Search found 3178 matches
- Fri Feb 10, 2023 10:23 am
- Forum: Personal Investments
- Topic: Vanguard Money Market Funds - Differences in Returns?
- Replies: 410
- Views: 79280
Re: Vanguard Money Market Funds - Differences in Returns?
If the VUSXX fund is in a traditional IRA, then the question of state taxes, repos, etc is moot. One goes with the highest rate among these MM funds. Is this correct?
- Thu Feb 09, 2023 5:37 pm
- Forum: Personal Investments
- Topic: What % cash in portfolio?
- Replies: 146
- Views: 18104
Re: What % cash in portfolio?
Retired in distribution stage. Portfolio all in IRA with cash (VUSXX) at 49%
- Tue Feb 07, 2023 11:12 am
- Forum: Personal Investments
- Topic: Sell BND fund in IRA? Or hold?
- Replies: 7
- Views: 835
Re: Sell BND fund in IRA? Or hold?
I just bought some VBTLX and VBILX for diversification otherwise I am remaining in cash (VUSXX), and VTSAX for equities.
- Thu Feb 02, 2023 12:23 pm
- Forum: Personal Investments
- Topic: Vanguard Federal Money Market Fund
- Replies: 19
- Views: 3498
Re: Vanguard Federal Money Market Fund
There is more than one road to Dublin. I don't like the potholes along the way and prefer to stay safe.ruralavalon wrote: ↑Thu Feb 02, 2023 10:57 amThis is my reason for staying with intermediate-term bond funds, and not trying to time the bond market.miket29 wrote: ↑Tue Jan 31, 2023 6:14 pmMany people who try market timing end up buying after a good part of the rise already occurred and then selling near the low as they try to bail out of a dropping position. Maybe your luck/skill will be better.Munir wrote: ↑Tue Jan 31, 2023 5:19 pm (Revised): This brings up the question for those of us who have large MM assets as to when (or if) should some of these assets be transferred to short or intermediate bond funds? The Total Bond Market Index fund is up 3.2% this month (year) while all three Vanguard MM funds are up 0.36%.
- Tue Jan 31, 2023 9:19 pm
- Forum: Personal Investments
- Topic: Vanguard Federal Money Market Fund
- Replies: 19
- Views: 3498
Re: Vanguard Federal Money Market Fund
To both last two posts: I gradually got out of intermediate bonds in the fall of 2021 when they started crashing. I had never seen them go down so far and so fast. I moved all my fixed income funds to the Vanguard US Treasury MM fund (VUSXX) and held on to VTSAX (Total Stock Market Index) which I plan to leave to my heirs. I've been waiting for interest rates to start leveling off at which time I will start moving funds gradually from the MMF to VBTLX and VBILX. I never have and will not own long term bond funds (I'm an 85 year old widower). I never make sudden large moves. I want to leave my kids some inheritance but also have enough funds to take care of me if I need hospice and private nursing care at the end.
- Tue Jan 31, 2023 7:30 pm
- Forum: Personal Investments
- Topic: Vanguard Federal Money Market Fund
- Replies: 19
- Views: 3498
Re: Vanguard Federal Money Market Fund
My portfolio is 40% Total Stock Market Index (VTIAX) and 60% MM fund (VUSXX)- but looking at intermediate bond funds now which is what I have always had in the past.
- Tue Jan 31, 2023 6:40 pm
- Forum: Personal Investments
- Topic: Vanguard Federal Money Market Fund
- Replies: 19
- Views: 3498
Re: Vanguard Federal Money Market Fund
(Revised): This brings up the question for those of us who have large MM assets as to when (or if) should some of these assets be transferred to short or intermediate bond funds? The Total Bond Market Index fund is up 3.2% this month (year) while all three Vanguard MM funds are up 0.36%. Many people who try market timing end up buying after a good part of the rise already occurred and then selling near the low as they try to bail out of a dropping position. Maybe your luck/skill will be better. What you describe is the traditional BH premise.This can be expanded or revised (in my opinion) depending on the individual circumstances. If you have a long time-line then it would be very appropriate for it. For shorter time- lines, I may want to ...
