https://personal.vanguard.com/us/insigh ... nds-092014The table below lists Vanguard mutual funds and exchange-traded funds (ETFs) that will distribute quarterly income dividends in September 2014.
Each fund's per-share dividend rate is posted on the vanguard.com distributions page on the fund's declaration date. Once the distribution amount is posted, you can log on to your account and view dividends for funds you own. The record date, payable date, reinvestment date, and other fund dividend information will also be available....
Vanguard Quarterly Dividends in September
Vanguard Quarterly Dividends in September
Gordon
- marklearnsbogle
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Re: Vanguard Quarterly Dividends in September
Gordon,
By chance do you know if the date is today, 9/22/14, how long it usually takes to show up in your account? Thanks.
By chance do you know if the date is today, 9/22/14, how long it usually takes to show up in your account? Thanks.
"Nothing is simpler than owning the stock market and holding it forever, and that’s essentially the idea behind the index fund.” - Bogle.
Re: Vanguard Quarterly Dividends in September
Here is a thread on the timeliness of dividends appearing in one's account:
http://www.bogleheads.org/forum/viewtop ... =1&t=87742
It depends on one's broker and Vanguard is the slowest.
http://www.bogleheads.org/forum/viewtop ... =1&t=87742
It depends on one's broker and Vanguard is the slowest.
- marklearnsbogle
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Re: Vanguard Quarterly Dividends in September
Thanks, Livesoft - very helpful. (and I shall sit on my hands ...)
"Nothing is simpler than owning the stock market and holding it forever, and that’s essentially the idea behind the index fund.” - Bogle.
- InvestorNewb
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Re: Vanguard Quarterly Dividends in September
VG should be more punctual in posting the dividend rates (with declaration date of Sep 22) on their web site.
I have probably checked their web site at least a dozen time today but have not seen any update. Another poster said this comes at end of day, but why not make Sep 23 the declaration date if this is the case?
I have probably checked their web site at least a dozen time today but have not seen any update. Another poster said this comes at end of day, but why not make Sep 23 the declaration date if this is the case?
My Portfolio: VTI [US], VXUS [Int'l], VNQ [REIT], VCN [Canada] (largest to smallest)
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Re: Vanguard Quarterly Dividends in September
It takes time to calculate when one is using an ABACUS! You wanted cheap expenses, well that is about as cheap as you can get when using a calculator.InvestorNewb wrote:VG should be more punctual in posting the dividend rates (with declaration date of Sep 22) on their web site.
I have probably checked their web site at least a dozen time today but have not seen any update. Another poster said this comes at end of day, but why not make Sep 23 the declaration date if this is the case?
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions
Re: Vanguard Quarterly Dividends in September
We still have 7 hours before 9/22 is over. In my experience, dividends are usually posted at about 11PM PST.
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Re: Vanguard Quarterly Dividends in September
Not quite, Vanguard is based in Valley Forge, PA. Valley Forge, PA is on Eastern Standard Time......the time now is 8:41 PM, the number crunchers over in Vanguard's fund accounting area have approximately 3 hours and 19 minutes to get it calculated, proofed and posted. Get cracking......MossySF wrote:We still have 7 hours before 9/22 is over.
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions
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Re: Vanguard Quarterly Dividends in September
I just noticed Schwab has already posted Sept dividends for their ETFs and it's not even 6PM yet at Schwab headquarters in San Francisco.Grt2bOutdoors wrote:Not quite, Vanguard is based in Valley Forge, PA. Valley Forge, PA is on Eastern Standard Time......the time now is 8:41 PM, the number crunchers over in Vanguard's fund accounting area have approximately 3 hours and 19 minutes to get it calculated, proofed and posted. Get cracking......MossySF wrote:We still have 7 hours before 9/22 is over.
