Search found 1114 matches

by Go Blue 99
Tue Mar 01, 2022 12:20 pm
Forum: Personal Consumer Issues
Topic: TV mounting — use Best Buy?
Replies: 19
Views: 5970

Re: TV mounting — use Best Buy?

We bought a 77" OLED from Best Buy last year and decided to use their Geek Squad to install it. Since it was an expensive TV, we wanted them to be on the hook (and not a third party installer) if there was an issue with unpacking the TV.

They did an OK job. While they did a nice job of hiding the wires in the wall, it was mounted a few inches higher than I requested. They gave some excuse about the outlet location, but it didn't make sense to me. Keep in mind you will need to buy an in-wall adapter kit if you want them to do that.
by Go Blue 99
Fri Feb 25, 2022 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford a $850K home?
Replies: 21
Views: 4245

Re: Can we afford an $850K home?

You can definitely afford it, as long as you aren't big spenders in other areas (cars, vacations, etc).
by Go Blue 99
Tue Feb 22, 2022 7:55 am
Forum: Personal Finance (Not Investing)
Topic: How to Calculate Savings Rate - Net or Gross?
Replies: 51
Views: 6227

Re: How to Calculate Savings Rate - Net or Gross?

I use % of gross, and calculate 2 numbers- one with vested 401k match, and one without it.

The only reason I calculate these % is to compare our spending from year to year. This isn't a number I'm sharing with people IRL.
by Go Blue 99
Tue Feb 22, 2022 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Pay raises for 2022
Replies: 421
Views: 63550

Re: Pay raises for 2022

4.25% raise at my megacorp.
Bonuses were funded at 92% (our lowest % in 4 yrs).
by Go Blue 99
Tue Feb 15, 2022 8:26 am
Forum: Personal Consumer Issues
Topic: 2022 Hyundai Santa Fe vs something else?
Replies: 62
Views: 8939

Re: 2022 Hyundai Santa Fe vs something else?

mrpotatoheadsays wrote: Sat Dec 18, 2021 1:50 pm
jbreittling wrote: Sat Dec 18, 2021 1:40 pm Does anyone have any cause for concern I should be looking at or do you recommend a similar SUV instead of the Santa Fe?
Hyundai/Kia vehicles are junk.
"For the first year ever, Kia leads J.D. Power's annual Vehicle Dependability Study with a score of 145 problems per 100 vehicles. Buick (147) and Hyundai (148) round out the top three."

https://www.autoblog.com/article/vehicl ... r-results/
by Go Blue 99
Tue Feb 08, 2022 9:23 am
Forum: Personal Consumer Issues
Topic: Wordle [Anyone playing Wordle?]
Replies: 393
Views: 43952

Re: Wordle [Anyone playing Wordle?]

As a numbers guy, I wish the creator would release daily data on the guess distributions. I would love to know what % of users missed the word each day.
by Go Blue 99
Fri Feb 04, 2022 7:36 am
Forum: Personal Consumer Issues
Topic: Citi double cash maximization
Replies: 47
Views: 6163

Re: Citi double cash maximization

There are reports that Citi is changing the 2% cash back to 2% in Thank You points (but no reduction in overall value). They are starting to inform customers now.

https://slickdeals.net/f/15603991-citi- ... active?v=1
by Go Blue 99
Fri Feb 04, 2022 7:29 am
Forum: Personal Consumer Issues
Topic: Amazon Prime membership increase to $139
Replies: 274
Views: 27102

Re: Amazon Prime membership increase to $139

Luckily we are at the point where $20 a year isn't going to be a big deal, so we will keep it.