- Tue Jan 31, 2023 5:19 pm
- Forum: Personal Investments
- Topic: Vanguard Federal Money Market Fund
- Replies: 19
- Views: 3498
Re: Vanguard Federal Money Market Fund
(Revised): This brings up the question for those of us who have large MM assets as to when (or if) should some of these assets be transferred to short or intermediate bond funds? The Total Bond Market Index fund is up 3.2% this month (year) while all three Vanguard MM funds are up 0.36%.sport wrote: ↑Tue Jan 31, 2023 5:06 pm I had extra cash in my MM fund left over from my RMD. I put it into Vanguard Intermediate Term Treasury Index Fund. If interest rates go down, my bond fund will increase in value while my MM fund will earn a lower yield. Of course, that may not happen any time soon.
- Tue Jan 31, 2023 4:30 pm
- Forum: Personal Investments
- Topic: Vanguard Federal Money Market Fund
- Replies: 19
- Views: 3498
Re: Vanguard Federal Money Market Fund
Have approximately $100k in Federal Money Market Fund with Vanguard. Currently my AA is 40% Equities/60% Fixed in four fund portfolio: Total Stock Market (VTSAX), Total International Stock Market (VTIAX), Total International Bond Market (VTABX), Total Bond Market (VTBLX). I know I was not being totally Bogleheaded but that cash was placed in the settlement fund at the start of the 2020 downturn. My question is was looking to maybe place it in Tips (VIPSX) but doesn't seem to be performing much better than the MMF. Would a better move be just to put 1/4 in each of my four funds? If it were mine, I would leave it in the MM. You are already well-diversified, and it wouldn't hurt to have some cash in a MM till later this year to see how the ma...
- Tue Jan 31, 2023 1:15 pm
- Forum: Personal Investments
- Topic: Vanguard Federal Money Market Fund
- Replies: 19
- Views: 3498
Re: Vanguard Federal Money Market Fund
Have approximately $100k in Federal Money Market Fund with Vanguard. Currently my AA is 40% Equities/60% Fixed in four fund portfolio: Total Stock Market (VTSAX), Total International Stock Market (VTIAX), Total International Bond Market (VTABX), Total Bond Market (VTBLX). I know I was not being totally Bogleheaded but that cash was placed in the settlement fund at the start of the 2020 downturn. My question is was looking to maybe place it in Tips (VIPSX) but doesn't seem to be performing much better than the MMF. Would a better move be just to put 1/4 in each of my four funds? If it were mine, I would leave it in the MM. You are already well-diversified, and it wouldn't hurt to have some cash in a MM till later this year to see how the ma...
- Tue Jan 31, 2023 1:04 pm
- Forum: Personal Investments
- Topic: Vanguard Federal Money Market Fund
- Replies: 19
- Views: 3498
Re: Vanguard Federal Money Market Fund
Have approximately $100k in Federal Money Market Fund with Vanguard. Currently my AA is 40% Equities/60% Fixed in four fund portfolio: Total Stock Market (VTSAX), Total International Stock Market (VTIAX), Total International Bond Market (VTABX), Total Bond Market (VTBLX). I know I was not being totally Bogleheaded but that cash was placed in the settlement fund at the start of the 2020 downturn. My question is was looking to maybe place it in Tips (VIPSX) but doesn't seem to be performing much better than the MMF. Would a better move be just to put 1/4 in each of my four funds? If it were mine, I would leave it in the MM. You are already well-diversified, and it wouldn't hurt to have some cash in a MM till later this year to see how the ma...
- Thu Jan 26, 2023 2:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: Steering through the shoals of IRMAA past the SS Tax Torpedo
- Replies: 196
- Views: 22970
Re: Steering through the shoals of IRMAA past the SS Tax Torpedo
A very valuable thread. I am an 85 year old widower with 95% of my portfolio in a traditional IRA (a mistake, I know). I just received my new year's social security benefits statement for 2023 and my monthly benefit is less than last year because of these IRMAA and Medicare deductions. I want to consult an advisor who is knowledgeable in these issues (like many are on this thread) but am not sure what kind of credentials should such an advisor have. I prefer just a one-time fee-only advisor. If this is too much of a digression to the topic, I apologize. You could ask on BHs but I'd start a new thread. Since the IRMAA jumped this year for you, did you do a conversion or was it just a progression in RMDs? Are you interested in leaving an inh...
- Thu Jan 26, 2023 1:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Steering through the shoals of IRMAA past the SS Tax Torpedo
- Replies: 196
- Views: 22970
Re: Steering through the shoals of IRMAA past the SS Tax Torpedo
A very valuable thread. I am an 85 year old widower with 95% of my portfolio in a traditional IRA (a mistake, I know). I just received my new year's social security benefits statement for 2023 and my monthly benefit is less than last year because of these IRMAA and Medicare deductions. I want to consult an advisor who is knowledgeable in these issues (like many are on this thread) but am not sure what kind of credentials should such an advisor have. I prefer just a one-time fee-only advisor. If this is too much of a digression to the topic, I apologize.