Re: Vanguard Quarterly Dividends in September
truenorth418 wrote:I just noticed Schwab has already posted Sept dividends for their ETFs and it's not even 6PM yet at Schwab headquarters in San Francisco.Grt2bOutdoors wrote:Not quite, Vanguard is based in Valley Forge, PA. Valley Forge, PA is on Eastern Standard Time......the time now is 8:41 PM, the number crunchers over in Vanguard's fund accounting area have approximately 3 hours and 19 minutes to get it calculated, proofed and posted. Get cracking......MossySF wrote:We still have 7 hours before 9/22 is over.
Well the NYSE closes at the same time regardless of the home time zone. Do companies really include dividends through the declaration date? It seems like there'd be a cutoff a day or two prior... years ago, who knows how they would have done it without computers.
Re: Vanguard Quarterly Dividends in September
So for VNQ the distribution is payable on 9/30/2014 as expected since that's the end of the quarter.
Re: Vanguard Quarterly Dividends in September
Not trying to be mean, but why do we care so much to check repeatedly, etc? I'll just wait and check in a few days, if even then.
Re: Vanguard Quarterly Dividends in September
I agree that one doesn't need to check repeatedly at all. However, some folks might need their dividends to make child-support payments, pay their mortgage, pay their bookie, pay off their pay-day loan, etc.
Re: Vanguard Quarterly Dividends in September
You all sound like you're teetering on the edge of subsistence.
Free soup available for panicked Vanguard clients who didn't get their dividend checks.
Free soup available for panicked Vanguard clients who didn't get their dividend checks.
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Re: Vanguard Quarterly Dividends in September
How did you guess? I need to head down to Penn Station today and pay the bookie for my LIRR monthly ticket. Usurious rates, I know, but what can a captive customer do?livesoft wrote:I agree that one doesn't need to check repeatedly at all. However, some folks might need their dividends to make child-support payments, pay their mortgage, pay their bookie, pay off their pay-day loan, etc.
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions
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Re: Vanguard Quarterly Dividends in September
Tax planning........runner9 wrote:Not trying to be mean, but why do we care so much to check repeatedly, etc? I'll just wait and check in a few days, if even then.
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions
Re: Vanguard Quarterly Dividends in September
Yes, but Q3 payments are already due ... a couple of days or so more won't make a big difference.Grt2bOutdoors wrote:Tax planning........runner9 wrote:Not trying to be mean, but why do we care so much to check repeatedly, etc? I'll just wait and check in a few days, if even then.
But that reminds me, it is time to do my 2013 tax return. Only three more weeks left!
I always wanted to be a procrastinator.
Re: Vanguard Quarterly Dividends in September
Another silly question - all VNQ 2013 distributions consisted of a dividend and an ROC portion. All 2014 distributions have been dividends. Does this mean VNQ will recharacterize some of those when 1099's come out next year?
Re: Vanguard Quarterly Dividends in September
I don't have a taxable account, just Roth IRAs, Rollover IRA and 403b, all of which are reinvested automatically. Therefore I didn't think of the effects on taxable, etc.
Re: Vanguard Quarterly Dividends in September
Also note that the ETF share classes will trade ex-Dividend tomorrow, so the price of something like VWO will be 1% lower tomorrow morning.
Re: Vanguard Quarterly Dividends in September
have you all gone crazy?
Re: Vanguard Quarterly Dividends in September
Amen. I thought that being a Boglehead was a buy-and-hold, don't look at the daily (monthly, quarterly, annual, decade) return, just stay the course, ignore short-term variations-valuations, and get on with your life strategy. If one needs an immediate, up-to-the-date confirmation, valuation of the portfolio, one was not a Boglehead, but a MARKET-TIMER.lululu wrote:have you all gone crazy?
Greg
Re: Vanguard Quarterly Dividends in September
Well, I do not have dividends automatically re-invested. I need to know when they appear so that I do not let them languish in the cash sweep account.
Also, I do need to make a tuition payment next week, so I need to know the amount of the dividends so that I do not sell too many shares in my effort to raise cash for that payment. I have to plan ahead on selling shares of ETFs because settlement is T+3, too.
Of course, the real reason is that I am a MARKET TIMER and not a Boglehead.
Also, I do need to make a tuition payment next week, so I need to know the amount of the dividends so that I do not sell too many shares in my effort to raise cash for that payment. I have to plan ahead on selling shares of ETFs because settlement is T+3, too.
