Total International Bond VTABX add to 3 fund port?

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Dave55
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Joined: Tue Sep 03, 2013 2:51 pm

Total International Bond VTABX add to 3 fund port?

Post by Dave55 »

Is anyone using Total International Bond VTABX in addition to the 3 fund portfolio? Would love to hear Taylor's thoughts?
"Reality always wins, your only job is to get in touch with it." Wilfred Bion
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Taylor Larimore
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Joined: Tue Feb 27, 2007 7:09 pm
Location: Miami FL

Re: Total International Bond VTABX add to 3 fund port?

Post by Taylor Larimore »

Dave55 wrote:Is anyone using Total International Bond VTABX in addition to the 3 fund portfolio? Would love to hear Taylor's thoughts?
Dave:

I gave you my thoughts in this thread:

http://www.bogleheads.org/forum/viewtop ... &start=600

Best wishes
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle
am
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Joined: Sun Sep 30, 2007 9:55 am

Re: Total International Bond VTABX add to 3 fund port?

Post by am »

I originally added it but after doing research went back to all US TBM. The Vanguard paper on this topic shows a very small benefit if any to adding it in the past. Bonds are for safety in my portfolio and think that US bonds serve this purpose well. I did not feel like the complexity was worth it in the end. The bulk of returns comes from the stock side so did not feel like adding int bonds would do much to returns overall.
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