7%- Vanguard Short Term Bond Index
5%- Vanguard Intermediate Term Bond Index

Chris

[Default User BR]

Want to know where the group is...

I am hoping for a big voter turnout. I would love to see what the concensus is!

All mine are in my 401(k) except for about $5000 in EE bonds I got years ago. I split the others 50/50 between the Lehman Aggregate Index fund and the Stable Value fund.


Brian

[Grandpaboys]

80 years old, 80% bonds, 20% LT Corp., 40% IT Corp., 40% ST Corp.. 20% Stocks TSM. Sleep well, live well.
Thirty years ago was 80% stocks, 20% bonds.
At that time did not sleep well, but am very happy with outcome.

[dbr]

Other = TIPS, Stable Value Fund, State Specific Munis, Treasury MM. Distribution to taxable/tax preferred accounts is appropriate.

[shadowrings]

Other: Single state muni fund andVG short term bond index.

oops forgot about the TIPS embedded in PRCDX..

[dave.d]

In taxable, all munis, mostly Vanguard High-Yield, the rest in other Vanguard funds including some still in tax-exempt money market gradually being invested in other things. AMT is creating a dilemma as I expect the extra coupon on the Vanguard high-yield fund is virtually free of default risk.

In tax-protected, all corporate investment grade, mostly short-term, except some GNMA, all in either Vanguard funds or iShares ETF's. No treasuries at all at current yields, except a small amount of TIPS embedded in PCRDX.

[celia]

"both" and "other"--which aren't voting options