I'm curious how much they will charge for the NFL Sunday Ticket package if they get it, as rumored. DirecTV currently charges around $350 a year, though you can often get it for free if you haggle.
by Go Blue 99
Sat Jan 29, 2022 8:36 am
Forum: Personal Finance (Not Investing)
Topic: Are You Comfortable With Sharing Personal Finance Data w/ 3rd Party Aggregators and Why? - Incl Quicken, Mint, and Oth.
Replies: 104
Views: 10624

Re: Are You Comfortable With Sharing Personal Finance Data w/ 3rd Party Aggregators and Why? - Incl Quicken, Mint, and O

I've been using Mint for over 10 years. I like their expense tracking for credit card spending, and that is the main reason I use it. I've considered removing my investment accts from there, but haven't done it yet. Plus my wife understands Mint much better than she would an investment spreadsheet.
by Go Blue 99
Thu Jan 27, 2022 8:55 am
Forum: Personal Consumer Issues
Topic: Early morning Uber or Lyft ride to ATL - reliable??
Replies: 33
Views: 4694

Re: Early morning Uber or Lyft ride to ATL - reliable??

I've had really bad experiences going from the city to the northern burbs in recent months. It's very difficult to get a Lyft/Uber driver at off-peak hours and I've had to pay some crazy premiums when riding at odd hours (the worst was a $250 Uber fare for a 40 min drive).

I would stay overnight at a hotel on Camp Creek Parkway.
by Go Blue 99
Wed Jan 26, 2022 7:36 am
Forum: Personal Consumer Issues
Topic: TV Upgrade and 4k
Replies: 69
Views: 6572

Re: TV Upgrade and 4k

Who is your provider? DirecTV has a decent amount of 4K sports but you need 4K ready DVRs. My main issue with that is they have to be hard-wired to coax, and you can't use the DirecTV wireless genies.

You can get free 4K sports on some apps (such as the Fox Sports app). The picture quality in 4K is truly amazing.
by Go Blue 99
Sat Jan 15, 2022 12:37 pm
Forum: Personal Consumer Issues
Topic: Wordle [Anyone playing Wordle?]
Replies: 393
Views: 43952

Re: Wordle [Anyone playing Wordle?]

Cheez-It Guy wrote: Sat Jan 15, 2022 9:41 am What spoilers?
You ruined today's game for me, but on the bright side, I can impress my wife with my score today.
by Go Blue 99
Sat Jan 15, 2022 9:27 am
Forum: Personal Consumer Issues
Topic: Wordle [Anyone playing Wordle?]
Replies: 393
Views: 43952

Re: Wordle

stinkydash wrote: Sat Jan 15, 2022 9:08 am
Cheez-It Guy wrote: Sat Jan 15, 2022 8:49 am Yes. But don't panic!
I recommend folks avoid posting the current word of the day. Not everyone has had a chance to play today yet.
+1. No spoilers please.
by Go Blue 99
Sun Jan 09, 2022 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: What is the average savings rates for bogleheads?
Replies: 343
Views: 41331

Re: What is the average savings rates for bogleheads?

If you have sizable passive income from investments, do you include that in your savings rate? Or are you only looking at job income?
by Go Blue 99
Sun Jan 09, 2022 11:09 am
Forum: Personal Consumer Issues
Topic: Citibank credit card - can you win a dispute?
Replies: 91
Views: 14839

Re: Citibank credit card - can you win a dispute?

I just initiated a dispute with Citi, so we will see how it goes. We bought tix for a kids' event in Dec, and the organizer sent an email before the event saying that we could cancel if we had Covid exposure. There was no cancellation deadline written on the email.

The morning of the event, we found out someone in our group had Covid exposure, and we emailed to cancel. The organizer wrote back and said the cancellation deadline was the night before. I argued and said that there was no deadline on the email, but she ignored all my follow-up emails.

If I had known about a deadline, I would have at least found someone to give the tix to for free (tix cost $135 total). Since there was no deadline written on their email, I am disputing.
by Go Blue 99
Fri Jan 07, 2022 7:59 am
Forum: Personal Consumer Issues
Topic: Disney experience
Replies: 301
Views: 26317

Re: Disney experience

Our kids are turning 5 and 8, and we are thinking about doing our first Disneyworld trip this Oct during fall break. They are both big into the Disney character universe. I normally love to plan vacations, but this one is definitely overwhelming. We may just use one of those free Disney planners.

