Toons wrote:I use:
Vanguard Short-Term Investment-Grade Fund Admiral Shares (VFSUX)
https://personal.vanguard.com/us/funds/ ... IntExt=INT
STC wrote:I use iBonds for my EF. However, if the question is what is suitable for preservation of principle, I would say short duration bonds like BSV. Thing is, iBonds have better yield right now than BSV and are safer. They cannot be redeemed inside of 1 year.
livesoft wrote:If you are one of those folks who when they lose their job in February want to withdraw all their future March to December expenses the next day and put them in their checking account, then a short-term bond fund may not be for you. If you want to withdraw gradually as you need to pay expenses, then a short-term bond fund could work.
namaste wrote:I wouldn't waste Roth IRA space with an emergency fund. If you don't need it and don't anticipate needing it, I'd go with I bonds. Mine is in CD's in 2 month amounts in case I need it.
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