- Mon Jan 23, 2023 5:10 pm
- Forum: Personal Investments
- Topic: Where should I move to from Vanguard?
- Replies: 75
- Views: 9156
Re: Where should I move to from Vanguard?
Agree. I also have been a customer over 30-40 years. Happy with their service but not as much with their "new" web site.
- Mon Jan 23, 2023 4:11 pm
- Forum: Investing - Theory, News & General
- Topic: What is your age and asset allocation ?
- Replies: 1156
- Views: 151972
Re: What is your age and asset allocation ?
85 year old widower. Equities 42% (Total Stock Market Index VTSAX) : cash 58% (Treasury MM VUSXX).
PS: How about asking the same questions of people over 80 or 85?
PS: How about asking the same questions of people over 80 or 85?
- Mon Jan 23, 2023 4:03 pm
- Forum: US Chapters
- Topic: 🎊Happy 99th Birthday to Taylor Larimore🎉
- Replies: 247
- Views: 15941
Re: 🎊Happy 99th Birthday to Taylor Larimore🎉
Happy birthday, Taylor. I am 85 and keep trying to catch up with you but somehow can never do it. Oh sigh! Keep enjoying the sunsets over the water.
- Sat Jan 21, 2023 5:05 pm
- Forum: Personal Investments
- Topic: Why does Vanguard target retirement have 40% of equities in international?
- Replies: 40
- Views: 4172
Re: Why does Vanguard target retirement have 40% of equities in international?
Are there any studies that demonstrate when over-diversification crosses a red line and becomes counter-productive-or vice-versa? If I remember correctly, the S&P 500 and the Total Stock Market Index have similar results longterm. Are there any studies showing that adding Total International will add to the performance or is it only a concept under the umbrella that the more diversification the better is the performance?
PS: I am too chicken myself to stick with S&P 500 and I own the Total Stock Market Index Fund. But I still seek an answer as to when over-diversification is too much and does anyone (such as agents) benefit financially from that?
PS: I am too chicken myself to stick with S&P 500 and I own the Total Stock Market Index Fund. But I still seek an answer as to when over-diversification is too much and does anyone (such as agents) benefit financially from that?
- Sat Jan 21, 2023 4:32 pm
- Forum: Personal Investments
- Topic: Why does Vanguard target retirement have 40% of equities in international?
- Replies: 40
- Views: 4172
Re: Why does Vanguard target retirement have 40% of equities in international?
Isn't intrinsic value in the eyes of the beholder? People can disagree about what the value actually is of any specific item. Maybe following the herd mentality is more comforting- even if it's the Titanic.(I don't think we are on the Titanic but just using it as an example).Triple digit golfer wrote: ↑Sat Jan 21, 2023 4:23 pmDidn't take long for this tired argument to appear.
It would be a fine argument if any of those things had intrinsic value and ability to generate income.
- Sat Jan 21, 2023 4:21 pm
- Forum: Personal Investments
- Topic: Why does Vanguard target retirement have 40% of equities in international?
- Replies: 40
- Views: 4172
Re: Why does Vanguard target retirement have 40% of equities in international?
How much diversification is too much? How about including gold, silver, real estate, diamonds, rare books, art work, old records, postage stamps, autographed baseballs, etc etc.
- Sat Dec 31, 2022 12:14 pm
- Forum: Investing - Theory, News & General
- Topic: IRMAA, SS Tax Torpedoes, Inherited RMD's and Roth conversions
- Replies: 23
- Views: 2879
- Sat Dec 17, 2022 10:26 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who Should I ask Advice From?
- Replies: 24
- Views: 1968
- Sat Dec 17, 2022 10:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who Should I ask Advice From?
- Replies: 24
- Views: 1968
Re: Who Should I ask Advice From?
Thank you to all the respondents. Having this dialogue helps me. It's also interesting what some of you have concluded about such things as my mental acuity (which is still good but I get concerned about the future because I live in a CCRC retirement community and see a varying degree of gradual deterioration among many). I do have an estate attorney who thought my questions were mostly financial and not in her bailiwick. One daughter and a son-in-law are also involved in these issues. My CPA doesn't see any issues that need acting on and thinks I'm doing fine. On responding to all your comments, I'm starting to realize that what caused my concern recently is the statement I received from Social Security about my benefits (which remain at ...
