retiredjg wrote:Ok. Here's a suggestion to consider. You would change what you currently have invested to what is below and then try to maintain it with your new contributions. I'm leaving out the CSCO stock because it is too small to do much with and the $80k which I think you want to invest separately.
45% Vanguard Total Stock Market Idx
23% Vanguard Developed Markets Index
7% DFA Emerging Markets
25% Vanguard Total Bond Market Index (could be combined with Vanguard Inflation-Protected Secs if desired)
retiredjg wrote:I wonder if something fell off the list.
It just dawned on me what you meant by something fell off the list. All the funds available in the 401k to choose from are as follow:
Vanguard Target Retirement 2010 Inv
Vanguard Target Retirement 2015 Inv
Vanguard Target Retirement 2020 Inv
Vanguard Target Retirement 2025 Inv
Vanguard Target Retirement 2030 Inv
Vanguard Target Retirement 2035 Inv
Vanguard Target Retirement 2040 Inv
Vanguard Target Retirement 2045 Inv
Vanguard Target Retirement 2050 Inv
Vanguard Target Retirement 2055 Inv
Vanguard Target Retirement Income I
Dodge & Cox Stock
Harbor Capital Appreciation Instl
Vanguard Institutional Index I
Vanguard Total Stock Market Idx I
Allianz NFJ Small Cap Value Instl
Goldman Sachs Mid Cap Value Instl
Invesco Small Cap Growth R5
T. Rowe Price Mid-Cap Growth
DFA Emerging Markets I
Harbor International Instl
Vanguard Developed Markets Index I
Dodge & Cox Balanced
PIMCO Total Return Instl
Vanguard Inflation-Protected Secs I
Vanguard Total Bond Market Index I
Morley Stable Value Fund Net 20
Vanguard Prime Money Market Instl
Should I consider any of the funds other than the four you've recommended?
retiredjg wrote:For the $80k you want to invest for your children, consider Vanguard's Tax Managed Balanced Fund which is about half large and mid cap US stocks and half muni bonds.
I went on Vanguard's site to look up Tax Managed Balanced Fund but the closest I can find is Tax-Managed Balanced Admiral Shares - VTMFX. Are they one and the same?