Q regarding the I-bonds

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Q regarding the I-bonds

Postby jbyoun1990 » Sat Dec 29, 2012 11:08 pm

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Re: Q regarding the I-bonds

Postby jsl11 » Sat Dec 29, 2012 11:09 pm

The 1.76% is the inflation adjustment. The fixed rate is 0%

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Re: Q regarding the I-bonds

Postby jbyoun1990 » Sat Dec 29, 2012 11:11 pm

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Re: Q regarding the I-bonds

Postby Rainier » Sat Dec 29, 2012 11:13 pm

Still way better than 95bps at an online bank. Plus it's tax deferred and state tax free.
- Bill
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Re: Q regarding the I-bonds

Postby jbyoun1990 » Sun Dec 30, 2012 12:46 am

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Re: Q regarding the I-bonds

Postby Johm221122 » Sun Dec 30, 2012 2:26 am

There a great investment and I would dare to say mentioned daily on this site Just use search engine to find other post.I would use Ira or 401 first in most cases but besides that great for short term or mid term. As far as long term look at or compare to EE bonds
viewtopic.php?f=10&t=106029&hilit=+EE+bonds
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Re: Q regarding the I-bonds

Postby camaro327 » Sun Dec 30, 2012 7:23 am

These are a great alternative to CDs of any length right now. The fed has an inflation target of 2% (I believe that was the last number I'm remembering for it). So with the tax deferral and ability to cash out after 1 year with only a 3mo penalty, these are hard to beat.
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Re: Q regarding the I-bonds

Postby larmewar » Sun Dec 30, 2012 7:38 pm

I-bonds are a great alternative to TIPS and TIPS funds for inflation protection, that is unless you expect TIPS real yields (fixed rate) to become even more negative.

Lar
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Re: Q regarding the I-bonds

Postby Sam I Am » Sun Dec 30, 2012 7:47 pm

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Re: Q regarding the I-bonds

Postby Rainier » Sun Dec 30, 2012 7:53 pm

I remember when you could buy $30k of I bonds with a credit card. What were they thinking?
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Re: Q regarding the I-bonds

Postby Mel Lindauer » Sun Dec 30, 2012 11:09 pm

Rainier wrote:I remember when you could buy $30k of I bonds with a credit card. What were they thinking?


Ahh, those were the good old days, my friend!
Best Regards - Mel

Semper Fi
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