May I suggest this ultra-portable pocket tripod, especially if you end up with a long zoom lens. I've had good fun using it on any flat surface like a table or the top of the car... http://www.bhphotovideo.com/c/product/1 ... k_for.html
p.s. While I don't own it, I have seen very good results from my friend's Tamron 18-300 zoom.
Search found 2417 matches
- Wed Jun 17, 2015 8:49 am
- Forum: Personal Consumer Issues
- Topic: Best "All Around Lens" for Nikon DSLRs?
- Replies: 105
- Views: 37194
- Mon Jun 15, 2015 11:20 pm
- Forum: Personal Finance (Not Investing)
- Topic: Travel insurance - worth it?
- Replies: 96
- Views: 23438
Re: Travel insurance - worth it?
Any insurance that is for an amount that will likely not wreck havoc on your finances is not worth it.
- Mon Jun 15, 2015 11:16 pm
- Forum: Personal Consumer Issues
- Topic: Do I need to keep my landline number?
- Replies: 58
- Views: 22439
Re: Do I need to keep my landline number?
Ported our landline few years ago to an IP based home phone service which is free (we only pay $2 + change per month on taxes) after a one time equipment purchase fee upfront. Not sure if it will work during a black swan mass emergency event.
http://www.ooma.com/how-ooma-works
http://www.ooma.com/how-ooma-works
- Mon Jun 01, 2015 12:09 pm
- Forum: Personal Consumer Issues
- Topic: Best way to learn tennis for adult
- Replies: 29
- Views: 6147
Re: Best way to learn tennis for adult
The key advice I got from Boglehead tennis players was "find a coach". In retrospect, can't agree more.
- Mon Jun 01, 2015 11:33 am
- Forum: Personal Consumer Issues
- Topic: Best way to learn tennis for adult
- Replies: 29
- Views: 6147
Re: Best way to learn tennis for adult
I started playing tennis last year. I had some racket sport experience earlier (table tennis and badminton), so it didn't feel completely wierd. I asked the good folks on this forum for tennis racket advice, signed up for private lessons, and after a couple of months I joined the local tennis league at 3.5 level. It seemed to me that one needs to at least have basic serves and ground strokes down before joining the league - otherwise it will be frustrating - so the private lessons were essential to get me there. After that, playing competitively really helped improve my game quickly. I made the playoffs every time and even won one season. I also made a lot of tennis friends from the league so there's enough people to play with whenever I ca...
- Tue May 26, 2015 4:33 pm
- Forum: Personal Investments
- Topic: Roth IRA contributions for spouse no longer working
- Replies: 2
- Views: 548
Re: Roth IRA contributions for spouse no longer working
Yes - my understanding is that you have the option of contributing to your non-working spouse's IRA as long as you file jointly. You can either contribute to a traditional IRA and take the tax deduction, or you can contribute to a Roth. Income requirements and contribution limits are the same regardless of whether she is working.
Also, if you use a tax software to file, it should show you at the time of filing how much you can contribute to which kind of IRA for each of you. If you are unsure about what to do now, you have the option to wait until you file your taxes to know exactly how much you can contribute.
Also, if you use a tax software to file, it should show you at the time of filing how much you can contribute to which kind of IRA for each of you. If you are unsure about what to do now, you have the option to wait until you file your taxes to know exactly how much you can contribute.
- Sat May 23, 2015 7:01 am
- Forum: Personal Investments
- Topic: The Three Fund Portfolio [Portfolio help]
- Replies: 5
- Views: 1340
Re: The Three Fund Portfolio
This might be a stupid question, so please bear wih me as I am a new investor. I understand the concept of the lazy three fund portfolio however how would I be able to accomplish this, when I have my 401k with Wells Fargo and my Roth IRA with vanguard, along with two separate funds with vanguard? Thank you in advance Hello Bcon123: This is not a stupid question at all - there is no such thing. The way I learned to do it from Bogleheads is this: 1. There is no need to maintain your target asset allocation in every single account, as long as the overall combined asset allocation approximates your target allocation. 2. Try to place tax-inefficient bond funds in tax-sheltered accounts like 401k and IRAs in order to reduce taxes on the dividend...
