Search found 687 matches

by looking
Fri Feb 05, 2016 1:52 am
Forum: Investing - Theory, News & General
Topic: Make your retirement money last
Replies: 56
Views: 18912

Re: Make your retirement money last

larryswedroe wrote:http://www.etf.com/sections/index-inves ... money-last

A review of Jane Bryant Quinn's latest book, which is excellent resource

Larry
where i can get the book, at amazon or some free copy
by looking
Mon Feb 01, 2016 8:25 am
Forum: Personal Investments
Topic: which ETF or ISHARE are the best performing for oil
Replies: 14
Views: 1607

which ETF or ISHARE are the best performing for oil

HI ALL
which ETF or ISHARE are the best performing for oil. i'm thinking to buy an etf for oil

thanks
by looking
Mon Feb 01, 2016 7:57 am
Forum: Personal Consumer Issues
Topic: which one is the best antivirus internet security
Replies: 11
Views: 2731

which one is the best antivirus internet security

hi all
which one is the best antivirus internet security , i just bought a new laptop and looking for best antivirus

thanks
by looking
Mon Feb 01, 2016 7:48 am
Forum: Personal Consumer Issues
Topic: Which app/plan do you use to make calls to overseas?
Replies: 40
Views: 3853

Re: Which app/plan do you use to make calls to overseas?

bcdfgh wrote:Thanks everyone for the advice. I checked a few of what you recommended and found Viber rate is 13c/minute, Magic Jack is 15c, Skype is 18c, Rebel is 7c. I'll check the others later.
google voice is the best
by looking
Mon Feb 01, 2016 7:32 am
Forum: Personal Finance (Not Investing)
Topic: How do you set a limit order when the quote frequently changes?
Replies: 10
Views: 1720

Re: How do you set a limit order when the quote frequently changes?

How do you set a limit order when the quote frequently changes?
Unread postby mrboast » Sun Jan 31, 2016 11:05 am

i tried at vanguard etf trading platform limit order but it does not work my experience
by looking
Mon Feb 01, 2016 7:04 am
Forum: Personal Investments
Topic: where to find a tool to check etfs correlation instantly
Replies: 6
Views: 832

where to find a tool to check etfs correlation instantly

HI ALL

where to find a tool to check etfs, or mutual funds, correlation instantly , vanguard does not tell percentage correlation . all i want to know percentage difference

for example

ivov ( s&p 400 midcap ) and VO(vanguard midcap)

tanks
by looking
Sat Jan 30, 2016 9:15 am
Forum: Investing - Theory, News & General
Topic: French-Fama 2x3, 10x10, mid-caps... Help?
Replies: 27
Views: 4261

Re: French-Fama 2x3, 10x10, mid-caps... Help?

I've been using the French-Fama data library for various projects, but er, it is a tad nebulous. http://mba.tuck.dartmouth.edu/pages/faculty/ken.french/data_library.html Thanks to a bit of advice the good Dr Bernstein posted a while ago, I figured out how to use the "6 Portfolios Formed on Size and Book-to-Market (2 x 3)", and infer the SG, SB, SV, LG, LB, LV historical returns. Now why wouldn't this matrix be 3x3 and include mid-caps, I don't know... Here is WB's post, for reference: https://www.bogleheads.org/forum/viewtopic.php?t=2520&start=500#p1767160 So I went to the 10x10 matrix. Assuming that I could start from each of those deciles, and easily figure out how to assemble them in a 3x3 matrix of sorts, hence fill the g...
by looking
Sat Jan 30, 2016 9:07 am
Forum: Investing - Theory, News & General
Topic: French-Fama 2x3, 10x10, mid-caps... Help?
Replies: 27
Views: 4261

Re: French-Fama 2x3, 10x10, mid-caps... Help?

Re: French-Fama 2x3, 10x10, mid-caps... Help?

you using too much abbreviation can you just tell me what are they
by looking
Fri Jan 22, 2016 10:07 am
Forum: Personal Consumer Issues
Topic: What is the best way to purchase Iphone?
Replies: 37
Views: 7192

Re: What is the best way to purchase Iphone?