Before they were school aged, we did do a week long Disney cruise during an off-peak time. And that was absolutely stellar (though very pricey compared to a normal cruise, even off-peak).
by Go Blue 99
Thu Jan 06, 2022 9:01 am
Forum: Personal Consumer Issues
Topic: Is a 3 car garage really necessary?
Replies: 202
Views: 15743

Re: Is a 3 car garage really necessary?

Last year we moved, and went from a 2 car to a 3 car garage. I'm grateful for a 3 car, as we use it for storage and our trash and recycling cans. Our goal is to keep it clean enough to fit a car though, as we will likely get a third car when the kids start driving. I see a lot of neighbors that keep their 3rd bay entirely for storage.
by Go Blue 99
Thu Oct 21, 2021 12:13 pm
Forum: Personal Consumer Issues
Topic: Cars -- When and Why Did You Switch from Economy/Practicality to Luxury?
Replies: 333
Views: 35067

Re: Cars -- When and Why Did You Switch from Economy/Practicality to Luxury?

The cars I've owned have all been economy brands- Toyota, Mazda, and now Hyundai. I've bought new and driven for 10+ years.

On the flip side, my wife has only ever driven luxury brands- Acura and Lexus before we were married, and now Volvo. She also buys new and drives for 10+ years.

I am considering making the move to a luxury brand with my next vehicle (likely 3+ yrs away). I enjoy driving my wife's Volvo, and could see myself in a nicer car one day. But for now, I am enjoying the ability to use 87 gas and not having to stress over door dings on my old Hyundai :)
by Go Blue 99
Wed Oct 13, 2021 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Anyone negotiate a car lately? Any room as consumers?
Replies: 177
Views: 24765

Re: Anyone negotiate a car lately? Any room as consumers?

My in-laws bought a fully loaded Audi Q5 last week, and weren't able to negotiate anything off sticker. The salesman was able to get an Audi hat included in the deal though :happy
by Go Blue 99
Thu Sep 30, 2021 10:40 am
Forum: Personal Consumer Issues
Topic: What consumer changes have you made since the pandemic?
Replies: 64
Views: 6746

Re: What consumer changes have you made since the pandemic?

H-Town wrote: Tue Sep 28, 2021 1:19 pm
Go Blue 99 wrote: Tue Sep 28, 2021 10:56 am We spend more on take-out and less on in-person dining.

I spend more on comfortable WFH apparel, and no longer buy business casual clothing. When we go back into office next year, I'll rarely wear slacks.
What are example of comfortable WFH apparel? Aren’t they the same clothes that you would normally wear at home? We spent zero on clothes for the past couple of years.
It's just your basic sweatpants, athleisure pants, shorts, etc. I decided to increase the quantity of these items as I'm home every day.
by Go Blue 99
Tue Sep 28, 2021 10:56 am
Forum: Personal Consumer Issues
Topic: What consumer changes have you made since the pandemic?
Replies: 64
Views: 6746

Re: What consumer changes have you made since the pandemic?

We spend more on take-out and less on in-person dining.

I spend more on comfortable WFH apparel, and no longer buy business casual clothing. When we go back into office next year, I'll rarely wear slacks.
by Go Blue 99
Tue Sep 28, 2021 10:51 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 649
Views: 113123

Re: Don't pay full price for SiriusXM radio

JMacDonald wrote: Fri Sep 24, 2021 1:55 pm SiriusXM, a while back, move a channel that I liked to another channel. The radio in my truck can't get that new channel. I wrote to the SiriusXM CEO about this change. No response. After a while, when I decided they weren't going to fix the issue, I canceled my subscription. Now, I don't have to deal with trying to get the best deal on SiriusXM. They send me deals in the mail that just go in the trash.
In your experience, have you found that CEOs typically respond to basic customer requests?
by Go Blue 99
Sun Sep 26, 2021 7:55 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard : transition account or wait
Replies: 52
Views: 4894

