Yes, math. We don't know what percentage of the holding is STCG, so we can't do the math for you, but it's pretty simple math. Be sure to consider differences between both federal and (if any) state STCG/LTCG rates. I guess you'll pay the ACA and ATRA taxes independent of whether the gains are short term or long term.knopflergrass wrote:Is there a simple way to determine if holding these funds until they qualify for long term gains is better than selling to get out of the higher ER and move sooner to VG?
knopflergrass wrote:A second scenario is that I have some Class C shares in 10K worth of Roth IRA money that have ER of 1.89%. I would have to hold them for six more months to avoid a 1% back end load. When does it make sense to move these to VG funds?
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