I am helping my gf set up a retirement plan. 41yrs, high 5 figure portfolio, 25% tax bracket.
Currently she has 27,000 in a ROTH all in FFNOX (Fidelity Four-In-One Fund).
She will invest $5,500 additional to the ROTH for 2013 and the max for all future years.
In addition she has $50,000 available to invest in taxable space. She is comfortable to lump in 25k now and the remaining 25k over the next 10 months.
I am planning a 30% bond, 35/35% US/International allocation.
Thinking of putting all her ROTH into the bond fund and the US/International in the taxable.
Seems reasonable enough?