You say you like the lazy portfolio, but I sense there's a wheeler and dealer in you trying to get out?
tryingtoInvest wrote:Just wanted to try bumping this up to see if anyone has any other thoughts.
Your desired asset allocationis very reasonable in my opinion.tryingtoinvest wrote:Age: 28
Desired Asset allocation: 70% stocks / 30% bonds
Desired International allocation: 30% of stocks
tryingtoInvest wrote: 1. Why did you split the bond holdings between Roth (Total Bod) and 401k (Pimco) - is this so that all of my egg's are not in the Pimco basket?
2. You used Inst index (VINIX) in ratio with the small cap index (VSISX) to approximate total market - can you explain why the mid cap (VMISX) fund was not included as well?
TryingtoInvest wrote: . . . for future unknown expenses (house, children, travel, who knows). Any advice on how I can achieve this? Is a portion of bond holding in the taxable account recommended? Should I separate this portion of funds from the retirement portfolio and create a "sub-portfolio"? . . .
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Short-term reserves 27.70%
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