Of course, the real reason is that I am a MARKET TIMER and not a Boglehead.
Re: Vanguard Quarterly Dividends in September
Livesoft,
Yes, I realize you are a MARKET TIMER, but I would have thought that you, of all people, would have had x amount of money in solvent accounts so you would not have to depend on short term income, market valued money for short term needs.
edit: By next week, this weeks dividends will be processed by V.
edit edit: As a market timer, don't you have a cash position for advantageous investing that could be used for that tuition payment?
Greg
Yes, I realize you are a MARKET TIMER, but I would have thought that you, of all people, would have had x amount of money in solvent accounts so you would not have to depend on short term income, market valued money for short term needs.
edit: By next week, this weeks dividends will be processed by V.
edit edit: As a market timer, don't you have a cash position for advantageous investing that could be used for that tuition payment?
Greg
Last edited by gks on Tue Sep 23, 2014 5:46 pm, edited 2 times in total.
Re: Vanguard Quarterly Dividends in September
lululu wrote:have you all gone crazy?
+1....lol
"One does not accumulate but eliminate. It is not daily increase but daily decrease. The height of cultivation always runs to simplicity" –Bruce Lee
Re: Vanguard Quarterly Dividends in September
December is coming.....
"..the cavalry ain't comin' kid, you're on your own..."
Re: Vanguard Quarterly Dividends in September
I am on record that I have no cash laying around. I like to be fully invested at all times. As for "dividends will be processed by V" for ETFs, they will not be available until too late for me, say on Oct 1st. However, my Vanguard ETF dividends held at other brokerages will be available in time the day before.gks wrote:Livesoft,
Yes, I realize you are a MARKET TIMER, but I would have thought that you, of all people, would have had x amount of money in solvent accounts so you would not have to depend on short term income, market valued money for short term needs.
edit: By next week, this weeks dividends will be processed by V.
Greg
Re: Vanguard Quarterly Dividends in September
Nope. I have shares of bond funds that I can simply sell whenever I need cash. See, for example, http://www.bogleheads.org/wiki/Placing_ ... ed_account An exchange from a bond fund to an equity fund is very easy to do as well, don't you think?gks wrote:edit edit: As a market timer, don't you have a cash position for advantageous investing that could be used for that tuition payment?
And I don't even have an emergency fund per se.
Re: Vanguard Quarterly Dividends in September
Livesoft,
So, if you are fully invested, what do you consider your “emergency fund”? Rhetorical question, but couldn't you use your emergency fund for the tuition?
Greg
You posted before I could ask this question. Please ignore.
G
So, if you are fully invested, what do you consider your “emergency fund”? Rhetorical question, but couldn't you use your emergency fund for the tuition?
Greg
You posted before I could ask this question. Please ignore.
G
Re: Vanguard Quarterly Dividends in September
Livesoft,livesoft wrote:Nope. I have shares of bond funds that I can simply sell whenever I need cash. See, for example, http://www.bogleheads.org/wiki/Placing_ ... ed_account An exchange from a bond fund to an equity fund is very easy to do as well, don't you think?gks wrote:edit edit: As a market timer, don't you have a cash position for advantageous investing that could be used for that tuition payment?
And I don't even have an emergency fund per se.
I have the distinct impression that this week's dividends will have nothing to do with next week's tuition payment.
Greg
edit: Thanks for the link to the "Tax Advantaged Account". I scanned it and will look closer later. Again, thanks.
G
Re: Vanguard Quarterly Dividends in September
Actually, you might be surprised.
I have one mutual stock fund at Vanguard in my taxable account and its dividends go directly to my checking account and should be there on Thursday. Those dividends will be at least 20% of the monthly tuition payment for one of my kids. The dividends from VSS at two other brokers will be make up most of the rest of the payment and should be in the checking account on 9/30.
