Post your Morningstar X-Ray Style Box

Have a question about your personal investments? No matter how simple or complex, you can ask it here.
Topic Author
STC
Posts: 415
Joined: Wed Nov 14, 2012 8:22 am

Post your Morningstar X-Ray Style Box

Post by STC »

Interested to see how most here allocate.

Mine:
Image
Khanmots
Posts: 1241
Joined: Sat Jun 11, 2011 2:27 pm

Re: Post your Morningstar X-Ray Style Box

Post by Khanmots »

Might want to differentiate between domestic and international. I notice that due to differences in asset class options that I have significant differences between the two. Just think it'd be more interesting seeing 3 charts (both separate and one combined) than simply the latter :)

Edited to add my allocation:

Code: Select all

Domestic Style Boxes		
12%	16%	13%
 4%	  9%	 4%
21%	16%	 4%

International Style Boxes		
13%	13%	13%
15%	15%	12%
 8%	  6%	 5%

Combined Style Boxes (45/55 domestic/international)
13%	14%	13%
10%	12%	 8%
15%	11%	 4%
Last edited by Khanmots on Wed Feb 20, 2013 5:31 pm, edited 1 time in total.
FillorKill
Posts: 1007
Joined: Sat Aug 06, 2011 7:01 am

Re: Post your Morningstar X-Ray Style Box

Post by FillorKill »

Wow an STC sighting - I thought you were abducted by Aliens or something... :o

I haven't done one of those since 2008 - wanna see that one?
Topic Author
STC
Posts: 415
Joined: Wed Nov 14, 2012 8:22 am

Re: Post your Morningstar X-Ray Style Box

Post by STC »

Nah. I keep getting banned for telling the gold bugs that they are stupid. Of course... look at the chart on GLD since i started that rant, not that that proves I am right... but definitely proves me less wrong. :) And I got a big promotion at work, so time is less available. :sharebeer
FillorKill
Posts: 1007
Joined: Sat Aug 06, 2011 7:01 am

Re: Post your Morningstar X-Ray Style Box

Post by FillorKill »

Congrats on the promotion. :beer

Be advised there is an active gold thread so tread lightly... Anyhow I'll see if I can find that X-Ray
Topic Author
STC
Posts: 415
Joined: Wed Nov 14, 2012 8:22 am

Re: Post your Morningstar X-Ray Style Box

Post by STC »

BBL wrote:Congrats on the promotion. :beer

Be advised there is an active gold thread so tread lightly... Anyhow I'll see if I can find that X-Ray
Sheep.
User avatar
Rob5TCP
Posts: 3812
Joined: Tue Jun 05, 2007 7:34 pm
Location: New York, NY

Re: Post your Morningstar X-Ray Style Box

Post by Rob5TCP »

Value Core Growth
27 30 18 Large
8 5 4 Med
2 2 2 Small
Jordana
Posts: 35
Joined: Mon Jan 21, 2013 1:44 pm

Re: Post your Morningstar X-Ray Style Box

Post by Jordana »

I am a 56 yo married female physician with 3 kids in college/med school and my husband is retired (no income) All that education....just started asset allocation in 2010 so have not yet put all my ducks in order...

equities
19 19 18
10 11 6
6 5 6

Bonds
0 8 26
0 8 5
0 0 0

Long% Short% Net%
Cash 30 - 2 28
U.S. Stocks 32 0 32
Foreign Stocks 23 0 23
Bonds 14 0 14
Other 3 0 3
Not Classified 0 0 0
Total 102 -2 100
Khanmots
Posts: 1241
Joined: Sat Jun 11, 2011 2:27 pm

Re: Post your Morningstar X-Ray Style Box

Post by Khanmots »

Jordana wrote:I am a 56 yo married female physician with 3 kids in college/med school and my husband is retired (no income) All that education....just started asset allocation in 2010 so have not yet put all my ducks in order...
We're all "late" about getting started on something in our lives. So don't be discouraged, you identified a lack, you're learning and you're doing something about it now. Congrats!

