Search found 4050 matches
- Sat Dec 17, 2022 5:41 am
- Forum: Personal Finance (Not Investing)
- Topic: Former employer asked if I want to return to work there part-time
- Replies: 224
- Views: 18192
Re: Former employer asked if I want to return to work there part-time
Topic is locked, OP has decided on a course of action therefore the discussion is exhausted.
- Thu Dec 15, 2022 6:04 am
- Forum: Personal Finance (Not Investing)
- Topic: Neighborly but Foolish - How to handle
- Replies: 25
- Views: 5015
Re: Neighborly but Foolish - How to handle
Topic is locked, primarily a legal issue therefore not permitted by forum policy.
- Sat Dec 10, 2022 10:23 am
- Forum: Personal Finance (Not Investing)
- Topic: Helping Surviving Spouse Deal with Finances
- Replies: 30
- Views: 3744
Re: Helping Surviving Spouse Deal with Finances
My situation mirrors yours. I decided the only outcome that would give me peace of mind was to have an advisor work with her. I can simplify, but I can't make sure she doesn't make a big mistake if I'm gone. Laws and regulations change, she would have no idea. She wouldn't know if an old strategy became a suboptimal one for whatever reason. Plans may need to change as she ages, and fInance is just not her thing at all. We have a tax person already but not someone who can guide on handling the finances.
Not the plan I had hoped to adopt but I had to accept that paying AUM fees will be insurance against her doing something that might cost her much more than the fees.
Not the plan I had hoped to adopt but I had to accept that paying AUM fees will be insurance against her doing something that might cost her much more than the fees.
- Thu Dec 08, 2022 5:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: Financial advice for colleague going through divorce?
- Replies: 28
- Views: 3980
Re: Financial advice for colleague going through divorce?
Topic is locked, replies would not stay on topic, thread derailed.
- Wed Dec 07, 2022 11:12 am
- Forum: Investing - Theory, News & General
- Topic: January 2023 Kiplinger's includes Bogleheads Conference article
- Replies: 20
- Views: 2529
Re: January 2023 Kiplinger's includes Bogleheads Conference article
See if your library has online access (with a library card) to the research database Business Source Elite, I was able to read the article that way.
- Wed Dec 07, 2022 6:26 am
- Forum: Personal Finance (Not Investing)
- Topic: Financial advice for colleague going through divorce?
- Replies: 28
- Views: 3980
Re: Financial advice for colleague going through divorce?
Please keep replies focused on financial issues or the thread will have to be locked. Some posts had to be removed already.
- Tue Dec 06, 2022 1:18 pm
- Forum: Personal Finance (Not Investing)
- Topic: Favorite cocktail party retorts
- Replies: 11
- Views: 1205
Re: Favorite cocktail party retorts
Topic is locked, off-topic for Personal Finance.
- Fri Dec 02, 2022 10:36 am
- Forum: Personal Consumer Issues
- Topic: Target , Walmart - When purchased online price
- Replies: 89
- Views: 9046
Re: Target , Walmart - When purchased online price
For people who happen to be near a Kohl's department store, you can take Amazon returns there and drop them off to be sent back. You initiate the return process on the Amazon site, choose the Kohl's drop-off option, then Amazon will email you a QR code that you show to the Kohl's person on your phone. They'll pack/ship for free.cheese_breath wrote: ↑Thu Dec 01, 2022 11:27 pmI don't know where you live, but the odds are you're closer to a Target or Walmart store than an Amazon store. Might make returning items more convenient than mailing them back.
- Tue Nov 29, 2022 1:03 pm
- Forum: Personal Consumer Issues
- Topic: Medicare-related phone calls to the elderly?
- Replies: 24
- Views: 1644
Re: Medicare-related phone calls to the elderly?
We've had some scammy calls during this Medicare "season". Some were wanting to know if I got my "new" Medicare card or if I had the "old" red, white and blue one. That was an attempt to get me to switch insurance plans. Others claim (just like those TV ads) that they want to be sure I'm getting the "extra benefits" I can have if I just give them some information to "confirm my eligibility". It's a minefield.
