Q regarding the I-bonds

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jbyoun1990
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Q regarding the I-bonds

Postby jbyoun1990 » Sat Dec 29, 2012 10:08 pm

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Last edited by jbyoun1990 on Wed Mar 20, 2013 7:24 pm, edited 1 time in total.

jsl11
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Re: Q regarding the I-bonds

Postby jsl11 » Sat Dec 29, 2012 10:09 pm

The 1.76% is the inflation adjustment. The fixed rate is 0%

Jeff

jbyoun1990
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Re: Q regarding the I-bonds

Postby jbyoun1990 » Sat Dec 29, 2012 10:11 pm

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Last edited by jbyoun1990 on Wed Mar 20, 2013 7:24 pm, edited 1 time in total.

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Rainier
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Re: Q regarding the I-bonds

Postby Rainier » Sat Dec 29, 2012 10:13 pm

Still way better than 95bps at an online bank. Plus it's tax deferred and state tax free.
- Bill

jbyoun1990
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Joined: Sat Dec 22, 2012 11:47 am

Re: Q regarding the I-bonds

Postby jbyoun1990 » Sat Dec 29, 2012 11:46 pm

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Last edited by jbyoun1990 on Wed Mar 20, 2013 7:26 pm, edited 1 time in total.

Johm221122
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Re: Q regarding the I-bonds

Postby Johm221122 » Sun Dec 30, 2012 1:26 am

There a great investment and I would dare to say mentioned daily on this site Just use search engine to find other post.I would use Ira or 401 first in most cases but besides that great for short term or mid term. As far as long term look at or compare to EE bonds
viewtopic.php?f=10&t=106029&hilit=+EE+bonds
John

camaro327
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Re: Q regarding the I-bonds

Postby camaro327 » Sun Dec 30, 2012 6:23 am

These are a great alternative to CDs of any length right now. The fed has an inflation target of 2% (I believe that was the last number I'm remembering for it). So with the tax deferral and ability to cash out after 1 year with only a 3mo penalty, these are hard to beat.

larmewar
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Re: Q regarding the I-bonds

Postby larmewar » Sun Dec 30, 2012 6:38 pm

I-bonds are a great alternative to TIPS and TIPS funds for inflation protection, that is unless you expect TIPS real yields (fixed rate) to become even more negative.

Lar

Sam I Am
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Re: Q regarding the I-bonds

Postby Sam I Am » Sun Dec 30, 2012 6:47 pm

Message deleted.
Last edited by Sam I Am on Sun Oct 06, 2013 2:40 pm, edited 1 time in total.

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Rainier
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Re: Q regarding the I-bonds

Postby Rainier » Sun Dec 30, 2012 6:53 pm

I remember when you could buy $30k of I bonds with a credit card. What were they thinking?
- Bill

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Mel Lindauer
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Re: Q regarding the I-bonds

Postby Mel Lindauer » Sun Dec 30, 2012 10:09 pm

Rainier wrote:I remember when you could buy $30k of I bonds with a credit card. What were they thinking?


Ahh, those were the good old days, my friend!
Best Regards - Mel | | Semper Fi


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