So I’m a Verizon customer paying $150/month for 2 lines. I get 6GB of data plus unlimited talk/text. I’m going to upgrade my phone shortly and I had assumed that the Edge program just takes the cost of the phone and divides it over 24 payments. The guy at the Verizon store told me that Verizon gives you some kind of credit towards the phone when you sign up, so the sum of the payments is lower than the cost of the phone. As I’m looking at it, that doesn’t seem to be the case at all so I’m not sure how this new program is better than the old one? I’m considering just buying the new Iphone through Apple and then being able to get the new AppleCare included at no cost, which would cover some accidental damage and problems with the phone. My c...
by looking
Fri Jan 22, 2016 9:07 am
Forum: Personal Investments
Topic: who is buying or selling ??
Replies: 27
Views: 3508

who is buying or selling ??

just curiosity who's buying or selling ???
by looking
Tue Jan 19, 2016 11:14 pm
Forum: Personal Investments
Topic: Please post your current portfolios--AA and your ages
Replies: 6
Views: 1094

Please post your current portfolios--AA and your ages

Please post your current portfolios--AA and your ages i have always been thinking and very curiosity on how other people same as my situation - 75 old ,retired ,ss income only, and all taxable- invest . What ,where, they are investing with ,and asset classes ,bonds ,stock and AA so on. I’m sure other people think the same way i think . Please share ,compare and learn each other and I don't think it is invasion of privacy and let's be honest. 75 years all taxable ss income only wife and husband 15% tax bracket my current AA is 50/50 stock 50% -------------- Vg 500 index 40% Vg mid cap index 20% vg small cap index 10% Vg total international index 30% bond 50% ------------ vg short term investment grade 30 % vg interm term investment grade 30%...
by looking
Tue Jan 19, 2016 9:05 pm
Forum: Personal Investments
Topic: who is selling to day??
Replies: 34
Views: 5623

who is selling to day??

just wondering to see if who is selling to day ???
by looking
Tue Jan 19, 2016 9:02 pm
Forum: Personal Investments
Topic: I'd rather stick than go to cash, but.
Replies: 19
Views: 3069

Re: I'd rather stick than go to cash, but.

Re-doing this post thanks to good advice to do so. I'm looking for reassurance that my investment position makes sense from a downside perspective. I'm retired and if the bottom falls out of the market, my time horizon may be inadequate for recovery. Emergency funds: probably enough for 2.5 years, when I'll have to take RMD Debt: none, and own my own home Tax filing status: now single, tax bracket 28%? Investments: everything now in VSCGX, 60/40 bonds to stocks and well diversified Yield I'll need annual in retirement starting in 2 years: $35 - 40K Question: made this transfer from mutual funds recently and have watched it plunge over 3 weeks to under $900K. I thought hard about the allocation of 60/40, bonds to stocks, and am satisfied wi...
by looking
Tue Jan 19, 2016 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Here We Go Again: SWR 2.5% or 5.5%?
Replies: 115
Views: 17533

Re: Here We Go Again: SWR 2.5% or 5.5%?

Is it a new era? Must high stock and bond valuations (low interest rates) require us to lower our SWR to 2.5%? That's what I read in the Pittsburgh Post Gazette this morning: http://www.post-gazette.com/business/money/2016/01/19/For-today-s-retirees-4-percent-rule-may-no-longer-work/stories/201601150089 "Morningstar Investment Management in Chicago found in a 2013 study that if bond rates remained at these low levels, retirees stood a 50 percent chance of running out of money in 20 years if they stuck to the 4 percent withdrawal rule. That’s assuming they had a portfolio of 60 percent bonds and 40 percent stocks. Morningstar found if retirees started with an initial withdrawal rate of around 2.5 percent, it would raise the odds of mak...
by looking
Tue Jan 19, 2016 6:25 pm
Forum: Investing - Theory, News & General
Topic: Who's buyin' today?
Replies: 127
Views: 18166

Re: Who's buyin' today?