Now... if I could only take that advice in other areas of my own life... ;)
livesoft
Posts: 86075
Joined: Thu Mar 01, 2007 7:00 pm

Re: Post your Morningstar X-Ray Style Box

Post by livesoft »

It worthwhile to post this, so that I have record of these numbers on this date:

All:
13-17-13
11-11-07
14-09-05

US-only
11-19-12
07-08-04
20-13-04

Int'l-only
15-15-14
15-13-11
08-05-05
Wiki This signature message sponsored by sscritic: Learn to fish.
allocator
Posts: 94
Joined: Sun Dec 23, 2012 11:10 am

Re: Post your Morningstar X-Ray Style Box

Post by allocator »

This is for all equities:

17-21-18
07-07-06
10-10-05
User avatar
stoub
Posts: 85
Joined: Thu Jan 27, 2011 5:58 pm

Re: Post your Morningstar X-Ray Style Box

Post by stoub »

US stocks
12 18 18
08 09 04
17 11 03

ex-US stocks
21 18 12
17 10 07
07 04 04
User avatar
zaboomafoozarg
Posts: 2431
Joined: Sun Jun 12, 2011 12:34 pm

Re: Post your Morningstar X-Ray Style Box

Post by zaboomafoozarg »

All stocks:

Image
gkaplan
Posts: 7034
Joined: Sat Mar 03, 2007 7:34 pm
Location: Portland, Oregon

Re: Post your Morningstar X-Ray Style Box

Post by gkaplan »

How do you get this if you don't have premium membership?
Gordon
User avatar
zaboomafoozarg
Posts: 2431
Joined: Sun Jun 12, 2011 12:34 pm

Re: Post your Morningstar X-Ray Style Box

Post by zaboomafoozarg »

gkaplan wrote:How do you get this if you don't have premium membership?
Just go here and enter in your holdings:

http://portfolio.morningstar.com/Rtport ... aspx?dt=37

At least that's what I've always done.
gkaplan
Posts: 7034
Joined: Sat Mar 03, 2007 7:34 pm
Location: Portland, Oregon

Re: Post your Morningstar X-Ray Style Box

Post by gkaplan »

Thanks for the link:

This is is my equity style box.

18 22 12
10 11 05
11 08 03

Not classified: 0.00%

(My lone fixed income fund is the TSP G Fund, so I don't know how to use the X-Ray for that.)
Gordon
gkaplan
Posts: 7034
Joined: Sat Mar 03, 2007 7:34 pm
Location: Portland, Oregon

Re: Post your Morningstar X-Ray Style Box

Post by gkaplan »

Foreign equity style box:

21 22 19
10 09 08
05 03 03

Not classified: 0.00%


Domestic equity style box:

16 21 06
09 13 03
17 12 03

Not classified: 0.00%
Gordon
Choy
Posts: 381
Joined: Mon Sep 27, 2010 9:56 pm

Re: Post your Morningstar X-Ray Style Box

Post by Choy »

Haven't done a MS X-Ray on my portfolio in awhile. Definitely interesting to see how others allocate.

All
12-16-14
09-11-07
15-10-05

U.S.
11-17-15
07-10-05
18-12-05

Int'l
14-14-13
14-14-12
08-06-05
Angst
Posts: 2968
Joined: Sat Jun 09, 2007 11:31 am

Re: Post your Morningstar X-Ray Style Box

Post by Angst »

I like seeing other people's style prefs. Here are mine as of 2 weeks ago:

domestic
13 12 08
15 11 06
16 12 06

international
18 15 13
16 12 10
08 05 04
peppers
Posts: 1650
Joined: Tue Oct 25, 2011 7:05 pm

Re: Post your Morningstar X-Ray Style Box

Post by peppers »

Stock

20-20-20
07-08-09
05-06-05

Bond

00-91-09
00-00-00
"..the cavalry ain't comin' kid, you're on your own..."
User avatar
empb
Posts: 830
Joined: Tue Aug 11, 2009 1:22 pm
Location: E1W

Re: Post your Morningstar X-Ray Style Box

Post by empb »

Domestic
00-00-00
09-09-01
46-27-08

Foreign
00-01-00
27-16-10
22-14-08

Overall
00-01-00
18-13-05
34-21-08
Trev H
Posts: 1896
Joined: Fri Mar 02, 2007 9:47 pm

Re: Post your Morningstar X-Ray Style Box

Post by Trev H »

My simple 4x25 equity allocation...