Re: Vanguard : transition account or wait

beyou wrote: Sat Sep 25, 2021 3:55 pm
mhc wrote: Sat Sep 25, 2021 10:21 am 2. Con - back door Roth process is slightly more complex
How so ?
I have only done this on the old platform so far.
It was as easy as any transfer from one fund to another.
I'm also curious what they mean by "slightly more complex". I'm on the new platform, and don't recall anything different when I did my Backdoor roth in 2020.
by Go Blue 99
Fri Sep 24, 2021 7:52 am
Forum: Investing - Theory, News & General
Topic: Locked and merged threads on proposed budget, Roth, etc.
Replies: 279
Views: 34070

Re: Say goodbye to mega backdoor Roth?

You aren't allowed to discuss proposed legislation. This thread will be nuked.
by Go Blue 99
Fri Sep 17, 2021 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: 4% dining cashback cards
Replies: 55
Views: 8321

Re: 4% dining cashback cards

hotscot wrote: Fri Sep 17, 2021 12:54 pm How often do people dine out these days?
We have a small ownership stake in a fast casual Mexican restaurant, and this past year has been our most profitable ever. Labor costs have decreased (less staff needed), but we are doing sizable takeout sales.
by Go Blue 99
Tue Aug 31, 2021 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Too much for new house?
Replies: 20
Views: 3571

Re: Too much for new house?

We make less than you and have a slightly more expensive house. And we've never felt house poor or not been able to meet our savings goals.

At the end of the day, this is just a priority issue. Some people want to retire early so they spend less on housing. We really love having a nice home in a nice neighborhood, so working longer is the trade-off we've accepted.
by Go Blue 99
Mon Aug 30, 2021 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: What's the point of a FSA?
Replies: 65
Views: 5194

Re: What's the point of a FSA?

As others have said, it's a nice perk when you know you have procedures coming up (such as expensive dental work). We've used it for that.

At least at my megacorp, making claims is easy. We get a Visa debit card that is used at checkout.

OP- you make it sound like you expected this benefit to be as good as a 401k match. It's not that, but it can be useful for certain families.
by Go Blue 99
Sat Aug 28, 2021 6:09 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on a hotel per night on a family vacation?
Replies: 171
Views: 23356

Re: How much do you spend on a hotel per night on a family vacation?

Not including all-inclusive resorts and cruises, I think the most we've paid is around $350 a night. However, my kids are now entering school age and I'm a little scared of how expensive hotels, condos, and resorts are during school breaks. Until now, we've been able to travel off-peak.

I'm fine with splurging on vacations though. Our family didn't go on vacations when I was growing up, and I don't want that situation for my kids.
by Go Blue 99
Sun Aug 22, 2021 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Job offer
Replies: 54
Views: 7336

Re: Job offer

I wouldn’t do a compressed workweek with such young kids. Assuming they have early bedtimes, you will barely see them Mon-Thurs.
by Go Blue 99
Sat Aug 21, 2021 10:39 pm
Forum: Personal Consumer Issues
Topic: Cheaper Iced Lattes?
Replies: 29
Views: 3425

Re: Cheaper Iced Lattes?

Boglelicious123 wrote: Tue Aug 17, 2021 8:13 pm Not sure if this works for you OP, but Panera Bread has a $8.99 monthly subscription that includes unlimited coffee + iced coffee. You actually get 3 months free if it’s your 1st time signing up so you can give it a shot without worrying about the financials
Unfortunately that subscription doesn’t include their iced or hot lattes.
by Go Blue 99
Sat Aug 21, 2021 9:38 am
Forum: Personal Consumer Issues
Topic: New Audio receiver or sound bar?
Replies: 61
Views: 6406

Re: New Audio receiver or sound bar?

