LFKB wrote:I moved over $100k (less than $500k) of assets to Vanguard this week and was offered a free conversation with a CFP as well. He basically recommended the three fund portfolio but with California Intermediate-Term Tax Exempt in place of Total Bond Market due to my tax rate. I told him I wanted to tilt to small cap and he said that was fine and asked how much of my US equities I wanted in small cap and we came up with the split for TSM and small cap index. He was also useful in answering some other questions about the funds and taxes. Overall, I didn't learn anything that I hadn't already read on here. I went with with an allocation I was planning on and he agreed with it. Basically the jest of it is the advice you get on here is likely just as good as the advice you'll get from the planner. That's not a knock on the planner, just shows that people here generally know what they're talking about.
TroutMD wrote:I feel a little cheated; I did the same about 6 weeks ago and all I got was a 'Thank You Card' in the mail. I had no offers of talking to a 'CFP'. Did this come by email or snail mail? There is a chance I overlooked it... Although, I am not certain they would have much to add.
Bacchus01 wrote:Interesting, I've moved $400K to Vanguard since Jan 1 and not a single welcome phone call.
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