25% Vanguard Large Cap Index (domestic)
25% Vanguard Small Value Index (domestic)
25% Vanguard International Value (international including em)
25% Vanguard FTSE X-US International Small Market (international including em)

14-14-13
11-11-07
15-10-04

Half Large, Half Small, Half Market, Half Value, Half US, Half International...

Global, Beta, Size, Price diversification in a simple 4 fund mix.

Trev H
User avatar
Rob54keep
Posts: 440
Joined: Mon Dec 01, 2008 9:06 pm

Re: Post your Morningstar X-Ray Style Box

Post by Rob54keep »

Stock
24-25-20
07-08-07
03-03-03

Bonds
24-26-07
19-01-20
00-00-00
User avatar
William4u
Posts: 1445
Joined: Fri Jun 01, 2012 3:02 pm

Re: Post your Morningstar X-Ray Style Box

Post by William4u »

empb wrote:Domestic
00-00-00
09-09-01
46-27-08

Foreign
00-01-00
27-16-10
22-14-08

Overall
00-01-00
18-13-05
34-21-08
empb,

I understand how you get the small value tilt in domestic (using VBR would work), but how do you get the small value INTERNATIONAL tilt? VSS and Vanguard International Explorer couldn't do that (both of those are blend funds, so it must be a non-vanguard fund I don't know about).

Thanks!
Last edited by William4u on Fri Feb 22, 2013 11:50 am, edited 1 time in total.
2retire
Posts: 400
Joined: Wed Jun 13, 2012 9:00 am

Re: Post your Morningstar X-Ray Style Box

Post by 2retire »

Stocks
18 19 27
09 07 08
05 05 02

Bonds
00 15 00
00 00 00
00 12 00
Unclassified: 73.38% (I have a large holding of PTTRX which for some reason M* doesn't classify)


@empb,

Now that is some small/value tilt you've got going on there. Actually, I think your portfolio has fallen over.
Last edited by 2retire on Fri Feb 22, 2013 2:26 pm, edited 1 time in total.
User avatar
Bustoff
Posts: 2033
Joined: Sat Mar 03, 2012 5:45 pm

Re: Post your Morningstar X-Ray Style Box

Post by Bustoff »

Clearly I need counseling.

45-16-08
22-04-02
01-01-01
User avatar
William4u
Posts: 1445
Joined: Fri Jun 01, 2012 3:02 pm

Re: Post your Morningstar X-Ray Style Box

Post by William4u »

Vanguard Total Domestic (VTI) is by itself...

24 24 25
6 6 7
3 3 3

So Bustoff has a large and mid value tilt, but tilts away from small.
User avatar
Clearly_Irrational
Posts: 3087
Joined: Thu Oct 13, 2011 3:43 pm

Re: Post your Morningstar X-Ray Style Box

Post by Clearly_Irrational »

All
-----
11-13-11
8-7-2
28-17-5
User avatar
bottomfisher
Posts: 399
Joined: Fri Jan 04, 2013 8:03 am

Re: Post your Morningstar X-Ray Style Box

Post by bottomfisher »

29 23 21
09 07 06
02 02 01

This differs greatly from Vanguard's portfolio tool. Missing out on that purported small cap premium. May need to do some reading this weekend.
User avatar
Blues
Posts: 2501
Joined: Wed Dec 10, 2008 10:58 am
Location: Blue Ridge Mtns

Re: Post your Morningstar X-Ray Style Box

Post by Blues »

in progress
Last edited by Blues on Thu May 02, 2013 8:33 pm, edited 1 time in total.
DVMResident
Posts: 1814
Joined: Mon Aug 01, 2011 8:15 pm

Re: Post your Morningstar X-Ray Style Box

Post by DVMResident »

17- 22-17
8 -10-7
9 -7-3

Lots more tilting than I expected. Looks like my tilt is milder than I thought, too.
Topic Author
STC
Posts: 415
Joined: Wed Nov 14, 2012 8:22 am

Re: Post your Morningstar X-Ray Style Box

Post by STC »

Who wants to volunteer to average all the posted styles and come up with a combined style-box? May want to exclude the guy who is 100% small value.