- Sat Dec 17, 2022 10:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who Should I ask Advice From?
- Replies: 24
- Views: 1968
Re: Who Should I ask Advice From?
Duplicate.
- Sat Dec 17, 2022 9:44 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who Should I ask Advice From?
- Replies: 24
- Views: 1968
Re: Who Should I ask Advice From?
No and No. My SS benefit in 2023 will not show any increase over 2022 because of the increased Medicare fees and RMD- as I understand the SS statement that explains my 2023 benefits..
- Sat Dec 17, 2022 6:09 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who Should I ask Advice From?
- Replies: 24
- Views: 1968
Re: Who Should I ask Advice From?
Thank you to all the respondents. Having this dialogue helps me. It's also interesting what some of you have concluded about such things as my mental acuity (which is still good but I get concerned about the future because I live in a CCRC retirement community and see a varying degree of gradual deterioration among many). I do have an estate attorney who thought my questions were mostly financial and not in her bailiwick. One daughter and a son-in-law are also involved in these issues. My CPA doesn't see any issues that need acting on and thinks I'm doing fine. On responding to all your comments, I'm starting to realize that what caused my concern recently is the statement I received from Social Security about my benefits (which remain at z...
- Sat Dec 17, 2022 12:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who Should I ask Advice From?
- Replies: 24
- Views: 1968
Re: Who Should I ask Advice From?
Op here. I am specifically asking for help in deciding what kind of a professional should I turn to in dealing with retirement issues and financial decisions (not investment) relating to taxes, RMD, Roth conversion, and tax planning for managing my traditional IRA assets. I do not see the need to declare my personal details since my request of the group is only to advise me what type of a professional financial advisor I should turn to and not for the Bogleheads to advise me how to deal with my specific issues. One option may be to keep doing what I'm doing because that is what is required by the government and it cannot be dealt with in other ways. I would like the opinion of an expert if that is the case or not. What kind of an expert sho...
- Sat Dec 17, 2022 11:47 am
- Forum: Personal Finance (Not Investing)
- Topic: Who Should I ask Advice From?
- Replies: 24
- Views: 1968
- Fri Dec 16, 2022 3:04 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who Should I ask Advice From?
- Replies: 24
- Views: 1968
Who Should I ask Advice From?
I am an 85 year old Oregon widower with three adult children. Over 90% of my assets are in my TIRA. I am confused on whom to obtain advice from regarding managing my estate taxes, RMDs, TIRA vs Roth conversion, Medicare fees, Social Security, IRMAA, and related issues. I have never used spread sheets and my decreasing mental acuity is a block for using IT calculations. I have always managed my own investments and would like to keep doing that as long as possible. Should I seek advice from a money manager, tax consultant, CPA, attorney, or who? I have been a Diehard for many decades and am cost conscious. My portfolio is simple (currently 40% VTSAX & 60% VUSXX) and is not the issue except that it is nearly all in a TIRA. I think this cou...
- Wed Nov 30, 2022 4:04 pm
- Forum: Personal Investments
- Topic: Comparing Vanguard Money Market accounts?
- Replies: 4
- Views: 1177
Re: Comparing Vanguard Money Market accounts?
You may want to include VMRXX- the Cash Reserve Federal MM fund, in the comparison. If these are funds that are taxable on withdrawal, VUSXX is the only pure treasury fund where any gains are not taxed by the state.
- Wed Nov 30, 2022 2:59 pm
- Forum: Personal Investments
- Topic: Vanguard and RMD's
- Replies: 7
- Views: 1111
Re: Vanguard and RMD's
Another option: on the Vanguard home page, click on "my accounts", then click on "transactions", then click on "Retirement distributions, RMD, etc". Hopefully you can get your questions answered,CMHBuckeye wrote: ↑Wed Nov 30, 2022 2:36 pm Log on to Vanguard
Go to "search"
Search "RMD"
Go to "Set-up or view the RMD"
The page will show your Retirement Summary for RMD.
- Mon Nov 28, 2022 3:34 pm
- Forum: Personal Finance (Not Investing)
- Topic: Choosing a medigap policy
- Replies: 25
- Views: 2433
Re: Choosing a medigap policy
I know that Oregon and California (and maybe Washington State) allow you to change without any underwriting or exclusions during your birthday month. You can Google "Change Medigap policies in my state- insert name" and find what your state allows.
