just curious on your advice:
emergency fund: 6 months maxed out (vanguard pmm)
401k 2013: maxed out
roth ira 2013 maxed out
zero debt -- just paid off student loans and have no cc debt
I cannot enroll in the hsa--I missed open enrollment. I am currently employing the 3 fund portfolio -- total stock, total bond and total international stock index funds.
Seeing as though its only February -- where should I look to sock extra cash in your opinion??