I know there is a numbers geek out there itching to do this!...
User avatar
matjen
Posts: 2189
Joined: Sun Nov 20, 2011 10:30 pm

Re: Post your Morningstar X-Ray Style Box

Post by matjen »

20 21 20
7 8 6
7 7 4
A man is rich in proportion to the number of things he can afford to let alone.
crowd79
Posts: 640
Joined: Sun Nov 18, 2012 9:37 pm

Re: Post your Morningstar X-Ray Style Box

Post by crowd79 »

15.16.28
8.9.14
3.4.3

Too heavy for my liking in Large growth stocks. Should I adjust and have a little more small-cap exposure?
MoonOrb
Posts: 1506
Joined: Thu Jan 24, 2013 5:58 pm

Re: Post your Morningstar X-Ray Style Box

Post by MoonOrb »

24 24 23
5 5 5
5 5 5
MoonOrb
Posts: 1506
Joined: Thu Jan 24, 2013 5:58 pm

Re: Post your Morningstar X-Ray Style Box

Post by MoonOrb »

STC wrote:Who wants to volunteer to average all the posted styles and come up with a combined style-box? May want to exclude the guy who is 100% small value.

I know there is a numbers geek out there itching to do this!...
You'd need to know everyone's total holdings, though, wouldn't you? Otherwise it wouldn't be properly weighted.
Postmon
Posts: 316
Joined: Mon Jan 02, 2012 1:46 pm

Re: Post your Morningstar X-Ray Style Box

Post by Postmon »

Domestic
15-20-18
5-7-5
13-14-4

Int'l
36-30-19
6-3-3
1-0-1

Total
21-23-18
5-6-4
9-10-3
mtwoy
Posts: 45
Joined: Tue Jun 19, 2012 10:39 am

Re: Post your Morningstar X-Ray Style Box

Post by mtwoy »

Overall:
11-14-12
11-12-8
16-11-5

Domestic:
8-15-11
8-11-4
23-15-5

International:
14-14-13
14-14-12
8-6-5
Topic Author
STC
Posts: 415
Joined: Wed Nov 14, 2012 8:22 am

Re: Post your Morningstar X-Ray Style Box

Post by STC »

MoonOrb wrote:
STC wrote:Who wants to volunteer to average all the posted styles and come up with a combined style-box? May want to exclude the guy who is 100% small value.

I know there is a numbers geek out there itching to do this!...
You'd need to know everyone's total holdings, though, wouldn't you? Otherwise it wouldn't be properly weighted.
Its not asset weighted. Its perspective weighted. In other words, it doesnt matter if you have $10 or $999,999,999 your OPINION and PERSPECTIVE should carry equal weight.
MoonOrb
Posts: 1506
Joined: Thu Jan 24, 2013 5:58 pm

Re: Post your Morningstar X-Ray Style Box

Post by MoonOrb »

Good point!
User avatar
SpringMan
Posts: 5422
Joined: Wed Mar 21, 2007 11:32 am
Location: Michigan

Re: Post your Morningstar X-Ray Style Box

Post by SpringMan »

all equities
26 25 15
07 09 08
04 04 03

all bonds
00 16 00
24 27 13
00 17 00

Never bothered breaking up equity x-ray into domestic and foreign.
Best Wishes, SpringMan
User avatar
BHCadet
Posts: 391
Joined: Sat Jan 14, 2012 11:47 pm
Location: SoCal

Re: Post your Morningstar X-Ray Style Box

Post by BHCadet »

All equities:
21-23-21
06-07-06
06-06-05
User avatar
LiveSimple
Posts: 2312
Joined: Thu Jan 03, 2013 6:55 am

Re: Post your Morningstar X-Ray Style Box

Post by LiveSimple »

Image
Invest when you have the money, sell when you need the money, for real life expenses...
2retire
Posts: 400
Joined: Wed Jun 13, 2012 9:00 am

Re: Post your Morningstar X-Ray Style Box

Post by 2retire »

Here is a breakdown of various US/International portfolios for comparison. All ratios were done with Vanguard Total Stock/International Market Admiral shares (VTSAX/VTIAX).

