Search found 3370 matches
- Wed May 22, 2019 8:43 pm
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part VI
- Replies: 7650
- Views: 1723926
Re: What Book Are You Currently Reading? Part VI
I'm reading Kipling, from Project Gutenberg. Plain Tales from the Hills is exactly that, stories of the hill and plains country of India, plainly told. If you happen to be writing a textbook or manual on writing style, this would be an excellent source to mine for examples, from the proper use of metaphor Little by little, softly and pleasantly, she began taking the conceit out of Pluffles, as you take the ribs out of an umbrella before re-covering it. to economy in a character sketch There was nothing good about Mrs. Reiver, unless it was her dress. She was bad from her hair--which started life on a Brittany's girl's head--to her boot-heels, which were two and three-eighth inches high. She was not honestly mischevious like Mrs. Hauksbee: s...
- Mon May 20, 2019 3:03 pm
- Forum: Investing - Theory, News & General
- Topic: Lies, Damned Lies, And Index Funds
- Replies: 43
- Views: 7168
Re: Lies, Damned Lies, And Index Funds
I have accounts at both Fidelity and Vanguard. Exactly one of them is constantly pushing me to do things I have no interest in doing (for example, an email just this morning, telling me what big dreams I have). When I sign into my account on their web site, I often have to click through a popup just to get access to my account balances.retiringwhen wrote: ↑Mon May 20, 2019 11:31 am I know in other threads folks have complaining about Vanguard nudges to ETFs, etc. At least in the Vanguard case their nudges are almost exclusively to lower cost options.
And no, it isn't Fidelity.
- Tue May 14, 2019 10:53 pm
- Forum: Personal Consumer Issues
- Topic: Is there a mp3DirectCut but for .m4a audio files?
- Replies: 10
- Views: 2818
Re: Is there a mp3DirectCut but for .m4a audio files?
It appears that Audacity can do that. You can download a Windows executable from
https://www.audacityteam.org/download/windows/
https://www.audacityteam.org/download/windows/
- Tue May 14, 2019 8:28 pm
- Forum: Personal Finance (Not Investing)
- Topic: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?
- Replies: 247
- Views: 11569
Re: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?
For what it's worth, I lived quite happily for decades without using a credit card: I simply never felt the need. The one card I did have was eventually cancelled because I wasn't using it. At one point I got turned down for something, I no longer remember what, and got a copy of my credit score. Somewhat to my surprise, it was zero even though I had a mortgage. The first step in answering your question would be to get a copy of your current credit score. If it's acceptable (to you), you're finished.
- Sat May 11, 2019 11:47 pm
- Forum: Personal Investments
- Topic: Lower risk is in my plan but I just can't!
- Replies: 52
- Views: 5173
Re: Lower risk is in my plan but I just can't!
I was at 60/40 for a long time, planned to move to 50/50, but when the time came to pull the trigger it seemed like a scary amount of money to move all at once. So I did 55/45 instead, and went to 50/50 about a year later.
- Thu May 02, 2019 12:15 am
- Forum: Investing - Theory, News & General
- Topic: Series I Savings Bonds Buying Opportunity
- Replies: 52
- Views: 12007
Re: Series I Savings Bonds Buying Opportunity
This is exactly why the Treasury can afford to be generous (if they even think of it that way, and I have no evidence on either side of that question): we won't see any massive flow of money out of TIPS into I Bonds, because the annual contribution limits don't allow it. I Bond rates aren't really in competition with anything else.tipswatcher wrote: ↑Wed May 01, 2019 8:36 pm I bought my 2019 I Bond allocation in March. I just hope the Treasury is just as generous in the November rate reset, to give me a chance at a great rate in January.
- Mon Apr 29, 2019 9:46 am
- Forum: Personal Finance (Not Investing)
- Topic: save on interest by paying down mortgage principal
- Replies: 70
- Views: 7705
Re: save on interest by paying down mortgage principal
I did that also. But mortgage interest rates are ridiculously low now, compared to what they were in the 1990s.scrabbler1 wrote: ↑Sun Apr 28, 2019 11:21 pm Back in the 1990s, I paid off large chunks of principal on my mortgage. ...
- Sun Apr 28, 2019 8:19 pm
- Forum: Personal Consumer Issues
- Topic: [Cellphone SIM card hijacking - Security concerns and mitigation techniques]
- Replies: 254
- Views: 39653
Re: Man’s life savings stolen from hijacked cellphone number
The article mentions password resets repeatedly (without saying if one was used in this incident). Two-factor authentication is supposed to be something you have and something you know, but when it's used for password resets it turns into only something you have, that can be taken without your knowledge.SpaethCo wrote: ↑Sun Apr 28, 2019 4:38 pmIm sad to say, this isnt necessarily true.Silence Dogood wrote: ↑Sun Apr 28, 2019 10:09 am Two-factor authentication, even using SMS, is still significantly more secure than not using two-factor authentication at all.
2FA is the second authentication factor, so the important question is: how did the attacker get the password? ...
- Fri Apr 26, 2019 11:03 pm
- Forum: Personal Consumer Issues
- Topic: replacement for Airport Express for music
- Replies: 19
- Views: 4845
Re: replacement for Airport Express for music
The Airport Express uses an Apple protocol called AirPlay. For a DIY project, you can set up a Raspberry Pi to do the same thing: see
https://pimylifeup.com/raspberry-pi-airplay-receiver/
https://lifehacker.com/turn-a-raspberry ... am-5978594
or just search on Raspberry Pi Airplay.
A Sonos Connect would also do the job, and I have a number of Sonos units of various types, but at this point I hesitate to recommend them: they're overpriced, proprietary, every iteration of the user interface seems to get a little worse, and I don't like their privacy policy. Other than that they're great.
https://pimylifeup.com/raspberry-pi-airplay-receiver/
https://lifehacker.com/turn-a-raspberry ... am-5978594
or just search on Raspberry Pi Airplay.
A Sonos Connect would also do the job, and I have a number of Sonos units of various types, but at this point I hesitate to recommend them: they're overpriced, proprietary, every iteration of the user interface seems to get a little worse, and I don't like their privacy policy. Other than that they're great.
- Thu Apr 25, 2019 1:02 pm
- Forum: Personal Investments
- Topic: Tax Efficiency and limited Bond funds in 401k
- Replies: 6
- Views: 508
Re: Tax Efficiency and limited Bond funds in 401k
I agree, and if you are that close to retirement you will soon have the option of rolling into an IRA with your own choice of funds.
- Mon Apr 22, 2019 11:19 am
- Forum: Personal Consumer Issues
- Topic: Which WAP to replace Airport Extreme - please no mesh recommendations
- Replies: 116
- Views: 8394
Re: Which WAP to replace Airport Extreme - please no mesh recommendations
At the risk of being tedious, I don't understand why you are running into double NAT with the Airport Extremes. Assuming that you have another router connected to FIOS, none of the Extremes should be doing NAT at all. In Airport Utility, under the Network tab, the router mode should be set to Off (Bridge Mode) for each Extreme. Only one router, the one connected directly to the internet, should be doing NAT.
For what it's worth, I have a single Airport Express configured to provide a guest network and haven't noticed any problems.
For what it's worth, I have a single Airport Express configured to provide a guest network and haven't noticed any problems.
- Sun Apr 21, 2019 5:30 pm
- Forum: Investing - Theory, News & General
- Topic: Jason Zweig WSJ: You, Dear Investor,Are Patient, Prudent And Calm
- Replies: 23
- Views: 4009
- Sat Apr 20, 2019 1:49 pm
- Forum: Investing - Theory, News & General
- Topic: Efficient Markets Indeed
- Replies: 60
- Views: 6359
Re: Efficient Markets Indeed
If that's the Zoom I'm thinking of, they made some good modems back in the day. An example of the ideosyncratic risk of concentrating in single stocks.
- Fri Apr 19, 2019 2:14 pm
- Forum: Personal Consumer Issues
- Topic: Updating to MacOS Mojave on an old mac Mini
- Replies: 8
- Views: 1314
Re: Updating to MacOS Mojave on an old mac Mini
According to Apple, only Minis introduced in "late 2012" or later are compatible with Mojave. You may need to check the exact release date on yours.
https://support.apple.com/en-us/HT201475
https://support.apple.com/en-us/HT201475
- Fri Apr 19, 2019 12:42 pm
- Forum: Investing - Theory, News & General
- Topic: This could be the biggest risk that retirees face?
- Replies: 117
- Views: 10526
- Fri Apr 19, 2019 10:33 am
- Forum: Personal Consumer Issues
- Topic: Air Purifier for Bedroom?
- Replies: 17
- Views: 3299
Re: Air Purifier for Bedroom?
Is there a certain place to put it? On my floor? next to bed? As close to your bed as you can reasonably get, and close the doors to your bedroom at night. If the problem is only dust and particles, a simple HEPA filter would do the job, and I would start there. The problem with any purifier is that it only cleans the air that moves through it, so to do a good job you have to move a lot of air and that means noise, although some designs are quieter than others. If the problem is odors and gases, the best solution is good ventilation, but that's not always practical, especially in winter, and it brings in pollen from outside. Be sure that youre not sensitive or allergic to something in your bedding. This is a good place to research air puri...
- Tue Apr 16, 2019 7:43 pm
- Forum: Personal Consumer Issues
- Topic: What Movie Have You Recently Watched?
- Replies: 11151
- Views: 2085803
Re: What Movie Have You Recently Watched?
How to Train Your Dragon: The Hidden World
Much better than the reviews had led me to expect. I saw it in 2D, but many scenes were obviously intended to look good in 3D. Contains scenes of dragon courtship.
Much better than the reviews had led me to expect. I saw it in 2D, but many scenes were obviously intended to look good in 3D. Contains scenes of dragon courtship.
- Tue Apr 16, 2019 11:08 am
- Forum: Personal Investments
- Topic: Roth IRA forcing bad asset allocation
- Replies: 8
- Views: 1052
Re: Roth IRA forcing bad asset allocation
You do realize that you can exchange assets within your Roth IRA at any time with no tax consequences? Just because it currently contains only bonds and REIT does not mean that you have to keep it that way. First decide on your overall asset allocation - let's say 50% total stock, 30% total international, 10% REIT, and 10% bonds. Take into account what you are currently holding in your brokerage account and figure out what your Roth has to have in order to get to your desired allocation. Make the exchanges and open up new funds in your Roth. As you make new contributions to your Roth and brokerage accounts use them to keep your asset allocation on track. Exactly. Also, holding a bit of everything in a tax advantaged account lets you do all...
- Tue Apr 16, 2019 10:44 am
- Forum: Personal Consumer Issues
- Topic: What Are Your Simple Pleasures?
- Replies: 313
- Views: 43227
Re: What Are Your Simple Pleasures?
The Penny wheels and bearings are perfectly good, but the Shark wheels handle rocks and debris much better, and I prefer built-in bearings.
- Tue Apr 16, 2019 10:29 am
- Forum: Personal Consumer Issues
- Topic: What Are Your Simple Pleasures?
- Replies: 313
- Views: 43227
Re: What Are Your Simple Pleasures?
Shark wheels with Zealous bearings on my Penny Nickel.
- Sun Apr 14, 2019 4:18 pm
- Forum: Personal Consumer Issues
- Topic: Park City Utah Hiking
- Replies: 26
- Views: 2346
Re: Park City Utah Hiking
The snow pack is unusually high this year, so you may want to take that into consideration. You might think it would all be gone by late June, and that might be wrong. I suggest having several possibilities in mind, and choosing on the basis of the weather that day.
- Sat Apr 13, 2019 10:11 am
- Forum: Personal Consumer Issues
- Topic: Need a new microwave
- Replies: 38
- Views: 4127
Re: Need a new microwave
There is an XKCD entry on common microwaving problems, and why all ovens have hot and cold spots.
https://what-if.xkcd.com/131/
Why don't the Wirecutter and similar sites test their microwave ovens with appalams?
https://what-if.xkcd.com/131/
Why don't the Wirecutter and similar sites test their microwave ovens with appalams?
- Wed Apr 10, 2019 2:00 pm
- Forum: Investing - Theory, News & General
- Topic: The Stock Exchange (Project Gutenberg ebook)
- Replies: 0
- Views: 323
The Stock Exchange (Project Gutenberg ebook)
For anyone who might be interested in 1913 books about the stock exchange: In accordance with the scope of the series of Books on Business, of which this little work forms an item, its main object is to explain to the unversed in simple terms the somewhat complicated machinery of the Stock Exchange. Some criticism is ventured upon here and there, and a practical hint may be gleaned now and again from its pages; but the real aim of the book is merely to explain, not to comment. If the book conveys some idea of the important part the Stock Exchange plays in the economy of the nation, and of how it plays that part; if it furnishes a solution of the various mysteries which the routine of the Stock Exchange presents to many minds, the objects of...
- Sun Apr 07, 2019 2:54 pm
- Forum: Personal Consumer Issues
- Topic: Need a new microwave
- Replies: 38
- Views: 4127
Re: Need a new microwave
Look for a microwave (or Faraday box) with inverter technology. Internet explanation of how they work: A microwave with inverter technology relies on inverters as the main power supply instead of magnetic coils or transformers. Inverter technology operates steadily at 50% power throughout the cook time, so energy is distributed consistently and foods are cooked more evenly. That does not make sense to me. Maybe there are some missing parts of the explanation. Or maybe it's nonsense. I once had a convection/ microwave. I had trouble with the convection oven and stopped using it. Next time I bought a conventional microwave. This is interesting. Most microwaves deliver different power levels by varying the duty cycle, alternating periods of f...
- Sun Apr 07, 2019 2:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is it bad to have nothing in taxable when you retire?
- Replies: 62
- Views: 7847
Re: Is it bad to have nothing in taxable when you retire?
Another issue is that it seems to limit your ability to buy annuities. If your money is in a tax deferred account you would presumably have to withdraw the full cost of the annuity plus enough more to pay the additional taxes on the withdrawal, which may put you into a higher bracket. Or perhaps you could buy a series of smaller annuities over a period of years. How do people deal with this? Sounds like a feature:) But it also is a nonissue: https://www.immediateannuities.com/roll-over-ira-or-401k/ No, that's not how it works. Most annuities (e.g. SPIA's) are funded with pre-tax (e.g. "qualified") funds. You only pay taxes on the actual amount of income you receive from the annuity each year. Additionally, the full amount of the ...
- Sun Apr 07, 2019 1:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is it bad to have nothing in taxable when you retire?
- Replies: 62
- Views: 7847
Re: Is it bad to have nothing in taxable when you retire?
Another issue is that it seems to limit your ability to buy annuities. If your money is in a tax deferred account you would presumably have to withdraw the full cost of the annuity plus enough more to pay the additional taxes on the withdrawal, which may put you into a higher bracket. Or perhaps you could buy a series of smaller annuities over a period of years. How do people deal with this?
- Sat Apr 06, 2019 11:43 pm
- Forum: Investing - Theory, News & General
- Topic: Larry Swedroe: Expected Vs. Realized Returns
- Replies: 78
- Views: 8368
Re: Larry Swedroe: Expected Vs. Realized Returns
Really important to appreciate that estimates represent a mean with associated wide dispersion of potential returns. High current valuations predict for modest future returns. Moreover the whole potential dispersion of future returns shifts left: less good good outcomes and worse bad outcomes. Dave Dave, is there a way to explain this in terms of what it actually means to a retirement saver? Paul Samuelson wrote several articles, including one made of entirely one-syllable words, but gave up in frustration. This just doesn't fit with what most BHers would prefer to believe, even though it is true. The expected return is the weighted average of all the possible outcomes, but of all the possible outcomes, only one will actually occur, and it...
- Sat Apr 06, 2019 10:31 am
- Forum: Personal Consumer Issues
- Topic: [On-going Scams - Post them here]
- Replies: 1373
- Views: 166918
Re: Received a Ransomware email
Kayak had a publicized security breach in 2012, and of course there may have been others that didn't make the news or weren't noticed.
Kayak.com investigates after customers discover security breach
- Sat Apr 06, 2019 10:13 am
- Forum: Personal Consumer Issues
- Topic: Thinking of selling my financed iPhone XS Max and going back to Android...
- Replies: 40
- Views: 3463
Re: Thinking of selling my financed iPhone XS Max and going back to Android...
It's a personal decision. I have trouble believing that the Excessivus Maximus offers four times the value of a $300 phone, or six times a $200 phone, but some people think so and who am I to say they're wrong? Depends a lot on what you use it for, and how often. Remember, in a couple of years the new model will be out and no one who is anybody will be using the ancient and obsolete XS that doesn't even have whatever the next new thing is.
- Fri Apr 05, 2019 11:21 am
- Forum: Personal Finance (Not Investing)
- Topic: Is it bad to have nothing in taxable when you retire?
- Replies: 62
- Views: 7847
Re: Is it bad to have nothing in taxable when you retire?
If you plan to retire before Medicare age (65), consider the ACA subsidies. To qualify for a subsidy you have to keep your AGI below 400% of the Federal poverty level, currently around $65K for couples. Some money in taxable or Roth gives you more flexibility in dealing with this. I retired at 58 with about four years worth of expenses in taxable accounts, and while I didn't plan that and wouldn't necessarily recommend it, it's been very convenient: I can do Roth conversions to control my AGI while spending down the taxable money.
- Thu Apr 04, 2019 8:59 pm
- Forum: Personal Consumer Issues
- Topic: French movies on Netflix
- Replies: 40
- Views: 3805
Re: French movies on Netflix
There's a pretty good TV mini-series of The Count of Monte Cristo from 1998, with Depardieu in the title role. It was on Netflix a few years ago but isn't there now, but there seem to be parts available on YouTube. Also, Barnes & Noble is advertising a DVD for $29.95, which is probably more than I would want to pay, but should let you control the subtitles.
- Mon Apr 01, 2019 8:19 am
- Forum: Personal Finance (Not Investing)
- Topic: [Retiring before 65: How do you deal with health insurance?]
- Replies: 88
- Views: 14755
Re: [Retiring before 65: How do you deal with health insurance?]
I am wondering what's the consequence of mistake in managing MAGI while having no earned income (as one is retired from paid work). For example, one signs up for 2018 ACA at the end of 2017, anticipating income from investments/interests/IRA rollover for 2018 to be below 200% FPL. However, at the end of 2018 or rather at the end of 1Q2019 (while start to collect all forms to prepare filing tax returns for 2018) found out that their actual 2018 MAGI income actually exceeded anticipated amounts (lets say just over by $50). How would this "belated" finding affect (1) 2019 ACA plan they already signed up/approved (2) 2018 tax form (i.e., paying back premium cost difference and/or cost sharing benefit? I'd like to think their 2019 ACA...
- Sun Mar 31, 2019 9:24 pm
- Forum: Personal Consumer Issues
- Topic: Folks in their 60s and above. What early investment on health do you recommend.
- Replies: 193
- Views: 19417
Re: Folks in their 60s and above. What early investment on health do you recommend.
MD here. In terms of affecting your long term health and statistical longevity, my first rule would be DO NOT SMOKE. No other behavioral decision is likely to have a greater impact than whether of not you choose to use tobacco products. Second would be to get regular exercise and stay near your ideal weight. Many people out there are committing slow suicide by excess caloric consumption. By no means brilliant or original suggestions, but very important ones. Those are the big ones. In addition, I would add: Avoid loud noises and music, and if you can't do that, wear earplugs. I have a lot of deaf friends, and what I've noticed is that they all hate it. Especially as you get older, do some strength training with an eye to maintaining muscle...
- Sat Mar 30, 2019 9:09 pm
- Forum: Investing - Theory, News & General
- Topic: Series I Savings Bonds Buying Opportunity
- Replies: 52
- Views: 12007
Re: Series I Savings Bonds Buying Opportunity
My Treasury Direct account is linked to my savings account at American Express, currently paying 2.10%. Still doesn't come to much for one month, but it's better than nothing.Cosmo wrote: ↑Sat Mar 30, 2019 8:13 pm For those of you that advocate buying i-bonds on the last business day of the month, I am curious where everyone parks their money while they are waiting? In my case, it is coming from my paychecks, which are automatically deposited in my WF free checking account, which presently earns pennies of interest per month. So for me, unless I do some intra-month maneuvering, my money will be just sitting in my WF account anyway, essentially earning nothing. Thanks in advance.
Cosmo
- Sat Mar 30, 2019 7:41 pm
- Forum: Personal Consumer Issues
- Topic: TVs: OLED vs. QLED
- Replies: 52
- Views: 5798
Re: TVs: OLED vs. QLED
Well, yeah. I watch TV on a 24-inch Dell IPS screen, which also functions as my computer monitor. Sooo much better than what I grew up with, and I'm happy to be off the hedonic treadmill.rgs92 wrote: ↑Sat Mar 30, 2019 1:17 am Somehow I think anyone who grew up with tube-TVs may have a hard time thinking anything beyond regular HD 1080P is more than anyone would need. (I'm still looking in wonder at my good old 52 inch Sony LCD HD tv from 10 years ago).
I can appreciate things like OLED, but it's not something I would really want to upgrade to.
Just my 2 cents and my humble opinion. 'just wondering if anyone else feels the same way.
- Fri Mar 29, 2019 11:32 pm
- Forum: Personal Consumer Issues
- Topic: alaska cruise
- Replies: 14
- Views: 2791
Re: alaska cruise
I did the helicopter flight to a glacier and it was amazing, both the glacier itself and the flight. I remember thinking "look at the moss on those rocks" and then realizing that I was looking at pine trees. But I can also understand not being comfortable with the flight: you're suspended in what feels like a very unsubstantial glass bubble.
- Thu Mar 28, 2019 3:23 pm
- Forum: Personal Consumer Issues
- Topic: Review of sardine brands
- Replies: 44
- Views: 9502
Re: Wild Planet Sardines quality problem [Review of sardine brands]
In a sandwich, wrapped in freshly baked whole wheat bread.
- Tue Mar 26, 2019 6:06 pm
- Forum: Personal Investments
- Topic: How do you rebalance across Roth and Traditional Acounts?
- Replies: 29
- Views: 2591
Re: How do you rebalance across Roth and Traditional Acounts?
Not really. The general principle is that asset classes are, for the most part, fungible between different types of accounts. As a general principle it applies to various specific situations, of which I think this is one. If anything, there is more fungibility in a Roth account than in taxable.international001 wrote: ↑Tue Mar 26, 2019 5:48 pm Note that this articles make the distinction between tax and tax-sheltered, what further complicates things
- Tue Mar 26, 2019 4:44 pm
- Forum: Personal Consumer Issues
- Topic: TVs: OLED vs. QLED
- Replies: 52
- Views: 5798
Re: TVs: OLED vs. QLED
The QLED name almost seems deliberately chosen to invite confusion. Purely an accident, I'm sureadamthesmythe wrote: ↑Tue Mar 26, 2019 11:25 amOopsle. I had it right in the last sentence though.
It's important to mind your Ps and Qs, and also Os.
- Tue Mar 26, 2019 4:28 pm
- Forum: Personal Investments
- Topic: How do you rebalance across Roth and Traditional Acounts?
- Replies: 29
- Views: 2591
Re: How do you rebalance across Roth and Traditional Acounts?
As mentioned in the wiki, there is an argument that it doesn't matter because you will be rebalancing on withdrawals anyway: Do Your Asset Classes Care Where They Are?. Note that not everyone agrees on this, and Dr. Bernstein includes an opposing view.
Personally, I treat Social Security as (possible) future income and taxes as (possible) future expenses. I try to plan for each as best I can, but I don't count them in my asset allocation.
Personally, I treat Social Security as (possible) future income and taxes as (possible) future expenses. I try to plan for each as best I can, but I don't count them in my asset allocation.
- Mon Mar 25, 2019 11:31 am
- Forum: Personal Consumer Issues
- Topic: Nice men's jeans
- Replies: 52
- Views: 16973
- Sun Mar 24, 2019 10:26 pm
- Forum: Personal Finance (Not Investing)
- Topic: [Retiring before 65: How do you deal with health insurance?]
- Replies: 88
- Views: 14755
Re: [Retiring before 65: How do you deal with health insurance?]
The cost for ACA plans is going to depend on where you live, but you can browse current plans in your area at the healthcare.gov site without needing to create an account. I'm paying about $600/month for a bronze plan, and the ACA subsidy covers most of that.
- Sun Mar 24, 2019 10:22 pm
- Forum: Personal Consumer Issues
- Topic: Anyone disenchanted with retirement?
- Replies: 326
- Views: 57027
Re: Anyone disenchanted with retirement?
No regrets at all. While I was still working I would get upset at the mess the junior programmers were making out of my beautiful code, but now I don't have to look at it any more. There was one big surprise: my life changed much less than I thought it would, and in hindsight the answer is perfectly simple. Anything I really wanted to do, cared deeply about doing, I was already doing because you always find ways to do the things you really care about. The other stuff, the things that sound as though they might be fun, are still mostly not worth the effort it would take to do them. I've taken up Nordic skiing again, something I thought I would never be able to do again. I'm not as good as I was fifteen years ago, due to a damaged heart, but ...
- Sat Mar 23, 2019 3:44 pm
- Forum: Personal Consumer Issues
- Topic: Anybody tempted by the new iPads?
- Replies: 37
- Views: 3959
Re: Anybody tempted by the new iPads?
I'm still using my 2013 Nexus 7. It's a good size for reading ebooks. You might take a look at the new 7-inch Nook. I haven't tried it, but the specs look decent and the $49.95 price is attractive.
- Tue Mar 19, 2019 11:00 am
- Forum: Investing - Theory, News & General
- Topic: Is technical analysis all smoke and mirrors?
- Replies: 138
- Views: 17943
- Sun Mar 17, 2019 8:52 pm
- Forum: Personal Investments
- Topic: Vanguard: "Your Account Needs to be Transitioned"
- Replies: 47
- Views: 15196
Re: Vanguard: "Your Account Needs to be Transitioned"
This is a new and peculiar use of the word need, meaning roughly that Vanguard really really wants all its customers to use brokerage accounts. I have been ignoring this for several years now, with no consequences other than having to click through yet another plea when I sign in.
- Sun Mar 17, 2019 7:22 pm
- Forum: Investing - Theory, News & General
- Topic: The Power of Not Caring
- Replies: 61
- Views: 7986
Re: The Power of Not Caring
I'm in the middle of reading Mary Shelley's novel Frankenstein. The creature desparately wants human contact and acceptance, and it's hard to miss that his failures occur precisely because he wants it so much that the idea of failure is unbearable to him. But he had the misfortune to run across "The Sorrows of Young Werther" early in his education, and that probably disposed him to feel everything much too deeply.
My advice? Go easy on the Gothic novels
My advice? Go easy on the Gothic novels
- Sat Mar 16, 2019 1:02 am
- Forum: Personal Consumer Issues
- Topic: End of Support Chromebook
- Replies: 70
- Views: 10758
Re: End of Support Chromebook
I have a Samsung Chromebook I bought in 2012. I just powered it up and it started receiving updates. Pull up Settings, use the menu in the top left corner, and choose About Chrome OS.
P.S. Mine just finished, and under Detailed Build Information it shows a build date of January 11, 2019.
P.S. Mine just finished, and under Detailed Build Information it shows a build date of January 11, 2019.
- Wed Mar 13, 2019 8:20 pm
- Forum: Personal Consumer Issues
- Topic: What Movie Have You Recently Watched?
- Replies: 11151
- Views: 2085803
Re: What Movie Have You Recently Watched?
The Quatermain books are worth reading. H. Rider Haggard held a minor government position in South Africa during the Boer war, so underneath all the romance is a very real knowledge of place. I don't know if any of that finds its way into the movie.ruralavalon wrote: ↑Sun Mar 10, 2019 10:06 am King Solomon's Mines, on Turner Classic Movie (TCM) channel.
This is an adventure film shot in Africa, hunter Allan Quartermain guides a brother and sister searching for her missing husband. This 1950 movie stars Stewart Granger and Deborah Kerr.
- Wed Mar 13, 2019 2:52 am
- Forum: Personal Consumer Issues
- Topic: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?
- Replies: 179
- Views: 19775
Re: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?
Look into an elastic traveling clothesline. Great tip! Why "elastic"? The one I own (I wish I could find a brand or link) can stretch and has hooks on either end, so regardless of the geometry of the space in which you are living, you can usually find a place to hang it that works. By elastic, I mean the property of being stretchable- I think mine is latex but I am not positive. The clothes do not slip off. It has several clips along its length that serve like clothespins, and particularly useful are sliding plastic pieces that lock on to the clothesline between hooks that prevent your clothes from all sliding and bunching up at the lowest point on the line, As an alternative, you can buy some ordinary parachute cord and learn to...