fcox85 wrote:No Extended Market fund offered in our plan. I can't really complain, as we have a great list of funds, which are comprised mainly of Vanguard's TR funds, in addition to what they've just added. It does seem a little odd that they chose to arrange the choices that way, but oh well.
My company 401k is administered by Vanguard, but our fund choices sound similar to yours. No TSM. Odd...
Ours is actually administered through Regions OnePlanPlus program. Not a lot of information on the web about them, but I do know that when Regions recently sold its investment business to Morgan Keegan, our plan stayed with Regions. We have a fair amount of other funds from a variety of providers, but I ignore them completely. The other funds' expense ratios seem to hover around .65 - 1.0% compared to a max of .19% for the VG Funds.
I consider myself extremely lucky that my employer offers a lot of VG options. Admittedly, when I made my first election for our 401(k) last year, I hadn't stumbled on this forum yet, and simply picked a fund that sounded sensible to me at the time (TR Fund), with no real regard to ER, or the underlying holdings. It just so happens that the name that jumped out at me was "Target Retirement," and that it was a low-expense, well-diversified VG fund. I feel that I really dodged a bullet there, and could have otherwise found myself in a lot of trouble due to my own ignorance.