Sandman62 wrote:How about anyone who is within a couple years of retiring? I wish I'd moved another 20-30% into cash last year instead of just 10%. :oops:
me to within 5 years i'm out to retirement and sine enough i have so i sold to cash 70% of my portfolios to cash
by looking
Tue Jan 19, 2016 9:46 am
Forum: Personal Investments
Topic: Best place to live in CA for a retiree
Replies: 27
Views: 6869

Best place to live in CA for a retiree

hi all

where is the best place to live in CA for a retired person--cheap place ,warm weather so on --
by looking
Mon Jan 18, 2016 9:17 am
Forum: Personal Investments
Topic: How Am I Doing? 18 Years of Data
Replies: 47
Views: 7412

Re: How Am I Doing? 18 Years of Data

OK, how am I doing? In 1997, I finally understood that you can't time markets and pick stocks. Since then, I've had an indexed (mostly Vanguard) portfolio that was originally 60/40 and is now 52/48. I'm 56 years old and will let it drift as low as 50/50 if markets and new money make that happen. In other words, I will only buy stocks if my stock percentage goes below 50%. I have a big portfolio relative to my spending...I could live well on a 2% SWR today. But will continue to be in accumulation until age 65. My overall average annual return has been 6.36%. I've kept good records and was careful to adjust for new money and occasional withdrawals. 6.36% is actual investment return. Part of me feels like a chump...all that time and I've only...
by looking
Fri Jan 15, 2016 10:00 am
Forum: Personal Consumer Issues
Topic: Serta iComfort / Tempurpedic - Buying a Mattress
Replies: 40
Views: 9930

Re: Serta iComfort / Tempurpedic - Buying a Mattress

what is the best one on over all rating
by looking
Fri Jan 15, 2016 9:54 am
Forum: Personal Consumer Issues
Topic: Serta iComfort / Tempurpedic - Buying a Mattress
Replies: 40
Views: 9930

Re: Serta iComfort / Tempurpedic - Buying a Mattress

Hi All, Did some searching and it seems the majority of Bogleheads are sleeping on Serta iComfort or Tempurpedic mattresses. My DW and I have never spent over $1k on a mattress so we're treading carefully. A few questions for those of you on latex/foam mattresses. We're planning to get a new bed because my DW has trouble sleeping, backaches, and when she's pregnant can't get comfortable. I can sleep on anything :happy Why did you pick Serta iComfort over Tempurpedic or Tempurpedic over iComfort? Did you spend the extra money and purchase the adjustable foundation/box spring? Are you happy you did? Any pitfalls you've identified after sleeping on the iComfort / Tempurpedic? Have you experienced issues with off-gassing, heat retention, restr...
by looking
Thu Jan 14, 2016 9:09 am
Forum: Personal Investments
Topic: SPY intraday low made today a RBD
Replies: 4
Views: 978

Re: SPY intraday low made today a RBD

n00b_to_investing wrote:TLH my TSM, TISM holdings
SPY intraday low made today a RBD

what is RBD ??
by looking
Wed Jan 13, 2016 2:59 pm
Forum: Personal Investments
Topic: How Am I Doing? 18 Years of Data
Replies: 47
Views: 7412

Re: How Am I Doing? 18 Years of Data

How Am I Doing? 18 Years of Data
Postby Goodman60 » Thu Jan 07, 2016 12:06 pm

could you share your portfolios with us very interesting and want to learn from you
by looking
Tue Jan 12, 2016 11:41 pm
Forum: Investing - Theory, News & General
Topic: Sharing Advice from meeting with High Level Vanguard Advisor
Replies: 61
Views: 11049

Re: Sharing Advice from meeting with High Level Vanguard Advisor

Sharing Advice from meeting with High Level Vanguard Advisor Unread postby dcarste » Fri Jan 08, 2016 12:16 pm Thought I would share the experience we (my dad and I) had with a meeting with a high level institutional advisor. My dad got about a 1 hour meeting for free because of the value of his accounts. Dad is 65, retired. Has soc security, pension, and the assets at Vanguard. Advisor recommendations: 1. 50% split between Stocks and Bonds. Helps with investor panic selling and captures a good amount of future stock market returns. Bond portion smooths out volitility - avoiding panic selling and sabotaging investor returns. 2. Of the equity portion, split 70% US total stock index, 30% Total Int'l Index 3. Of the bond portion, again a 70% s...
by looking
Tue Jan 12, 2016 11:03 pm
Forum: Personal Investments
Topic: How Am I Doing? 18 Years of Data
Replies: 47
Views: 7412

