bulldog1 wrote:New annual Contributions
$17,500 his 401k (Company deposits a Safe Harbor contribution 2% of my salary every year)
$3000 her 403b (no match, gets pension that averages about 2k a year) I have her up 1% point every year when she gets a raise.
$5,500 his Roth IRA
$5,500 her Roth IRA
bulldog1 wrote:Do the fund placements look good so far?
Is there a good process for requesting an employer to provide certain funds? I'm guessing just an e-mail or letter to HR.
bulldog1 wrote:Debt: Mortgage $89,000 15 year at 3.875%
Tax Rate: 25% Federal, 6.5% State
New annual Contributions
bulldog1 wrote:The PIMCO bond funds seem expensive but according to the wiki, bond funds should go there first and the Roth accounts as an alternative. i can re-balance in my 401K...
PIMCO Total Return Fund Institutional Class PTTRX (0.92%)
stilts1007 wrote:If this changes your thinking at all, PTTRX has an ER of 0.46% according to M*, not 0.92%. I have this one in my 401(k) and I thought it looked a little high reading your post..
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