- Fri Apr 24, 2015 9:23 pm
- Forum: Investing - Theory, News & General
- Topic: Who follows Age in Bonds
- Replies: 67
- Views: 12032
Re: Who follows Age in Bonds
Relative to your age,stemikger wrote:In my 30s, I was 50/50 and then as I learned I gradually was 60/40 for many years.
You need to be conservative in your 30s because you need to make a down payment for a home soon.
You need to be conservative in your 40s because you need to pay for college soon.
You need to be conservative in your 50s & 60s because you are going to retire soon.
You need to be aggressive in your 70s and thereafter because you need to keep up with inflation.
It all boils down to... just do 60/40 all the way!
- Fri Apr 24, 2015 9:13 pm
- Forum: Investing - Theory, News & General
- Topic: International Stock Poll: Emerging vs Developed Ratio
- Replies: 55
- Views: 9447
Re: International Stock Poll: Emerging vs Developed Ratio
I heard Jack say this in the context of his 20% max international allocation that he gets asked about in every Bogleheads reunion (paraphrased)... If you want to bet on international, bet on emerging markets. Half (of international allocation) in emerging markets and half in developed markets is reasonable.
Personally, my emerging market allocation is whatever Total International has, and I honestly don't know how much that is.
Personally, my emerging market allocation is whatever Total International has, and I honestly don't know how much that is.
- Fri Apr 24, 2015 9:05 pm
- Forum: Investing - Theory, News & General
- Topic: Jack Bogle books at 50% discount for Bogleheads
- Replies: 20
- Views: 5472
Re: Jack Bogle books at 50% discount for Bogleheads
I can honestly say that reading Bogle on Mutual Funds changed by life.
My first trip to the Bogleheads reunion, I got the cover signed by Jack - one of my favorite things
My first trip to the Bogleheads reunion, I got the cover signed by Jack - one of my favorite things
- Fri Apr 24, 2015 8:58 pm
- Forum: Investing - Theory, News & General
- Topic: Peter Bernstein's 60/40 solution
- Replies: 32
- Views: 7098
Re: Peter Bernstein's 60/40 solution
Peter Bernstein's 60/40 article is one of my all time favorites. I wouldn't summon the temerity to judge him for changing over to active trading, but it's sufficient for me to know that whatever he's doing I'm not smart enough to risk.
At one point in my investing life so far I realized how powerful "60/40" really is. I dawned on me if I could keep my fixed expenses within 60% of my net income and my stock allocation (greed) within 60% of my portfolio, I wouldn't do too bad over the long term.
Hindsight may be 20/20, but foresight is 60/40
At one point in my investing life so far I realized how powerful "60/40" really is. I dawned on me if I could keep my fixed expenses within 60% of my net income and my stock allocation (greed) within 60% of my portfolio, I wouldn't do too bad over the long term.
Hindsight may be 20/20, but foresight is 60/40
- Fri Apr 24, 2015 10:42 am
- Forum: Personal Consumer Issues
- Topic: Who still have Cable TV?
- Replies: 63
- Views: 7860
Re: Who still have Cable TV?
We cut cable 3 years ago. I have a dedicated Windows7 desktop hooked up to the TV via HDMI and a Logitech K400 wireless keyboard/touchpad on the couch. I also get very good over the air local channel reception here in flat land Dallas with a Mohu Leaf internal antenna. The only channel that still resides on the dark side is ESPN - hope they go the HBO GO way. Other than that it has been a fantastic experience.
That said, the cable providers are pricing their internet only packages closer and closer to the internet+tv packages so that they get your money anyway.
That said, the cable providers are pricing their internet only packages closer and closer to the internet+tv packages so that they get your money anyway.
- Mon Apr 20, 2015 3:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: Single best piece of personal finance advice ever received?
- Replies: 93
- Views: 15831
- Wed Apr 15, 2015 12:25 pm
- Forum: Investing - Theory, News & General
- Topic: What are you up YTD? [Year To Date]
- Replies: 5250
- Views: 906929
Re: What are you up YTD?
Vanguard login > My Accounts > Investment Prices & Returns > Personal Performance > YTDjay22 wrote:How do you calculate your YTD returns?
- Wed Apr 01, 2015 2:02 pm
- Forum: Personal Consumer Issues
- Topic: Use work phone as primary phone?
- Replies: 13
- Views: 1659
Re: Use work phone as primary phone?