Re: How Am I Doing? 18 Years of Data

Here is my sequence of returns:

1998 8.26%
1999 10.41%
2000 3.16%
2001 -1.73%
2002 -3.67%
2003 20.75%
2004 11.10%
2005 6.45%
2006 12.96%
2007 5.35%
2008 -22.94%
2009 20.62%
2010 11.20%
2011 1.36%
2012 10.67%
2013 13.87%
2014 6.27%
2015 0.46%

very interesting data and would mind sharing your portfoilis ( asset classes so on i want to learne from you)

looking
by looking
Fri Jan 08, 2016 10:54 am
Forum: Personal Investments
Topic: sock down this time is different
Replies: 18
Views: 2689

sock down this time is different

hi all

what do you do this bloody down market ,you just sit tight ,stayed the course ,or doing nothing
everybody say this time is different ???,b/c stock has gone for 10 years and this time once goes down never come back where it was?
by looking
Fri Jan 08, 2016 10:47 am
Forum: Personal Investments
Topic: why emerging and developed foreign market down so much
Replies: 5
Views: 1145

why emerging and developed foreign market down so much

hi all

why vanguard emerging and developed foreign market go down so much
even europe and emerging is better shape than america

best wishes
by looking
Sun Nov 22, 2015 11:19 pm
Forum: Personal Consumer Issues
Topic: Eyeglasses - Costco Changed Policies - Help!
Replies: 51
Views: 57162

Re: Eyeglasses - Costco Changed Policies - Help!

Re: Eyeglasses - Costco Changed Policies - Help!
Postby EagertoLearnMore » Tue Nov 17, 2015 5:01 pm

I have purchased frames and lenses at Costco and liked a particular frame.

Did you ask if ANOTHER location of Costco might have your frame on display that you could buy? Is another Costco location nearby for you to just drive to and check?

Costco is very cooperative about calling around to help customers out. Maybe you could find someone in Optical or Customer Service. Costco Kirkland frames have the information printed on the inside of the frame to identify the frame in case you want to order the identical one. I really liked one frame and they were able to get me a display frame.

inow cosco make its own lenses
by looking
Sun Nov 22, 2015 10:57 pm
Forum: Personal Investments
Topic: the schwab intelligent portfolios
Replies: 1
Views: 666

the schwab intelligent portfolios

anyone here ,are you actually investing the schwab intelligent portfolios,then please share your experiences,pros and cons. Is it really game changer -- what schwb claiming it is.

best wishes
by looking
Thu Nov 12, 2015 8:10 am
Forum: Personal Consumer Issues
Topic: like to live in tropical weather
Replies: 26
Views: 4617

Re: like to live in tropical weather

e: like to live in tropical weather
Postby kramer » Mon Nov 09, 2015 11:32 pm

kramer
im very interested in phlipine living -could you tell me or share your exprensce --where do you live -the place -how about medical issure and long term visa as expare

thank you

looking
by looking
Mon Nov 09, 2015 3:30 pm
Forum: Personal Consumer Issues
Topic: like to live in tropical weather
Replies: 26
Views: 4617

like to live in tropical weather

like to live in tropical weather


where i can find tropical weather in America.. I love to live and retire in the tropical weather in anywhere in America - i love but ,except hawaii- too expensive to live. What about key west ????.- same as like hawaii too expensive to live ,especially housing . all i need blue sky,blue water ,fishing,swimming,sailing ,take nap on the sand. and farmers market, papaya, and pineapple,banana,sleep, cook 3 meals, and buried there - just with one bedroom home just myself.
by looking
Mon Nov 09, 2015 1:58 pm
Forum: Personal Investments
Topic: interest rate goes up then bond and stock down
Replies: 1
Views: 484

interest rate goes up then bond and stock down

interest rate goes up then bond and stock down

should i need adjust AA allocation- from 70/30 to 40/ 60 -may be this time different , since it has been up since 2009
what are your thought, may be real big correction coming ,, never would be recover . it doesn't sound like boglehead mentality-- stayed the course
by looking
Sun Nov 08, 2015 10:33 pm
Forum: Personal Consumer Issues
Topic: looking for best online [medical information] beside webMD
Replies: 13
Views: 1737

looking for best online [medical information] beside webMD

looking for best online MD beside webMD
by looking
Fri Nov 06, 2015 6:45 pm
Forum: Personal Investments
Topic: free online websites for discussion medical and health issues.
Replies: 6
Views: 860

Re: free online websites for discussion medical and health issues.

