livesoft wrote:I don't know if Fidelity Spartan index funds are as tax-efficient as Vanguard ones. I am talking with respect to percentage of qualified dividends and lack of cap gains distributions. I own Fidelity Spartan funds in my 401(k) where I am not concerned about tax-efficiency, so I have not looked up this aspect of them.
My AA is similar with the following adds(ROTHs are 30% of equities) in Roths--IDV and VSS in roths and VTV in IRA.
In Taxable-moved to IEMG and FSIVX to capture additional int small and ?? hopefully a better QDI over VWO ?? VWO QDI last year was 57%. Don't know IEMG's QDI as it is new.
Moved VSS to Roths due to 49% QDI.
Total of all Int.----Net of all changes= 38% euro; 38 asia; 9% NA; 5% SA+Africa
Also sold FSGDX and replaced with FSIVX and IEMG in Taxable with IDV and VSS in deferred.(lower er and better tax situation for me). I am interested in your thoughts on this as I also liked FSGDX
livesoft----------------FIDO 2012 QDIs: