dharrythomas wrote:4. If there is any money to be left to the kids, it really supercharges the account to have paid the taxes in advance. (If a traditional account is large enough to trigger estate taxes or for some reason you have to make a large withdrawal to pay estate taxes, the taxes on the money withdrawn plus estate tax can devour an account).
5. I can convince my wife to save a certain dollar amount. She's willing (in fact prefers even though she knows it less money now) to let me make it a Roth, thus effectively more saved.
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