colejr wrote:Am I missing anything?
ofckrupke wrote:colejr wrote:Am I missing anything?
I don't think so.
BTW if you are already a TIAA GSRA certificate-holder I think point 3 only distracts from the present decision about whether to transfer-in a substantial lump sum to Trad.
Levett wrote:If you go over to the Morningstar TIAA site and place your exact query there, you are likely to receive responses from MSU folks--active and retired.
colejr wrote:Levett wrote:If you go over to the Morningstar TIAA site and place your exact query there, you are likely to receive responses from MSU folks--active and retired.
Thanks, good idea. I may do that, as I will likely find some with experience in the details of the transfer process. I'm also appreciative of the Bogleheads perspective found here.
Easy Rhino wrote:It sounds like you'd still have 80% of your assets outside of TIAA, so I'm guessing you'd still have adequate access to any other funds you may want?
colejr wrote:Easy Rhino wrote:It sounds like you'd still have 80% of your assets outside of TIAA, so I'm guessing you'd still have adequate access to any other funds you may want?
Yes, at least for now it's not an issue, all our other money is with Vanguard. The really nice thing about this TIAA-CREF 403(b) is access to the core Vanguard funds I'd want as Institutional shares, along with access to the unique TIAA offerings, e.g. Traditional and TIAA Real Estate. I've been considering this move for some time and don't see a downside, but am very cautious about making changes
rjbraun wrote:But I do find Vanguard much better to deal with than TIAA-CREF. I find the latter's toll-free customer service much less efficient and helpful. Also, the website is difficult to navigate and not at all intuitive, imo. They so much as acknowledged this, months ago, and said they were working on improving the site, fwiw.
runner9 wrote:My wife has a 403b from TIAA-CREF as an option at work. Just based on names I'm guessing it's best; we're planning to start contributing in late 2014. On their site I can't find anything about 403b options, is there a standard list or does it very by employer plan?
who wrote that? I will let you choose three letters.Who Can Set Up a 403(b) Account?
You cannot set up your own 403(b) account. Only employers can set up 403(b) accounts.
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