Re: free online websites for discussion medical and health issues.
Unread postby sawhorse » Fri Nov 06, 2015 5:11 pm

A lot of conditions and diseases have forums and sites dedicated to just that condition or disease. These forums are mostly run by patients, not sponsors. I've learned a lot from those forums.
can you tell me the forum sites so i can look at

thnak you
by looking
Fri Nov 06, 2015 1:13 pm
Forum: Personal Investments
Topic: free online websites for discussion medical and health issues.
Replies: 6
Views: 860

free online websites for discussion medical and health issues.

looking for free public websites for public discussion group for exclusively medical and health issues.

thank you
by looking
Tue Nov 03, 2015 2:10 pm
Forum: Personal Investments
Topic: how to buy thePRIMECAP Odyssey Growth fund
Replies: 7
Views: 2091

Re: how to buy thePRIMECAP Odyssey Growth fund

Buy them directly from Primecap Capital Management or through Vanguard VBS.. All the Primecap managed funds are good if you are a long term investor.
I believe that POGRX and POSKX are still open.

what is differnce btween pogrx and poskx
by looking
Mon Nov 02, 2015 10:06 pm
Forum: Personal Investments
Topic: dan wiener model growth portfolio
Replies: 2
Views: 1365

dan wiener model growth portfolio

dan wiener,expert on vangurd funds, recommend his model growth portfolio. any commnets


voog
ivov
ivog
vxus
vht
vig
by looking
Mon Nov 02, 2015 4:30 pm
Forum: Personal Consumer Issues
Topic: Where to retire in Florida?
Replies: 165
Views: 34212

Re: Where to retire in Florida?

Where to retire in Florida?

may be keywest, but pricey,
by looking
Mon Nov 02, 2015 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plans:Any experience with Aetna, USAA or Blue Cross Blue Shield
Replies: 29
Views: 5601

Re: Medigap Plans:Any experience with Aetna, USAA or Blue Cross Blue Shield

edigap Plans:Any experience with Aetna, USAA or Blue Cross Blue Shield Postby sel007 » Mon Nov 02, 2015 2:23 pm I am considering Plan G from the following companies (age 67): Aetna Health & Life Insurance Company (https://www.aetnaseniorproducts.com/ssi/index.html) - the one in Tennessee ($111.00/month) Blue Cross Blue Shield of NC ($157.00/month) And Plan F from USAA (they don't have a Plan G) - $132.09/month. I'm interested in anyone's experience with these companies. I know that all premiums will increase on these attained-age policies, but I was told by someone that the plan G rates do not increase as much as Plan F. Also, a Blue Cross rep I spoke with here in NC said you can switch plans without medical underwriting. That's a plus,...
by looking
Mon Nov 02, 2015 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: LegalShield
Replies: 9
Views: 1274

Re: LegalShield

Re: LegalShield
Postby MaggieBianca » Mon Nov 02, 2015 2:17 pm

It seems to be as I presumed; kind of shady. No matter how cheap it's no good to me if I already have a bad vibe! Thanks to you all! I appreciate you. :happy
--MB

i hvae too but not reliable
by looking
Mon Nov 02, 2015 3:25 pm
Forum: Personal Consumer Issues
Topic: i need cell phone and wireless carrier
Replies: 26
Views: 3394

Re: i need cell phone and wireless carries

viewtopic.php?f=1&t=176894#p2675698

can youm tell me more about the detaile and i wan tot to buy look like gooddael
by looking
Mon Nov 02, 2015 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Part D should I sign up
Replies: 15
Views: 1928

