Problems logging into Treasury Direct?

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convert949
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Problems logging into Treasury Direct?

Postby convert949 » Sun Jan 27, 2013 9:17 am

Has anyone else had problems logging in to TD this morning? I tried to check a recent I bond purchase and got a message that the server was "overloaded".

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Rainier
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Re: Problems logging into Treasury Direct?

Postby Rainier » Sun Jan 27, 2013 9:28 am

Looks like the server is overloaded.
- Bill

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SSSS
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Re: Problems logging into Treasury Direct?

Postby SSSS » Sun Jan 27, 2013 9:32 am

Yes, it's down.

sscritic
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Re: Problems logging into Treasury Direct?

Postby sscritic » Sun Jan 27, 2013 9:34 am

It's Mel's fault. Too many people trying to buy I bonds at the end of the month. :)

crowd79
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Re: Problems logging into Treasury Direct?

Postby crowd79 » Sun Jan 27, 2013 11:32 am

sscritic wrote:It's Mel's fault. Too many people trying to buy I bonds at the end of the month. :)


Don't understand the rush to buy I-Bonds at this time. They're only paying 1.76% and inflation has been negative for the past 3 months. There's a good chance the next component will be 0%, thus you'd earn only 0.88% interest for the 1st year. I will wait until April when I know the combined rate (1.76% + ???%) for the next year before I decide to buy more I-Bonds.

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HueyLD
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Re: Problems logging into Treasury Direct?

Postby HueyLD » Sun Jan 27, 2013 12:53 pm

I understand that funds may not be available until the end of a month. However, it is a good idea to stay away from the rush hour traffic on LA highways if possible. -:)

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Mel Lindauer
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Re: Problems logging into Treasury Direct?

Postby Mel Lindauer » Sun Jan 27, 2013 5:40 pm

sscritic wrote:It's Mel's fault. Too many people trying to buy I bonds at the end of the month. :)


At least I'm not one of the folks clogging up the system by trying to buy I Bonds at this time, since I don't use TD. However, I certainly would be in line if they'd bring back those good old paper I Bonds. :D
Best Regards - Mel | | Semper Fi

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HueyLD
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Re: Problems logging into Treasury Direct?

Postby HueyLD » Sun Jan 27, 2013 6:03 pm

Mel Lindauer wrote:At least I'm not one of the folks clogging up the system by trying to buy I Bonds at this time, since I don't use TD. However, I certainly would be in line if they'd bring back those good old paper I Bonds. :D

What would Bond, Mel iBond do with all the cash now that he can no longer purchase paper I bonds?

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SSSS
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Re: Problems logging into Treasury Direct?

Postby SSSS » Sun Jan 27, 2013 6:16 pm

It's back up, by the way.

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telemark
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Re: Problems logging into Treasury Direct?

Postby telemark » Sun Jan 27, 2013 6:29 pm

Yes, I just bought my $10K for the year. It showed the purchase date as 1/28.

In twelve months I can count it as part of my emergency fund.

crowd79
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Re: Problems logging into Treasury Direct?

Postby crowd79 » Sun Jan 27, 2013 7:03 pm

HueyLD wrote:
Mel Lindauer wrote:At least I'm not one of the folks clogging up the system by trying to buy I Bonds at this time, since I don't use TD. However, I certainly would be in line if they'd bring back those good old paper I Bonds. :D

What would Bond, Mel iBond do with all the cash now that he can no longer purchase paper I bonds?


You can still buy $5,000 in paper I-Bonds per year via your tax refund. This is in addition to the $10k (per person) you can buy electronically.

AgAuMoney
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Re: Problems logging into Treasury Direct?

Postby AgAuMoney » Sun Jan 27, 2013 7:35 pm

crowd79 wrote:Don't understand the rush to buy I-Bonds at this time. They're only paying 1.76% and inflation has been negative for the past 3 months. There's a good chance the next component will be 0%, thus you'd earn only 0.88% interest for the 1st year. I will wait until April when I know the combined rate (1.76% + ???%) for the next year before I decide to buy more I-Bonds.


Likewise. And unless there is a drastic change by May, I would expect the base rate to stay at 0%.


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