First I'd like to congrat you on your marriage, but I have to throw out some caution. While married folks in the most optimal world setting would like to view all things as equal property . . . the comment:
LadyLopez wrote:but I desperately want to get back to the green in terms of at least our credit card debt
Debts before marriage, money earned before marriage, property obtained before marriage is often viewed as being owned by the spouse that acquired the debt or earned the money. Therefore, be careful, on both your parts, on considering 'debt' to be a joint obligation. You are responsible for the debts you incur, He's responsible for the debts He incurs, unless they are jointly obtained debts. This is true especially in community property states.
The reason I bring this is up is that if you intend on having as much debt as He does, then that debt, even if you're 'married' does not necessarily mean that He's responsible for your debt. It's true that you might pool your funds. That's because anything 'earned' during marriage can be considered community property in many states. But Your debt might not be considered a joint debt, unless both of you have agreed that it is a joint debt...such as signing a pre-nup or some kind of agreement.
This is an important detail because while marriage is a great thing, over 50% of marriages end up in divorce and therefore, what is 'community property' should be written and agreed to ahead of time before the 'need' for a divorce lawyer. This also goes for debts acquired before marriage in which you'd like to pool current income that's joint community property to pay for debts that might be considered the debt of spouse that incurred the debt. So, you might want to agree in writing that all debts prior to marriage is community debt and to be paid from community property funds. Just a thought.