New choice 401K deferred & roth

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Topic Author
Garydog
Posts: 13
Joined: Sun Jan 06, 2013 5:47 pm

New choice 401K deferred & roth

Post by Garydog »

Hi, My company is being sold and the company is given me a choice of going deferred both/or roth 401K .
I max out each year , and invest in a non deductible IRA and between my wife and myself can not contribute to a roth IRA due to income
I'm 48 years old have 600K+ in deferred accounts and 100K in taxable accounts. and plan to be in a lower tax bracket once in retirement but i'm concerned about the tax rate itself being higher by the time I would tap into a roth holding , Hope to retire at 60 but probably not touch the roth till later in retirement .
I went with a 10% in each (deferred/ roth ) but can change at any time..
Any suggestion ??????????????
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