100u
24 24 25
06 06 07
03 03 03

90u/10i
24 24 24
06 06 06
03 03 03

80u/20i
24 25 24
06 06 06
03 02 03

75u/25i
25 25 24
06 06 06
03 02 02

70u/30i
25 25 24
06 06 06
03 02 02

65u/35i
25 25 24
06 06 06
03 02 02

60u/40i
25 25 24
06 06 06
02 02 02

50u/50i
26 26 24
06 06 06
02 02 02

40u/60i
26 26 24
06 06 06
02 02 02

30u/70i
26 27 24
06 06 05
02 02 02

20u/80i
27 27 24
06 06 05
02 02 02

10u/90i
27 27 24
06 06 05
02 01 01

100i
28 28 24
06 05 05
02 01 01

And finally, Vanguard Total World Stock Index Investor shares:

VTSWX
26 27 25
06 06 05
02 02 02
User avatar
William4u
Posts: 1445
Joined: Fri Jun 01, 2012 3:02 pm

Re: Post your Morningstar X-Ray Style Box

Post by William4u »

Combined domestic and international...

15-15-15
09-09-06
17-11-05
Default User BR
Posts: 7502
Joined: Mon Dec 17, 2007 6:32 pm

Re: Post your Morningstar X-Ray Style Box

Post by Default User BR »

Too much trouble.


Brian
livesoft
Posts: 86075
Joined: Thu Mar 01, 2007 7:00 pm

Re: Post your Morningstar X-Ray Style Box

Post by livesoft »

Lots of the X-rays show that the slice-and-dice folks are looking at X-rays occassionally, but the Total Market Weights folks are not and they are not posting in this thread either. There are a few brave Total Market Weights investors showing their X-rays, but not many.
Wiki This signature message sponsored by sscritic: Learn to fish.
User avatar
iceport
Posts: 6054
Joined: Sat Apr 07, 2007 4:29 pm

Re: Post your Morningstar X-Ray Style Box

Post by iceport »

Domestic:
18 22 20
06 08 07
06 06 06

International:
20 22 21
11 09 08
04 03 03

Total Equity:
19 22 21
08 09 07
05 05 04

Total US Stock Market, VTSAX (for an objective, market cap weighted point of reference):
24 24 25
06 06 07
03 03 03

and
Total International Stock Market:
28 28 24
06 05 05
02 01 01

I used to have a bigger small value tilt, but it came mostly from a 10% slice of US REITs. Now I've split that with International Real Estate, and VGSNX now looks like this:

00 64 14
08 22 06
06 08 02

:shock: When did that happen?!?

while VNQI looks like this:

10 23 26
16 10 07
03 03 02


:shock:

(Does this mean REITs will no longer be strongly correlated with small value, or are there limitations to what we can expect a Morningstar instant x-ray style box analysis to show us?)
livesoft wrote:Lots of the X-rays show that the slice-and-dice folks are looking at X-rays occassionally, but the Total Market Weights folks are not and they are not posting in this thread either. There are a few brave Total Market Weights investors showing their X-rays, but not many.
Interesting choice of words, considering the fact that the those with a heavy small and/or value tilt are assuming more risk. :)

Brave? This is brave:
Domestic
00-00-00
09-09-01
46-27-08

Foreign
00-01-00
27-16-10
22-14-08

Overall
00-01-00
18-13-05
34-21-08
--Pete
"Discipline matters more than allocation.” |—| "In finance, if you’re certain of anything, you’re out of your mind." ─William Bernstein
User avatar
zaboomafoozarg
Posts: 2431
Joined: Sun Jun 12, 2011 12:34 pm

Re: Post your Morningstar X-Ray Style Box

Post by zaboomafoozarg »

petrico wrote:Interesting choice of words, considering the fact that the those with a heavy small and/or value tilt are assuming more risk. :)
Exactly :)

I tilt 10% to small/value, that's my limit.
livesoft
Posts: 86075
Joined: Thu Mar 01, 2007 7:00 pm

Re: Post your Morningstar X-Ray Style Box

Post by livesoft »

petrico wrote:Interesting choice of words, considering the fact that the those with a heavy small and/or value tilt are assuming more risk. :)
Since we don't know what percentage of bonds & fixed income these folks have, can we really say they are assuming more risk? Perhaps they have chosen a higher allocation to bonds than folks who use Total Market Weights?
Wiki This signature message sponsored by sscritic: Learn to fish.
Post Reply