Nothing earth shattering in the article, but its nice to see the Boglehead gospel spread far and wide...
Think about your 401(k). The first thing you probably look at when you pick your funds is their returns. It's only human nature. Everybody likes to think about their nest eggs growing and growing and growing—especially if they're growing a little bit faster than everybody else's. But, in this case, human nature is costing you hundreds of thousands of dollars.
The sad fact is that returns aren't certain, but fees are.
This is some brutal math. It's 27 percent of your retirement going to Wall Street for nothing. Actually, less than nothing. Remember, about 80 percent of actively managed funds do worse than index funds after you take fees into account. It's a Wall Street handout that you can't afford to make.
Skip the fees, and save your retirement.