I don't normally ask others to do my research but I'm just starting and the online system for the 457 is very cumbersome.
I'd appreciate if anyone would have a quick glance at these choices and make a couple of suggestion off the top of your head if you feel any stand out in terms of value.
Then I'll research further in detail.
Thank You.
American Century Str Alloc Agg
American Century Str Alloc Con
American Century Str Alloc Mod
Ariel
ASTON/Fairpointe Mid Cap
BlackRock Equity Dividend
BlackRock Global Allocation
Calamos Growth
Calamos Growth & Income
Calamos High Income
Dreyfus Appreciation
Dreyfus General Money Market
Dreyfus Opp Midcap Value
Dreyfus Strategic Value
Federated Bond
Fidelity Adv Intl Capital App
Fidelity Adv New Insights
Fidelity Adv Real Estate
Fidelity Adv Stk Slctr Mid Cap
Fidelity Adv Value Strategies
Fidelity Advisor Dividend Grow
Franklin Flex Cap Growth
Franklin High Income
Franklin Mutual Global Discovery
Goldman Sachs Emrg Mkts Eq
Goldman Sachs Govt Income
* Guggenheim Alpha Opportunity
Guggenheim High Yield
Guggenheim Large Cap Value
Guggenheim Mgd Futures Strgy
Guggenheim Mid Cap Value
Guggenheim Small Cap Value
Guggenheim StylePlus Large Core
Guggenheim StylePlus Md Growth
Guggenheim U.S. Investment Grade Bond
Guggenheim World Equity Income
INTECH U.S. Core
Invesco American Franchise
Invesco Comstock
Invesco Energy
Invesco Equity and Income 50%
Invesco Gold & Precious Metals
Invesco Mid Cap Core Equity
INVESCO MID CAP GROWTH
Invesco Small Cap Growth
Invesco Technology
Invesco Value Opportunities
Ivy Asset Strategy
Ivy Small Cap Growth
Janus Overseas
Janus Triton 50%
Neuberger Berman Core Bond
Neuberger Berman Lg Cp Val
Neuberger Berman Socially Resp
Oppenheimer Developing Markets
Oppenheimer Discovery
Oppenheimer Global
Perkins Mid Cap Value
PIMCO All Asset
PIMCO CommodityRealReturn
PIMCO Foreign Bond-Hedged
PIMCO High Yield
PIMCO Low Duration
PIMCO Real Return
PIMCO Small Cap StocksPLUS AR
PIMCO Total Return
Pru Jennison 20/20 Focus
Pru Jennison Natural Resources
Pru Jennison Small Company
Pru Small-Cap Value
RidgeWorth Md Cap Value Equity
RidgeWorth Sm Cap Value Equity
Royce Opportunity
Royce Value
RS Technology
RS Value
T. Rowe Price Retirement Balanced
Templeton Foreign
Templeton Global Bond
TRP Capital Appreciation
TRP Growth Stock
TRP Retirement 2015
TRP Retirement 2020
TRP Retirement 2025
TRP Retirement 2030
TRP Retirement 2035
TRP Retirement 2040
TRP Retirement 2045
TRP Retirement 2050
TRP Retirement 2055
Wells Fargo Advtg Growth
Wells Fargo Advtg Lg Cap Core
Wells Fargo Advtg Opportunity
Wells Fargo Advtg Sm Cap Value
457 Investment Choices
Re: 457 Investment Choices
That is one ugly list.
To do this right, you need to look up the expense ratio for each fund and also see if there is a load. Morningstar tells you straight out if there is a load. If you look elsewhere, if it says Class A, there is a load. Many (most) I looked at had loads.
I skipped all sector funds (real estate, energy). I just looked for a large cap blend (or value) with no loads and a bond fund. I didn't find much. Of the ones I looked at the Target Retirement funds were the least offensive.
If you can find a large cap blend without a load and use the PIMCO Total Return, you might be OK.
Is there a match?
But most importantly, is this a governmental or non-governmental 457b?
To do this right, you need to look up the expense ratio for each fund and also see if there is a load. Morningstar tells you straight out if there is a load. If you look elsewhere, if it says Class A, there is a load. Many (most) I looked at had loads.
I skipped all sector funds (real estate, energy). I just looked for a large cap blend (or value) with no loads and a bond fund. I didn't find much. Of the ones I looked at the Target Retirement funds were the least offensive.
If you can find a large cap blend without a load and use the PIMCO Total Return, you might be OK.
Is there a match?
But most importantly, is this a governmental or non-governmental 457b?
Link to Asking Portfolio Questions
Re: 457 Investment Choices
TRP 20XX. but that is one steep pile of turds.
between scotch and nothing, i'll take scotch. -- faulkner
Re: 457 Investment Choices
Thanks for the feedback..pretty new to this but I already felt the choices were poor.
Government plan.
Government plan.
Re: 457 Investment Choices
You'd have to know the expense ratios and fees to make an informed choice.
Re: 457 Investment Choices
The choices are poor, but deferring taxes is a good thing for most folks. If you stumble on something with lower expenses than the target funds, let us know. Good luck!
Link to Asking Portfolio Questions
Re: 457 Investment Choices
Thank you all.
We'll go with one of the Target Funds and keep it simple.
We have many other investments including Vanguard and Fidelity low cost funds that we're happy with since we tend to buy and hold rather than actively trade.
We'll go with one of the Target Funds and keep it simple.
We have many other investments including Vanguard and Fidelity low cost funds that we're happy with since we tend to buy and hold rather than actively trade.
- sometimesinvestor
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Re: 457 Investment Choices
Decide on an asset allocation for this account. Than buy some TRP Capital Appreciation(a fund with a terrific record http://money.usnews.com/funds/mutual-fu ... fund/prwcx
an expense ratio of .71 and more importantly an excellent objective and approach and also some of a target fund given that CAP AP is roughly a 60-40 fund.
an expense ratio of .71 and more importantly an excellent objective and approach and also some of a target fund given that CAP AP is roughly a 60-40 fund.