My company has a nice transparent policy about using work phone for personal use - if you opt in, you pay $100 per year. Very fair IMO.
- Mon Mar 30, 2015 3:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Reorganizing credit cards and accounts
- Replies: 33
- Views: 4498
Re: Reorganizing credit cards and accounts
Do you mind explaining the calculations behind those high %s? I stay in Hyatt hotels frequently on business travel, so 5.8% and 25.4% returns sound pretty attractive.Drew777 wrote:I'm getting back 2.9% on my Hyatt card for the rooms I'm booking in Hawaii this fall (5.8% at restaurants, 25.4% at the Hyatt property I'm staying at in NOLA in May).
- Sun Mar 29, 2015 11:32 pm
- Forum: Personal Consumer Issues
- Topic: Best laptop under $1000
- Replies: 41
- Views: 16669
Re: Best laptop under $1000
Whatever you choose, please make sure it has a SSD (Solid State Drive) in it. It makes a **HUGE** difference in the performance. CPUs and Memory in modern laptops/PCs are almost too much for general usage - it's I/O that's the bottleneck, and SSDs address exactly that. My home desktop with a Celeron processor, 4GB RAM, but with a SSD, runs faster than my work laptop with a i5 processor and 16 GB RAM with an HDD (usual Hard Disk Drive).
That said, FWIW, my experience has been that the Thinkpad T series have been the best laptops in the market over the years. You should be able to get one with a SSD for less than a grand. After that, the lighter the better IMO.
That said, FWIW, my experience has been that the Thinkpad T series have been the best laptops in the market over the years. You should be able to get one with a SSD for less than a grand. After that, the lighter the better IMO.
- Tue Mar 24, 2015 3:02 pm
- Forum: Personal Consumer Issues
- Topic: Restaurant tipping
- Replies: 200
- Views: 55715
Re: Restaurant tipping
I'd still leave a standard tip (15-18%) - because tips are priced into the waiters' compensation and by extension into the price of the meal - but maybe I'd have a chat with the manager if the service was truly awful. If the service was above average, I'd leave an above average tip.tennisplyr wrote:Let's say you are eating at a good restaurant, what do you normally leave as a tip? Last night we had dinner out and the service was only so-so.....slow, got my dinner before my wife, no refill of water glasses, etc. Not awful but not great. I left 15% but wanted to leave less. My wife believes these people need tips for a living, I believe if I am not getting service why should I reward you. Was wondering what you folks do.
- Mon Mar 16, 2015 4:46 pm
- Forum: Investing - Theory, News & General
- Topic: The Permanent Portfolio as an accumulation portfolio
- Replies: 67
- Views: 17062
Re: The Permanent Portfolio as an accumulation portfolio
All back-tested models are period dependent.
Permanent Portfolio looks good only when gold does well versus the stock market. The enthusiasm for it vanishes abruptly on years like 2014.
Permanent Portfolio looks good only when gold does well versus the stock market. The enthusiasm for it vanishes abruptly on years like 2014.
- Mon Mar 16, 2015 4:40 pm
- Forum: Investing - Theory, News & General
- Topic: John Bogle's Don't Peek Challenge
- Replies: 149
- Views: 20872
Re: John Bogle's Don't Peek Challenge
Bill Bernstein article explaining why peeking is bad... Of Risk and Myopia.
It's darn hard to play the game but not look at the scorecard.
It's darn hard to play the game but not look at the scorecard.
- Tue Mar 03, 2015 9:54 pm
- Forum: Investing - Theory, News & General
- Topic: International increase in Target Retirement & LifeStrategy
- Replies: 235
- Views: 52409
Re: International increase in Target Retirement & LifeStrate
...and in a related move, Vanguard is also renaming the Vanguard LifeStrategy® Funds to Vanguard LifeTactic® Funds. "We believe in calling a spade a spade", a spokesperson for Vanguard said, "and we have learned nothing from our decade plus failed TAA experiment with VAAPX (may its stock rest in peace)".Vanguard wrote:Vanguard announced it will increase the international equity and fixed income allocations for Vanguard Target Retirement Funds and Vanguard LifeStrategy® Funds to offer investors enhanced global diversification.
- Fri Feb 27, 2015 10:30 am
- Forum: Personal Consumer Issues
- Topic: What is your favorite consumer product?
