1.6% AMCAP Fund Class A (Am. Funds) AMCPX 0.73%
5.7% Washington Mutual Investors Fund A (Am. Funds) AWSHX 0.62%
1.9% Templeton World Fund Class A (Franklin) TEMWX 1.07%
2.4% Vanguard Tax Managed Growth & Inc. Adm. Sh. VTGLX 0.12%
2.5% Vanguard Tax Managed Capital Apprec. Adm. Sh. VTCLX 0.12%
1.6% Vanguard 500 Index Fund Adm. Sh. VFIAX 0.05%
0.6% Vanguard Strategic Equity Fund VSEQX 0.33%
ChrisKtdf12 wrote:Tax Rate: 10% federal, 5% state
We really liked your idea to put the Vanguard Short-term Bond Index fund in the inherited IRAs that already require the one transaction a year for the RMD withdrawal.
ChrisKtdf12 wrote:Emergency Funds: one year (We have also saved enough to pay for a wedding, college, and LTCi 10-pay premiums. These
additional savings are not included in the retirement assets listed below.)
livesoft wrote:Well, we will just have to bang on them until they consolidate those IRAs, won't we?
ChrisKtdf12 wrote:If we've understood correctly, we should rebalance each year from TBM to TSM within one of our tIRAs as we add new contributions to the TBM in our Roth IRAs and to the Spartan Bond Index in his 401k or as the percentages in our entire portfolio move away from our desired asset allocation. Do I have that right?
retiredjg, you mentioned that "I'm having trouble seeing this through a crash, though." We haven't figured out what you meant and it sounds ominous.
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