- Mon Nov 28, 2022 10:27 am
- Forum: US Chapters
- Topic: Sad news - Sheepdog passed away
- Replies: 135
- Views: 25740
Re: Sad news - Sheepdog passed away
His posts were not limited to a recitation of facts but included his feelings regarding what was happening. This added a personal touch, insight and value to our forum- in addition to humanizing it. Thank you, Sheepdog.
- Fri Nov 18, 2022 3:22 pm
- Forum: Investing - Theory, News & General
- Topic: What "IF" there is a recession?
- Replies: 78
- Views: 7518
Re: What "IF" there is a recession?
How are you prepared?sailaway wrote: ↑Fri Nov 18, 2022 3:20 pmThis. I always believe a recession is coming. I just have no idea when. I started calling the 2008 recession in 2006 and have been wary of the next one since 2018. I am prepared, but haven't lost out on gains in the meantime.homebuyer6426 wrote: ↑Fri Nov 18, 2022 3:14 pmBy choosing long-term investments they are able psychologically to hold without selling, and short-term reserves to get them through a potential jobless period.
- Fri Nov 18, 2022 2:43 pm
- Forum: Investing - Theory, News & General
- Topic: What "IF" there is a recession?
- Replies: 78
- Views: 7518
Re: What "IF" there is a recession?
Some respondents have suggested that we should prepare for a recession. How does one prepare for a recession (if one believes a recession is coming)? By being in cash?
- Fri Nov 18, 2022 12:59 pm
- Forum: Investing - Theory, News & General
- Topic: What "IF" there is a recession?
- Replies: 78
- Views: 7518
Re: What "IF" there is a recession?
I don't think the OP was trying to predict whether a recession will occur or not. The question is very legitimate. IF there is a recession, what will happen to stocks and bonds based on our experience with previous recessions? I assumed the answers would be: they will go up, or down, or I don't know.
- Fri Nov 18, 2022 12:26 pm
- Forum: Investing - Theory, News & General
- Topic: What "IF" there is a recession?
- Replies: 78
- Views: 7518
Re: What "IF" there is a recession?
I think there is a general avoidance to answering the clear question directly by asking more questions in response. Let me rephrase the question as I see it: what will happen to stocks and bonds if there is a recession?
On a related matter, some respondents have suggested that we should prepare for a recession. How do you prepare for a recession? By being in cash?
On a related matter, some respondents have suggested that we should prepare for a recession. How do you prepare for a recession? By being in cash?
- Mon Nov 14, 2022 4:58 pm
- Forum: Investing - Theory, News & General
- Topic: How did you find your risk profile and AA ?
- Replies: 75
- Views: 5007
Re: How did you find your risk profile and AA ?
85 year old retiree. 40% TSM (equities) to leave to my heirs and 60% fixed income (currently cash) to live on. This past year cleared my head and helped me reach this conclusion. Yes, I sleep well.
- Sun Nov 13, 2022 1:36 pm
- Forum: Investing - Theory, News & General
- Topic: Cash Investments at Vanguard
- Replies: 1
- Views: 539
Re: Cash Investments at Vanguard
I'll give you a partial response because I don't know the answer to all the differences. If the dividends are liable for state taxes, the US Treasury fund may be best because it's dividends are free from state taxes. In addition to US Treasury instruments, the other two funds use repos and other such instruments which are supposed to be very safe but are not necessarily all guaranteed by full faith of the US Government. The US Government fund has a longer duration and the yields are less volatile than the other two. Over a period of a few months or more, their total yields will be similar for all three (see graphs by electron and KevinM in other posts). There are multiple posts and graphs on this subject on this site which you can look up. ...
- Sat Nov 12, 2022 5:30 pm
- Forum: Investing - Theory, News & General
- Topic: Does Vanguard hold bonds in funds to maturity?
- Replies: 34
- Views: 3403
Re: Does Vanguard hold bonds in funds to maturity?
Holding a bond fund for its duration is not the same as holding an individual bond to maturity. They are not comparable at all. I still see some posters who assume that if they hold a bond fund for the length of it duration it will assure that their bond fund value at that time will be at least worth what they originally invested. This is false. It depends on the general market conditions. Am I right?
- Fri Nov 11, 2022 2:56 pm
- Forum: Personal Investments
- Topic: Money Market Fund Within IRA
- Replies: 17
- Views: 1915
Re: Money Market Fund Within IRA
The US Treasury fund holds only treasury instruments while the other two funds hold about 50% repos. Does that worry anybody?