- Replies: 339
- Views: 77690
Re: What is your favorite consumer product?
$1200 Panasonic ST60 Plasma HDTV - amazing picture quality, now discontinued and very much missed
$200 Samsung Chromebook - lightweight, fast, and used much more often than the other Wintel i5 and i7 rigs in the the house
$99 Moto E phone with $10/month unlimited talk/text from Republic Wireless - best value of anything we own
$5 Beringer Pinot Grigio (available at Walmart)
$200 Samsung Chromebook - lightweight, fast, and used much more often than the other Wintel i5 and i7 rigs in the the house
$99 Moto E phone with $10/month unlimited talk/text from Republic Wireless - best value of anything we own
$5 Beringer Pinot Grigio (available at Walmart)
- Mon Feb 23, 2015 10:41 am
- Forum: Personal Consumer Issues
- Topic: Who's going to Disney this summer?
- Replies: 84
- Views: 15310
Re: Who's going to Disney this summer?
Been there several times. Mostly stayed in Kissimmee and drove in. Stayed in one of the cheaper Disney "resort"s last time. They bused us from the airport and also had buses to and from the hotel to the park all day - that was very convenient. The rental car and parking savings was a decent amount. The food at the hotel was also simple and affordable. The rooms were very basic in the inside, but on the outside it was very nice and disney-esque. All in all, I thought it was better deal than commuting from a Kissimmee hotel.
Summer in Florida is tough though - especially with all those long lines in the park.
Summer in Florida is tough though - especially with all those long lines in the park.
- Sat Feb 21, 2015 1:57 pm
- Forum: Personal Consumer Issues
- Topic: Thoughts on replacing tires?
- Replies: 72
- Views: 19834
Re: Thoughts on replacing tires?
There are some things that save us a modest amount of money, but are really not worth the effort in the end. My experience is that tire shopping is one of them. I've tried them all - from online to dealer - and found out that just getting the best tire for the budget from Costco (or Sam's Club) is the optimal way to go. They throw in free lifetime tire balance and rotation, and road hazard insurance, too - and that by itself more than pays for whatever I could have saved buying any other way. In fact, I always get the best tires they sell instead of the cheapest, because I figure that the ride quality and safety from the best tires over the several years of the tires' lifetime is very much worth the extra price compared to the cheaper ones ...
- Fri Feb 20, 2015 9:14 am
- Forum: US Chapters
- Topic: SIGN PETITION FOR Jack Bogle's Presidential Medal of Freedom
- Replies: 182
- Views: 25504
Re: SIGN PETITION FOR Jack Bogle's Presidential Medal of Fre
Come on Bogleheads. Giddy up!
- Mon Jan 19, 2015 1:24 pm
- Forum: Investing - Theory, News & General
- Topic: What is the international portion of your portfolio and why?
- Replies: 140
- Views: 22142
Re: What's Your International % and Why?
20% of equities (because Jack Bogle said so)
- Wed Dec 10, 2014 5:41 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard Wish List
- Replies: 44
- Views: 5133
Re: Vanguard Wish List
I'd love Vanguard to provide checking and credit card services comparable to Fidelity Cash Management Account and Fidelity 2% cash back cards. Currently VanguardAdvantage cash management services are available for free only to the 3 comma club, and there are no credit card offerings.
I wish Vanguard offered a Vanguard managed 529 unlike the current one that's managed by Upromise.
I also wish Vanguard doesn't change the allocations and compositions of their fund-of-funds like TRF & LS as often as they do.
I wish Vanguard offered a Vanguard managed 529 unlike the current one that's managed by Upromise.
I also wish Vanguard doesn't change the allocations and compositions of their fund-of-funds like TRF & LS as often as they do.
- Sun Nov 23, 2014 7:14 pm
- Forum: Personal Consumer Issues
- Topic: Dog food - how cheap is too cheap?
- Replies: 64
- Views: 12129
Re: Dog food - how cheap is too cheap?
Thanks everyone for chiming in.
My (small) dog had trouble with bowel movement (constipation) when fed Blue Buffalo basics and Iams chicken & barley - both of them "low grain" and well rated by the dog food advisor site linked above. On the other hand, he did fine with Science Diet, Hills Ideal Balance, Nutro Natural Choice, and Pedigree - mostly lower rated on the same site. I think I'm starting to understand what veterinarian seveseas meant by "every dog's GI tract is different, and the key is to figure out what works for your particular dog". His vet suggested Science Diet. Maybe I should simply stick to that.
