I am a newbie to the world of investing, I've been reading this site a lot the past month and am about to start investing on my own.
I am still a student, and do not have any income for this year.
But I do have money in my bank that I would like to start investing.
I understand that normally, bonds are a no-no for taxable accounts.
Should I invest in funds like Vanguard Total Market and Total International for now, and start buying bonds when I have access to an IRA and 401k etc?
Or, if I do purchase bonds in my taxable account, should I sell it before the end of 2012 tax year, as I will start work in fall 2013 and most likely will fall into the 25-28% tax range?