by Alan S.
A separate 8606 is required for each spouse.
How many spouses do you figure he has?
Sorry. Couldn't resist.
Actually, I wanted to thank you, Alan, for the explanation. I had googled my situation --- which was similar to fitz's --- and a Wikipedia entry made the top of the list. It said the same thing you did, but not as detailed. I was just about to do my standard Boglehead site seach on Google for confirmation of the Wikipedia info --- site:Bogleheads.org search_term(s)
--- when I noticed that this thread came up second
on the google return list.
I was looking for disadvantages to a backdoor Roth. I wanted to get my mAGI to 170,000. I'm figuring that without any finagling, our mAGI is going to fall in the 190-200K range for 2013. I was going to follow the suggestion from another poster here, whereby my wife would contribute ALL of her 2013 salary to her 401k, and I would cut her a check for that. She made about 20K in 2012 (she works outside the home part-time --- very full-time inside the home), and will probably make a similar amount this year. Maybe a bit more. I was trying to figure out if it was worth the effort. It still may be, but knowing I can still do a backdoor Roth without any grave consequences muddies the waters a little less.