Johm221122 wrote:A few questions
Do you have emergency fund or high debt?
Do you want international?
But if you don't want international
Total bond 15%
Vanguard institutional (vinix?)70%
Vanguard small cap index? 15%
Countermoon wrote:For bonds, VBMPX is a good choice?
And finally, it makes sense to stick with Roth in my situation, right? As I said I'm 24, gross income is $45K/year. I really don't expect to be in a lower tax bracket at retirement. Seems like the logical choice for both IRA and 457.
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