Here's the thread again on timeliness of ETF dividend payments: http://www.bogleheads.org/forum/viewtop ... =1&t=87742
I have one mutual stock fund at Vanguard in my taxable account and its dividends go directly to my checking account and should be there on Thursday. Those dividends will be at least 20% of the monthly tuition payment for one of my kids. The dividends from VSS at two other brokers will be make up most of the rest of the payment and should be in the checking account on 9/30.
Here's the thread again on timeliness of ETF dividend payments: http://www.bogleheads.org/forum/viewtop ... =1&t=87742
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Re: Vanguard Quarterly Dividends in September
Especially with prices down a bit.livesoft wrote:Well, I do not have dividends automatically re-invested. I need to know when they appear so that I do not let them languish in the cash sweep account.
No true Boglehead would . . .livesoft wrote:Of course, the real reason is that I am a MARKET TIMER and not a Boglehead.
- pennstater2005
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Re: Vanguard Quarterly Dividends in September
Getting their free from soup from Al Capone nonetheless.Bustoff wrote:You all sound like you're teetering on the edge of subsistence.
Free soup available for panicked Vanguard clients who didn't get their dividend checks.
“If you think nobody cares if you're alive, try missing a couple of car payments.” – Earl Wilson
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Re: Vanguard Quarterly Dividends in September
Did anyone else notice the Inflation Protected Securities (TIPS) Fund (VIPSX) failed to make a quarterly distribution? It now has a negative SEC yield. Ouch!
Re: Vanguard Quarterly Dividends in September
Yes I noticed that as well. Article says it was scheduled to make a distribution on September 18, yet it has not happened.
- House Blend
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Re: Vanguard Quarterly Dividends in September
Pretty sure that the dividend will be $0.00 this time around. It has happened before. Perhaps it would be less confusing if VG would go ahead and "declare" it by adding a $0.00 entry on the distributions page.JustSomeDude wrote:Did anyone else notice the Inflation Protected Securities (TIPS) Fund (VIPSX) failed to make a quarterly distribution? It now has a negative SEC yield. Ouch!
FWIW, the negative SEC yield thing has been happening for a few years now. (I think there might have been a brief blip in 2013 where it went positive.)
Note that in the case of TIPS funds, SEC yields are real yields (i.e., net after subtracting off inflation adjustments and expenses).
Also note that the TIPS fund is one of the few VG bond funds in which dividends are reflected in the daily share price. So dividend distributions in that fund are non-events for the tax-advantaged investor. It's just a bookkeeping maneuver that moves money from one pocket to another.
To me, the most striking thing about this fund is that it has about $26B in assets, and as of 6/30/14, holds only 41 bonds! Those are some seriously large bonds. Illustrates just how limited the menu is for this asset class, I suppose.
Re: Vanguard Quarterly Dividends in September
pennstater2005 wrote:Getting their free from soup from Al Capone nonetheless.Bustoff wrote:You all sound like you're teetering on the edge of subsistence.
Free soup available for panicked Vanguard clients who didn't get their dividend checks.
What a rip off! No soup for you. Sign says coffee and donut not soup.
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- pennstater2005
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Re: Vanguard Quarterly Dividends in September
The sign in the window says free soupmickeyd wrote:pennstater2005 wrote:Getting their free from soup from Al Capone nonetheless.Bustoff wrote:You all sound like you're teetering on the edge of subsistence.
Free soup available for panicked Vanguard clients who didn't get their dividend checks.
What a rip off! No soup for you. Sign says coffee and donut not soup.
“If you think nobody cares if you're alive, try missing a couple of car payments.” – Earl Wilson
Re: Vanguard Quarterly Dividends in September
http://research.archives.gov/description/541927
The big sign says "soup coffee & doughnuts" with the first part covered.
The big sign says "soup coffee & doughnuts" with the first part covered.
Re: Vanguard Quarterly Dividends in September
For the ETFs that had the quarterly dividend declared on the 22nd, the ex-date was 24 and the record date today (26) . Payment was announced for the 30th.
I assume the funds will pay on the same date.
I assume the funds will pay on the same date.
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Re: Vanguard Quarterly Dividends in September
I haven't really followed the list but the only dividends I got today was MGC at TD Ameritrade.