Re: Medicare Part D should I sign up

Medicare Part D should I sign up

do you know where to find best drug plans
by looking
Mon Nov 02, 2015 1:14 pm
Forum: Personal Investments
Topic: how to buy thePRIMECAP Odyssey Growth fund
Replies: 7
Views: 2091

how to buy thePRIMECAP Odyssey Growth fund

hi all

where can I buy the PRIMECAP Odyssey Growth fund and how good thid fund is??

best wishes
by looking
Mon Nov 02, 2015 12:53 pm
Forum: Personal Consumer Issues
Topic: where is the best place to go to buy refrigerator -off line or online
Replies: 22
Views: 2258

Re: where is the best place to go to buy refrigerator -off line or online

Re: where is the best place to go to buy refrigerator -off line or online
Postby DTSC » Mon Nov 02, 2015 10:22 am

+1 for Abt electronics (abt.com) We've bought 6 items from them. Cheapest prices anywhere, even with delivery


can you tell me more in detail ,which brand ,or what types the deliver y so on and prices
by looking
Mon Nov 02, 2015 12:36 pm
Forum: Personal Consumer Issues
Topic: i need cell phone and wireless carrier
Replies: 26
Views: 3394

i need cell phone and wireless carrier

Hi boglehead


i'm in the market for cell phone and wireless carrier. i prefer non contract ,month by month ,and all i need is phone and text,and some surfing internet,and international call. and which is a good deals,verizon,at&t,sprint and tmobile , and which one , android,,galaxy or iphone and nexus. .And are there any good deals up there in the market. i'm using 19 century old fashioned tracfone $ 100 per year just phone call.

best wishes.
by looking
Sun Nov 01, 2015 11:18 pm
Forum: Personal Consumer Issues
Topic: where is the best place to go to buy refrigerator -off line or online
Replies: 22
Views: 2258

where is the best place to go to buy refrigerator -off line or online

where is the best place to go to buy refrigerator -off line or online,and what to look for , i like bottom freezer ,which is better bottom or top
thank you
by looking
Wed Sep 02, 2015 2:35 pm
Forum: Investing - Theory, News & General
Topic: S&P500 vs Dow30
Replies: 32
Views: 3509

Re: S&P500 vs Dow30

I dont pay attention on the dow30 because only 30 stock but sp 500 is 500 stock more important
by looking
Wed Sep 02, 2015 2:31 pm
Forum: Personal Investments
Topic: Dan Wiener's model portfolios any comments
Replies: 3
Views: 1185

Dan Wiener's model portfolios any comments

HI all

any one has any exprences or any comment on this Dan Wiener's model potfolois

Dan wiener,independant advisor ,in vangurd fund's growth index models

Growth Index Model
S&P MidCap 400 Growth ETF IVOG
S&P 500 Growth ETF VOOG
s&p midcap 400 value ivog

vest wishes

looking
by looking
Mon May 18, 2015 10:58 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 439
Views: 124815

Re: Schwab Intelligent Portfolios [now live]

they call me to see if i wnt to join
by looking
Mon May 18, 2015 10:50 pm
Forum: Investing - Theory, News & General
Topic: Schwab Intelligent Portfolios [now live]
Replies: 439
Views: 124815

Re: Schwab Intelligent Portfolios [now live]

there is no free lunch
by looking
Mon May 18, 2015 8:56 pm
Forum: Personal Consumer Issues
Topic: Best Chromebook 2015
Replies: 61
Views: 11494

Re: Best Chromebook 2015

yeah
i love chromebook
by looking
Thu Apr 09, 2015 4:52 pm
Forum: Personal Consumer Issues
Topic: Closing out my first 'snowbirding' winter
Replies: 84
Views: 16099

where is the cheapest best places for snowbirding

What if you split your time equally between 2 states. Which one is considered your state of residency? Can you prorate your state taxes, have to pay to both, if both have state tax? The idea of "residency" is different depending on whether you are talking about taxes, voting, insurance, driver's license, etc. There is no single definition that I am aware of. For taxes - we spend time in Hawaii, and the requirement here is if you reside within the state 200 or more days per year, you have to file a tax return. There is no provision I am aware of for pro-rating taxes. Our other state dos not have an income tax so is not a problem. But you need to check each state that you live in - they each will have their own views on who must fi...