DSInvestor wrote:The wiki has a great page that shows which Fidelity funds are good matches for Vanguard index funds. Wiki article link: Fidelity
It looks like you're building a separate portfolio in this Inherited IRA account with its own AA. If this account is part of your overall retirement portfolio, consider treating all accounts as one portfolio and place funds accordingly. For example, if your 401k doesn't have any low cost bond funds, you can load up on low cost spartan bond index funds in the Inherited IRA.
bru wrote:So no thoughts about using Fidelity funds? Oh well.
bru wrote:I inherited a traditional IRA. It was with Fidelity and since I do have an account with them I created a BDA account and everything got transferred over in kind. It is a mess of a portfolio with 11 holdings including 5 individual stocks. Obviously I want to simplify it and for now think the 3 fund approach would be best. The Wiki here suggests these Fidelity funds:
Spartan Total Market Index (FSTMX)
Global ex U.S. Index Fund (FSGDX)
Spartan U. S. Bond Index Fund (FBIDX)
I was thinking of using Spartan International Index Fund (FSIIX) instead for the Int'l portion. Small change but just curious what the thoughts were? Also any other suggestions other than these index funds?
M_to_the_G wrote:I inherited a ROTH IRA, ... and I am not allowed to change anything in it or add anything to it.
livesoft wrote:M_to_the_G wrote:I inherited a ROTH IRA, ... and I am not allowed to change anything in it or add anything to it.
Can you please explain why you cannot change anything? My spouse inherited an IRA held at a bank. She moved the inherited IRA to Vanguard and can invest any way she wants.
Perhaps you have been duped?
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