My (small) dog had trouble with bowel movement (constipation) when fed Blue Buffalo basics and Iams chicken & barley - both of them "low grain" and well rated by the dog food advisor site linked above. On the other hand, he did fine with Science Diet, Hills Ideal Balance, Nutro Natural Choice, and Pedigree - mostly lower rated on the same site. I think I'm starting to understand what veterinarian seveseas meant by "every dog's GI tract is different, and the key is to figure out what works for your particular dog". His vet suggested Science Diet. Maybe I should simply stick to that.
- Sat Nov 22, 2014 3:02 pm
- Forum: Personal Consumer Issues
- Topic: Dog food - how cheap is too cheap?
- Replies: 64
- Views: 12129
Dog food - how cheap is too cheap?
Went down recently from the usual Petsmart stuff (Science Diet) to Walmart stuff (Pedigree) for the dry kibbles. It's about one third the price, but I'm feeling some guilt and wondering if I'm doing any harm to this 2 y.o. family member (he seems to like the cheaper stuff better). I don't know anything about good or bad of dog food, and would like to know if the relatively expensive ones are all marketing or if they truly have some health benefits. Thanks in advance.
- Fri Nov 21, 2014 10:17 pm
- Forum: Personal Consumer Issues
- Topic: Personal Tips for a New Father to Be
- Replies: 31
- Views: 5699
Re: Personal Tips for a New Father to Be
Buy a good video camera. And use it. Nothing, I repeat - nothing, gives us more joy than watching her videos from those "litle" days that just whizzed by.
- Fri Nov 21, 2014 10:10 pm
- Forum: Personal Consumer Issues
- Topic: [What UN-frugal thing do you do? What do you splurge on?]
- Replies: 785
- Views: 84181
Re: What do you splurge on?
Housing.
We are two and a half people (and a puppy) living in a 3200 sq.ft home, most of which belongs to the puppy.
We are two and a half people (and a puppy) living in a 3200 sq.ft home, most of which belongs to the puppy.
- Fri Nov 21, 2014 9:56 pm
- Forum: Personal Consumer Issues
- Topic: Send text messages from PC to Cell Phone
- Replies: 25
- Views: 9177
Re: Send text messages from PC to Cell Phone
+1jebmke wrote:Google Voice
I do this all the time. No need to know which carrier the other party is using (to lookup the email list above).
- Fri Nov 21, 2014 9:53 am
- Forum: Personal Consumer Issues
- Topic: smartphone over wifi - still possible?
- Replies: 31
- Views: 4586
Re: smartphone over wifi - still possible?
I think this $10/month plan is what you are looking for. I got it for my 11 y.o. on their brand new $99 android smartphone and it is working great.caroljm36 wrote:I'd like to switch from a dumb phone with no data to a smartphone, but I don't want to pay for data.
- Fri Nov 14, 2014 1:53 pm
- Forum: Personal Consumer Issues
- Topic: Bogleheads, tell me about your 40's?
- Replies: 300
- Views: 83403
Re: Bogleheads, tell me about your 40's?
I'm feeling out of breath, kinda maxed out, in my early forties. The irony about climbing the ladder at work is that salary goes up linearly while responsibility goes up exponentially - and it's impossible to scale down to the efficient frontier even if I know where that lies. The thirties have put us in a good place - the big picture looks pretty good, i.e. all the big rocks are in a good place - but it seems the demand for time and energy from work (unexpected) and family/kid (foreseen) has crossed some kind of threshold that's driving me out of breath.
But hey... can't complain
But hey... can't complain
- Thu Nov 13, 2014 9:55 pm
- Forum: Personal Consumer Issues
- Topic: Consider freezing your credit
- Replies: 66
- Views: 12124
Re: Consider freezing your credit
If the crooks already know your SSN and where you live, etc., can't they also unfreeze your credit?
