Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
In the current state of the market and with the current tax code, does the conventional wisdom still hold that you should stuff the tax-sheltered account with all the bonds it can hold and your AA requires? Or, for someone not enjoying the upper 1 or 2% of income, does it make better sense to simply put your best performing investments there? Does it matter whether the non-taxable account is a traditional one or a Roth? At the moment my Roth holds only an intermediate-term bond fund, and two-thirds of all the bonds I hold. My AA is 55/45.
- Posts: 195
- Joined: 20 Jun 2008
It doesn't seem to matter much nowadays as long as you can switch back to bonds in taxable without any tax consequences.
It's all about market timing, uh, I mean rebalancing, uh, I mean opportunistic rebalancing, uh, I mean short-term opportunistic rebalancing due to a short-term change in one's asset allocation.
- Posts: 28770
- Joined: 1 Mar 2007
Return to Investing - Theory, News & General
Who is online
Users browsing this forum: bertilak, DueDiligence, Elbowman, fareastwarriors, ftobin, Google [Bot], gotherelate, Joe D, johnz1001, Kougar2, MichDad, Rick Ferri, sri and 77 guests