- Fri Nov 11, 2022 2:09 pm
- Forum: Personal Investments
- Topic: Money Market Fund Within IRA
- Replies: 17
- Views: 1915
Re: Money Market Fund Within IRA
If I were going to use this approach (1 RMD in cash), I'd just use the settlement fund. I agree. I believe in simplifying things hinge whenever possible. In this case, why hold two money market funds when you already have one that will suffice? The numbers show that VMRXX has a slightly higher yield and return. If one has a large holding in the MMF, the difference in $ could be significant. The search for simplicity in holding the settlement fund does not make sense if VMRXX yields more unless there are other reasons that favor the settlement fund or the US government fund VUSXX. As noted above, the current difference in yield is 0.04%. On a $50k amount in the money market, that’s $20 per year. $20 would buy approximately 2 Big Mac meals a...
- Fri Nov 11, 2022 1:15 pm
- Forum: Personal Investments
- Topic: Money Market Fund Within IRA
- Replies: 17
- Views: 1915
Re: Money Market Fund Within IRA
The numbers show that VMRXX has a slightly higher yield and return. If one has a large holding in the MMF, the difference in $ could be significant. The search for simplicity in holding the settlement fund does not make sense if VMRXX yields more unless there are other reasons that favor the settlement fund or the US government fund VUSXX.Stinky wrote: ↑Fri Nov 11, 2022 12:22 pmI agree.retired@50 wrote: ↑Thu Nov 10, 2022 12:00 pm If I were going to use this approach (1 RMD in cash), I'd just use the settlement fund.
I believe in simplifying things hinge whenever possible. In this case, why hold two money market funds when you already have one that will suffice?
- Fri Nov 11, 2022 12:19 pm
- Forum: Personal Investments
- Topic: Money Market Fund Within IRA
- Replies: 17
- Views: 1915
Re: Money Market Fund Within IRA
Are there any differences among the three funds as far as safety, accessibility, and ease of withdrawals?
- Thu Nov 10, 2022 5:57 pm
- Forum: Personal Investments
- Topic: Risk comparison: VMMXX vs VMFXX vs VUSXX?
- Replies: 44
- Views: 31334
Re: Risk comparison: VMMXX vs VMFXX vs VUSXX?
Electron, thank you.
- Thu Nov 10, 2022 3:57 pm
- Forum: Personal Investments
- Topic: Risk comparison: VMMXX vs VMFXX vs VUSXX?
- Replies: 44
- Views: 31334
Re: Risk comparison: VMMXX vs VMFXX vs VUSXX?
Resurrecting an old thread, I have a question. The old Prime Reserve MMF (VMMXX) does not exist anymore and has been replaced by VMRXX which is a government money market fund. The redemption and liquidity risks ascribed to the old MM Prime fund (VMMXX) do not apply to VMRXX. Is this correct?
- Tue Nov 08, 2022 1:59 pm
- Forum: Investing - Theory, News & General
- Topic: Best MM fund today?
- Replies: 20
- Views: 5790
Re: Best MM fund today?
Is the title of this thread misleading? I assumed it compares different MM funds among each other.
- Fri Nov 04, 2022 3:43 pm
- Forum: Personal Investments
- Topic: VFMF / VFMFX (Vanguard U.S. Multifactor ETF / Fund)
- Replies: 15
- Views: 2087
Re: VFMF / VFMFX
How about using the full name of funds at least once in the opening post?
- Mon Oct 31, 2022 4:47 pm
- Forum: Personal Finance (Not Investing)
- Topic: Ally Online Savings/Money Market Rate Increases
- Replies: 745
- Views: 125087
Re: Ally Online Savings Rate Increase
Do the smaller banks have restrictions, limitations, and requirements that the larger banks such a Marcus and Ally not have?
- Mon Oct 31, 2022 4:23 pm
- Forum: Personal Finance (Not Investing)
- Topic: Ally Online Savings/Money Market Rate Increases
- Replies: 745
- Views: 125087
Re: Ally Online Savings Rate Increase
Marcus High Yield Savings rate (Goldman Sachs) is 2.5%.
- Thu Oct 27, 2022 11:09 am
- Forum: Investing - Theory, News & General
- Topic: VUSXX (Vanguard Treasury Money Market Fund) at 3.01%
- Replies: 8
- Views: 3052
VUSXX (Vanguard Treasury Money Market Fund) at 3.01%
The Vanguard Treasury Money Market Fund (VUSXX) has a 7-day SEC rate at 3.01% -which is the highest rate among all the Vanguard money market funds. Is this a blip or will it stay that way?