- Sat Nov 08, 2014 2:47 pm
- Forum: Personal Consumer Issues
- Topic: My DISH tv bill just keeps going up and up
- Replies: 50
- Views: 21903
Re: My DISH tv bill just keeps going up and up
Take any cheap Windows 7 or 8 desktop computer** with an HDMI output and hook it to the TV. Throw in a Mohu Leaf indoor antenna for over-the-air network channels. It improved our TV watching experience (ymmv), and cut down the entertainment bill to $8/month (netflix).
** I tried Roku, Apple TV, and Google Chromecast, but they all felt restricted in one way or another. A good old windows computer hands down gives the most latitude to watch all kinds of content all over the internet.
** I tried Roku, Apple TV, and Google Chromecast, but they all felt restricted in one way or another. A good old windows computer hands down gives the most latitude to watch all kinds of content all over the internet.
- Wed Nov 05, 2014 7:27 am
- Forum: Investing - Theory, News & General
- Topic: 27 yr old reaches $1m net worth [Update: With lies.]
- Replies: 56
- Views: 16582
Re: 27 yr old reaches $1m net worth
I'm jealous. I could have made more money by taking a few over sized real estate bets compared to saving regularly in a diversified low-cost stock/bond portfolio. I feel like the Bogleheads have held me back
- Sun Nov 02, 2014 1:53 am
- Forum: Personal Finance (Not Investing)
- Topic: Hw many credit cards to own?
- Replies: 123
- Views: 86363
Re: "Our life is frittered away with detail."
He does. The other two are drivers license and health insuranceberntson wrote:Taylor, I would have expected you to have a three card wallet.Taylor Larimore wrote:Brak:
I have one credit card.
"Our life is frittered away with detail. Simplify. Simplify." -- Henry David Thoreau
Best wishes.
Taylor
- Sat Nov 01, 2014 7:04 pm
- Forum: Investing - Theory, News & General
- Topic: 5 things you don't know about Vanguard
- Replies: 21
- Views: 5616
Re: 5 things you don't know about Vanguard
I was surprised to learn that so many of their actively managed funds beat their indexes over long periods. Doesn't that disprove their own main argument for indexing? I suspect that this is the goal of the article - "look Vanguard has active funds too, and their active funds beat index funds; therefore active funds are better than index funds; therefore all active funds are better than index funds; therefore we should forget index funds and invest in active funds..." Looks like they succeeded. Vanguard's argument is not for indexing per se, rather their argument is for low cost - and that's not just low expense ratios, but all other kinds of costs like those that come from portfolio churning - so by extension Vanguard's argument...
- Sun Oct 26, 2014 8:04 pm
- Forum: Personal Consumer Issues
- Topic: Bogleheads.org equivalents for other areas of life?
- Replies: 70
- Views: 12553
- Sat Oct 25, 2014 10:34 am
- Forum: Investing - Theory, News & General
- Topic: Why do Engineers Think They’ll Be Good at Picking Stocks?
- Replies: 135
- Views: 16390
Re: Why do Engineers Think They’ll Be Good at Picking Stocks
To OP: I think as engineers we develop an unconscious tendency towards trying to reduce every system down to a few control variables, and then try to use those few variables to control or predict the system's behavior. That's mostly what we are trained to do. Where we go wrong is in identifying very complex systems in real life that have too many variables to which this methods do not apply - like society, relationships, economy, stock picking, etc. In stock picking, the whole idea of fundamental or technical analysis is that we can decide the future movements of stocks if we just look hard enough at a few variables - like P/E, or Beta, or moving averages, or <put your favorite here> - but it's just not that simple a system.
- Mon Oct 20, 2014 11:19 am
- Forum: Investing - Theory, News & General
- Topic: DOW Watchers Stomach Syndrome
- Replies: 25
- Views: 2809
Re: DOW Watchers Stomach Syndrome
Loud, but white noise.Doc wrote:Agreed but really LOUD noise.Call_Me_Op wrote:Just noise.
- Fri Oct 17, 2014 8:25 am
- Forum: Personal Consumer Issues
- Topic: need a new home page [browser default page]
- Replies: 25
- Views: 3349
Re: need a new home page [browser default page]
Startpage is intriguing. How does it compare to Duck Duck Go?Raymond wrote:StartPage
I've been using Duck Duck Go for a while now, and often when I do not get good enough search results, I use their !g syntax to get google search results, but then I end up in google anyway.
