Question to the forum regarding Vanguards Asset Management Services; my wife and I recently retired, I am 65 she is 60, no bills, no mortgage, have reocurring revenue more then enough for monhly expenses. Would like to modesly grow portfolio to keep up with inflation portect base as much as possible. I asked vangard to work up a financial plan, which they did, came up with a conservative asset mix approach which included a 30% stock, 60% bond mix, remainder cash (as requested). During the discussion Vanguard's Asset Mangement Services came up. Was wondering if any of the members have had experience with the service and what their thoughts were whereas better to just do the recomended mix and basicly place on auto pilot adjusting annually and or place portfolio with the Asset Mangement group to actively management? Realizing this is fee based is teh extra cost worth it? Your thoughts of the pluses and minus of either would be greatly appreciated. Thank you.