- Mon Nov 28, 2022 4:40 am
- Forum: Investing - Theory, News & General
- Topic: Why are goverment bonds taxed this way?
- Replies: 6
- Views: 1155
Re: Why are goverment bonds taxed this way?
Topic is locked, as discussion of US tax policy is not permitted by forum rules. See rules#rule-4b :
If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include:
- US or world economic, political, tax, health care and climate policies
- conspiracy theories of any type
- discussions of the crimes, shortcomings or stupidity of other people, whether they be political figures, celebrities, CEOs, Fed chairmen, subprime mortgage borrowers, lottery winners, federal "bailout" recipients, poor people, rich people, etc. Of course, you are welcome to talk about the stupid financial things you have done.
- Wed Nov 23, 2022 11:39 am
- Forum: Investing - Theory, News & General
- Topic: Steven Bavaria: The Income Factory [book]
- Replies: 4
- Views: 1260
Re: Steven Bavaria: The Income Factory
Topic is unlocked.
- Fri Nov 11, 2022 7:46 am
- Forum: Personal Finance (Not Investing)
- Topic: Original Medicare vs. Medicare Advantage
- Replies: 481
- Views: 44405
Re: Original Medicare vs. Medicare Advantage
Topic is locked, replies will not stay on topic. Derailed.
- Thu Nov 10, 2022 12:55 pm
- Forum: Personal Finance (Not Investing)
- Topic: Original Medicare vs. Medicare Advantage
- Replies: 481
- Views: 44405
Re: Original Medicare vs. Medicare Advantage
Saying something political while adding that we can't say something political is not working. Let's drop that tangent.
- Thu Nov 10, 2022 5:18 am
- Forum: Personal Consumer Issues
- Topic: Luxury Hotels -- Worth It?
- Replies: 101
- Views: 10369
Re: Luxury Hotels -- Worth It?
I would also say let her decide. I did it (super-nice hotel on a 4-day vacation) once in an attempt to give her a nice surprise. I wouldn't say it backfired, but she wasn't comfortable with the whole experience. I knew if I had asked her first she would have said no, because she's generally frugal. I didn't anticipate her discomfort.
- Sat Oct 29, 2022 4:02 pm
- Forum: Personal Consumer Issues
- Topic: Would you move over kids vandalizing your house and throwing rocks at it?
- Replies: 16
- Views: 2149
Re: Would you move over kids vandalizing your house and throwing rocks at it?
Topic is locked, does not meet policy for Personal Consumer Issues.
Forum policy states:
Forum policy states:
This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial).
Acceptable topics include:
- consumer goods and services (e.g., dress shirts, laptops, software)
- home maintenance
- vehicle purchases and maintenance
- leisure and recreational activities: travel, sports, entertainment
- Sat Oct 29, 2022 2:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: Weirdest interview question you’ve been asked?
- Replies: 14
- Views: 1393
Re: Weirdest interview question you’ve been asked?
Topic is locked (not a personal finance question).
- Fri Oct 28, 2022 6:18 am
- Forum: Personal Investments
- Topic: Starting to Panic
- Replies: 122
- Views: 20851
Re: Starting to Panic
Topic is locked (derailed, no longer on topic).
- Wed Oct 19, 2022 10:08 am
- Forum: Personal Finance (Not Investing)
- Topic: Student loan debt relief application now available
- Replies: 4
- Views: 925
Re: Student loan debt relief application now available
A number of off-topic posts were removed. Political comments are not allowed by forum policy.
- Tue Oct 18, 2022 1:30 pm
- Forum: Investing - Theory, News & General
- Topic: What if we conjugated the SWR using TIPS?
- Replies: 62
- Views: 6871
Re: What if we conjugated the SWR using TIPS?
Topic is locked (derailed by off-topic posts).
Update: See below --admin LadyGeek
Update: See below --admin LadyGeek
- Tue Oct 18, 2022 8:41 am
- Forum: Personal Finance (Not Investing)
- Topic: Help understanding doctor bill
- Replies: 26
- Views: 2383
Re: Help understanding doctor bill
FYI, "MDM" = medical decision-making.
- Mon Oct 17, 2022 10:34 am
- Forum: Personal Investments
- Topic: Guaranteed Income Fund
- Replies: 8
- Views: 830
Re: Guaranteed Income Fund
My understanding is that interest from Stable Value funds will lag changes in interest rates. Also, many 401k plans have some restrictions on using Stable Value funds. You generally cannot jump in and out of them to chase returns. You would have to look at your specific plan's rules.
- Sat Oct 15, 2022 6:07 am
- Forum: Personal Investments
- Topic: FBALX Help me understand
- Replies: 18
- Views: 2922
Re: FBALX Help me understand
The fund distributed $1.511 per share in capital gains and $0.094 in dividends yesterday.
- Fri Oct 14, 2022 9:51 am
- Forum: Investing - Theory, News & General
- Topic: ESG investing
- Replies: 25
- Views: 2187
Re: ESG investing
Topic is locked, derailed into off-topic comments. The OP's question was answered early in the thread.
- Thu Oct 13, 2022 9:46 am
- Forum: Personal Finance (Not Investing)
- Topic: Apparent Social Security and CSRS COLA Increase for 2023
- Replies: 3
- Views: 762
Re: Apparent Social Security and CSRS COLA Increase for 2023
It has been officially announced so closing this thread. Discussion continues at viewtopic.php?t=388003
- Mon Oct 10, 2022 6:50 am
- Forum: Personal Finance (Not Investing)
- Topic: What to do? [Should I retire?]
- Replies: 22
- Views: 3846
Re: What to do? [Should I retire?]
Houdini563, this above post was merged into your previous thread as it appears to be the same question again.
- Thu Sep 29, 2022 9:55 am
- Forum: Personal Investments
- Topic: Full FIRE at 36 & 35?
- Replies: 66
- Views: 8815
Re: Full FIRE at 36 & 35?
I removed some off-topic posts about FIRE culture and work. Please keep replies focused on the OP's situation.
- Mon Sep 26, 2022 3:41 pm
- Forum: Personal Finance (Not Investing)
- Topic: Vanguard S**kz
- Replies: 6
- Views: 1657
Re: Vanguard S**kz
This thread has run its course and is locked (not actionable, rant). See: Personal Finance
General comments or complaints about these topics will be locked or removed.
- Sat Sep 24, 2022 10:00 am
- Forum: Investing - Theory, News & General
- Topic: Ark Funds
- Replies: 198
- Views: 33843
Re: Ark Funds
People who've invested in ARKK since its inception could have done worse: https://i.postimg.cc/bY2f2zHz/ARKK.gif The thing is, there is maybe a comparative handful of people who were investing in ARKK at its inception. How many people had even heard of that tiny fund at the start, with less than $200 million under management? Who could have imagined that huge bet on Tesla would have paid off so handsomely, and been clever enough to buy in to ARKK? Today the price is right about where it was in December 2017, when the buzz started. I wouldn't be surprised if the vast majority of holders are in the red, given that in December 2017 the fund was only 20% as large as it is today, and anyone who bought in after December 2017 has lost money if th...
- Wed Sep 07, 2022 4:23 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard sell mutual fund by dollar amount
- Replies: 14
- Views: 1358
Re: Vanguard sell mutual fund by dollar amount
I see that option on an account that hasn't transitioned to the brokerage account type, but not on any accounts that have transitioned to brokerage.
- Sun Sep 04, 2022 5:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Silver coins
- Replies: 10
- Views: 2128
Re: Silver coins
If you don't care what year, the cheapest you can buy an American Silver Eagle in my area is $30. There are no bargains. Dealers will pay $26.
- Fri Aug 26, 2022 1:58 pm
- Forum: Personal Consumer Issues
- Topic: Grill: Go Cheap or Not?
- Replies: 71
- Views: 6181
Re: Grill: Go Cheap or Not?
Bought a super-cheap first grill in 1989, rusted out in 3 years. Next one lasted 4 years. Then bought* a Weber, and still have it 20+ years later. Replaced a couple parts, but can't argue with results. Only caveat is that who knows if the ones sold today are as rugged.
*Thanks to a short-lived web-based retailer called Value America, which sold things at half-price to new customers as they were trying to get established. That put the Weber in my price range at the time. They IPO'd in 1999 at $55 towards the end of the dot-com boom, a year later stock was under $1.
*Thanks to a short-lived web-based retailer called Value America, which sold things at half-price to new customers as they were trying to get established. That put the Weber in my price range at the time. They IPO'd in 1999 at $55 towards the end of the dot-com boom, a year later stock was under $1.
- Thu Aug 25, 2022 6:14 am
- Forum: Personal Finance (Not Investing)
- Topic: My lot listed (and sale pending) on Zillow without my knowledge
- Replies: 176
- Views: 31416
Re: My lot listed on Zillow without my knowledge
Our local news had a report on this just last night. The intended victims are not the owner. Scammers advertise someone's vacant property for sale and hope to attract a buyer. Much easier to pretend to own vacant property than it is to pretend you own a house (when you can't enter and show it to prospective buyers). If someone wants to buy the property, the scammer takes the money and runs.
- Wed Aug 24, 2022 6:46 am
- Forum: Personal Consumer Issues
- Topic: "clicking" noise [Electric Outlet]
- Replies: 23
- Views: 6190
Re: "clicking" noise
This link has an explanation. https://acehomeaz.com/blog/why-is-my-outlet-clicking/
- Sat Aug 20, 2022 8:12 pm
- Forum: Investing - Theory, News & General
- Topic: Diminishing Pride of Ownership with Increasing Net Worth
- Replies: 7
- Views: 1621
Re: Diminishing Pride of Ownership with Increasing Net Worth
Topic is locked (not investing related).
- Wed Aug 17, 2022 4:35 pm
- Forum: Personal Finance (Not Investing)
- Topic: Increasing FDIC limit by beneficiary?
- Replies: 6
- Views: 592
Re: Increasing FDIC limit by beneficiary?
You can use this online tool to model your ideas
https://edie.fdic.gov/
https://edie.fdic.gov/
- Tue Aug 16, 2022 6:48 am
- Forum: Personal Finance (Not Investing)
- Topic: 19 month CD terms
- Replies: 12
- Views: 1513
Re: 19 month CD terms
Those odd terms with surprisingly good rates are offered in the hope that when the CD matures, you'll forget to take any action and they can auto-renew you into a new CD. My bank's CD terms state if you do nothing at maturity they can put you into a new CD with a term as near as possible to the expiring CD. Since by that time there will be no CD being offered with the same exact odd term as the expiring one, you'll get moved into a less-than-optimal non-promotional rate CD.
Look to see how the 19-month rate compares to the rate offered on CDs between 1-2 years. Bet the 19-month is a lot higher.
Look to see how the 19-month rate compares to the rate offered on CDs between 1-2 years. Bet the 19-month is a lot higher.
- Thu Aug 11, 2022 8:20 pm
- Forum: Personal Consumer Issues
- Topic: New iPhone or Wait - Pro or Regular?
- Replies: 31
- Views: 3309
Re: New iPhone or Wait - Pro or Regular?
T-mobile has a "test drive" offer which worked well for me. Good for 30 days or 30GB data. You download an eSIM and it allows your phone to be on both networks, then you use settings to control which one is active at any given time. I couldn't think of a more realistic way to compare two carriers. It's probably the only way I would have considered using T-mobile. Only potential blind spot is my iphone doesn't have 5G and that's what T-mobile is really pushing right now. I also saw an offer where T-mobile would pay your remaining balance to switch.
- Sun Aug 07, 2022 2:20 pm
- Forum: Personal Consumer Issues
- Topic: Spam Bombed in Gmail
- Replies: 20
- Views: 2884
Re: Spam Bombed in Gmail
Can you make a new folder, move everything from the inbox before today to that folder, then let the spam run for a while. If the emails are coming from all different senders I imagine it will stop before very long.
At that point you can scan your inbox for any legit emails you need to save, then delete all the others.
At that point you can scan your inbox for any legit emails you need to save, then delete all the others.
- Tue Aug 02, 2022 6:49 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to find help with retirement homes
- Replies: 32
- Views: 3338
Re: How to find help with retirement homes
My relatives looked into having help come in 3 days a week for their elderly father. They live in a rural area. Utilizing all the avenues I could find, we came up with exactly one person willing to do in-home health care, and only because they just happened to live just 2 miles away. Property maintenance had no takers unless it was a big multi-thousand dollar project. Once you get away from denser populated areas, it's going to be difficult to find the kind of situation you're wanting.
- Wed Jul 27, 2022 3:44 pm
- Forum: Personal Consumer Issues
- Topic: Banking question
- Replies: 37
- Views: 2573
Re: Banking question
I wonder if the right of offset was a factor in how they applied the payment.
- Tue Jul 26, 2022 12:36 pm
- Forum: Personal Finance (Not Investing)
- Topic: Lottery
- Replies: 4
- Views: 1320
Re: Lottery
Topic is locked (not personal, it's hypothetical). Topics must be personal and actionable, not "what if".
- Thu Jul 21, 2022 1:26 pm
- Forum: Personal Consumer Issues
- Topic: Am I overreacting?
- Replies: 24
- Views: 2230
Re: Am I overreacting?
Topic is locked, below threshold for Personal Consumer Issues.
- Thu Jul 14, 2022 3:08 pm
- Forum: Personal Consumer Issues
- Topic: [Firearms training]
- Replies: 62
- Views: 5793
Re: [Firearms training]
I removed a few off-topic replies. Stay on topic.
- Tue Jun 28, 2022 12:09 pm
- Forum: Personal Consumer Issues
- Topic: Results of Radon Water Test (not good) - Advice Please
- Replies: 30
- Views: 4417
Re: Results of Radon Water Test (not good) - Advice Please
Please do not discuss health issues, medical advice is not permitted by forum policy. Discussing the radon mitigation is fine.
- Sat Jun 25, 2022 12:24 pm
- Forum: Personal Investments
- Topic: Private debt investing
- Replies: 21
- Views: 2301
Re: Private debt investing
And also make sure you understand any restrictions on taking your money out.
- Thu Jun 23, 2022 12:38 pm
- Forum: Personal Investments
- Topic: What Interest Rate Are You Getting in Your Stable Value Account?
- Replies: 15
- Views: 1335
Re: What Interest Rate Are You Getting in Your Stable Value Account?
For 3rd quarter 2022, it's 1.8%.
- Sun Jun 19, 2022 4:30 pm
- Forum: Personal Investments
- Topic: My ulcers with Hedgefundie and TQQQ.
- Replies: 5
- Views: 1448
Re: My ulcers with Hedgefundie and TQQQ.
Topic is locked (not actionable). See Non-actionable Topics
- Sat Jun 18, 2022 9:29 am
- Forum: Personal Finance (Not Investing)
- Topic: Ghosted by recruiter: any steps to take?
- Replies: 45
- Views: 6041
Re: Ghosted by recruiter: any steps to take?
Topic is locked (derailed, replies are no longer focused on OP's personal situation).
- Fri Jun 17, 2022 7:57 am
- Forum: Forum Issues and Administration
- Topic: Odd thing happened on the forum this morning [thread disappeared]
- Replies: 25
- Views: 3442
Re: Odd thing happened on the forum this morning
Moved to Forum Issues.
- Wed May 25, 2022 6:18 pm
- Forum: Personal Finance (Not Investing)
- Topic: Rent to Own
- Replies: 8
- Views: 1045
Re: Rent to Own
Is $1500 a fair market rent? How much of that amount would be credited towards the rent-to-own?