- Thu Oct 16, 2014 8:05 pm
- Forum: Personal Consumer Issues
- Topic: Best place (with warm weather) to raise children
- Replies: 107
- Views: 31376
Re: Best place (with warm weather) to raise children
My wife and I may consider moving once our children start public schools. When that time comes we hope to be able to work part-time so we want to really enjoy where we're living. Our top priorities would be: 1. Top-notch public K-12 schools (or possibly inexpensive/free charter) 2. Great weather (sunny, warm summers, very mild winters ~60 degrees) 3. Great for outdoor activities/adventures (next to the mountains and ocean or lake) 4. Either a large town or small city (maybe 50,000 to 300,000 people) 5. Family friendly, diverse community 6. Bike friendly area Any recommendations? I had a personal goal to drop the anchor before my daughter (with Jack in pic on right) started kindergarten and asked myself the exact same question 6 years ago. ...
- Thu Oct 16, 2014 7:55 pm
- Forum: Investing - Theory, News & General
- Topic: So do we care more about change in bond price or bond yield?
- Replies: 178
- Views: 25016
Re: So do we care more about change in bond price or bond yi
Yield!So do we care more about change in bond price or bond yield?
Yield!
Yield!
They all (stocks and bonds) come and go, and all they leave behind are the dividends.
- Thu Oct 16, 2014 12:42 pm
- Forum: Personal Consumer Issues
- Topic: Grand Canyon by rail
- Replies: 8
- Views: 1285
Re: Grand Canyon by rail
It's good if you want to enjoy a train ride, but it doesn't really help you enjoy the park - it just takes you close to it. Helicopter rides, rafting, riding a mule, etc. are better ways to enjoy the canyon. Easiest armchair option is plain old driving and walking around the south rim site seeing points.
p.s. We always found Bryce Canyon to be more enjoyable compared to the Grand Canyon. We prefer arm chair travel and mild to moderate hikes.
p.s. We always found Bryce Canyon to be more enjoyable compared to the Grand Canyon. We prefer arm chair travel and mild to moderate hikes.
- Tue Oct 14, 2014 2:49 pm
- Forum: Personal Consumer Issues
- Topic: What services like Amazon Prime do you share to save?
- Replies: 17
- Views: 3249
Re: What services like Amazon Prime do you share to save?
Is it possible to share Amzn prime without exposing the credit card information - I am interested in sharing the videos only but not the ability to order on my card.
- Sun Oct 12, 2014 8:48 pm
- Forum: Personal Finance (Not Investing)
- Topic: How Close AMEX SPG without hurting credit score
- Replies: 11
- Views: 2648
Re: How Close AMEX SPG without hurting credit score
Remembered this one... don't know whether they can be considered "authoritative", but they are in this business and I hope they know what they are talking about.grabiner wrote:Can you find an authoritative source?Sunny Sarkar wrote:I have read in multiple places that the age of the oldest open credit account does indeed matter.
Credit Karma wrote:Don't... Close the oldest account on your credit reports. This could cause your credit history to appear shorter and could harm your credit score.
https://www.creditkarma.com/article/ClosingOldAccount
- Sat Oct 11, 2014 1:32 pm
- Forum: Personal Finance (Not Investing)
- Topic: How Close AMEX SPG without hurting credit score
- Replies: 11
- Views: 2648
Re: How Close AMEX SPG without hurting credit score
I have read in multiple places that the age of the oldest open credit account does indeed matter. Accordingly I keep my oldest credit card open even though I do not need/want it - luckily no fees involved.
- Sat Oct 11, 2014 12:06 pm
- Forum: Personal Consumer Issues
- Topic: Best town I've never heard of [for relocating]
- Replies: 136
- Views: 24676
Re: Best town I've never heard of [for relocating]
Cherry Hills Village/Littleton, CO - south of Denver - was runner up on my list when I relocated (to DFW).awintensiveporpoises wrote:Hello fellow Bogleheads!
I'm looking to move to a town in which to put down roots and raise a family. I've finally come to the conclusion that life is too short not to live in a place you find beautiful. So, below are some criteria I'm looking for, and I look forward to any recommendations you might share with me.
* Within an hour of a "big" city, with 500K + population
* 4 distinct seasons, bearable winter
* excellent public school system
* mid-low cost of living
* Beautiful scenery
Whatcha got?