Since you are accustomed to a 5.1 system, you'll definitely notice a sound quality downgrade with a soundbar (unless you go with a higher quality soundbar than Samsung).

We have a Bose 700 soundbar with subwoofer in our family room, and a 5.1 system with Denon receiver and KEF speakers in our media room. The media room sounds much, much better. Soundbars are ideal when you don't have room for rear speakers/sub, or have to deal with spousal approval.
by Go Blue 99
Fri Aug 20, 2021 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Can or should I buy a bigger house in a nicer neighborhood?
Replies: 22
Views: 2495

Re: Can or should I buy a bigger house in a nicer neighborhood?

Based on how you described the neighborhood, and your income, this would be a no-brainer purchase for me.

But you buried the lead- your wife doesn't want to move. How difficult would it be to convince her?
by Go Blue 99
Fri Aug 20, 2021 9:22 am
Forum: Personal Finance (Not Investing)
Topic: blurred lines with work hours and working remote
Replies: 169
Views: 17960

Re: blurred lines with work hours and working remote

At our megacorp, I often see people sending emails late at night or on weekends. But at least at my level, there is never an expectation for responding to emails during those times. I see that "24/7" lifestyle typically kicks in at Director level at my company.
by Go Blue 99
Fri Aug 13, 2021 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: Return to Work - How is your company dealing with it?
Replies: 593
Views: 84634

Re: Return to Work - How is your company dealing with it?

Our Fortune 20 megacorp is allowing each dept to decide on their hybrid mix. We are going back into office in Aug, and we will start out with a 3/2 mix, with Mondays and Fridays at home. Ideally I wanted a 2/3 mix, but this is fine. I am surprised they chose M/F as the telecommute days. Unfortunately, it seems the long-term plan is to change our dedicated desks to shared desks. I was hoping we would be able to keep dedicated desks since we are still in-office the majority of the time. Is this still the plan? Yep, our Megacorp proceeded with the original plan, and this week was my first back in office. Our work campus (satellite office of HQ) can fit up to 2000 employees, but I only saw about 60 cars in the lot. It was eerie to see everythi...
by Go Blue 99
Mon Aug 02, 2021 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for an old dad: Raising teens into early 60’s
Replies: 37
Views: 6185

Re: Advice for an old dad: Raising teens into early 60’s

Like others have said, at least you took nice advantage of the pre-kid years in terms of saving. Nice work- many parents don't do that.

I once had a boss who would tell me - "that's what you get for having kids at an old age!" when I would casually mention that I was tired. I always wanted to tell him- "that's what you get for having kids at a young age" when he would constantly complain about money issues :wink:
by Go Blue 99
Wed Jul 21, 2021 11:52 am
Forum: Personal Finance (Not Investing)
Topic: Still waiting on amended federal tax return processing, anybody have stories of long waits?
Replies: 27
Views: 2794

Re: Still waiting on amended federal tax return processing, anybody have stories of long waits?

I just received my 2019 refund today--as a matter of fact, so I thought I would add to this thread. It came in the form of a check, which was weird, because all others (for the last decade) have been direct deposit to my bank. Originally when I filed, I got my state very quick, but the IRS website said there was an issue with my return. They didn't say what the issue was ---and I checked back for several months and no other info was provided. I finally gave up and just forgot about it until now. Glad to have it close the book tho. Were your previous filings amendments? Per the IRS site, direct deposit is not offered for amended returns filed via 1040-x. Is direct deposit available for electronically filed Form 1040-X? Direct deposits are n...
by Go Blue 99
Thu Jul 15, 2021 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: Child Tax credit
Replies: 83
Views: 8533

Re: Child Tax credit

CalcHP12c wrote: Thu Jul 15, 2021 11:03 am Just increased my withholding on From W-4 with employer. Seemed easier than opting out with IRS. :oops: :oops:
I'm also doing this. I've read some nightmare stories from people who went through the opt-out process (including having to get on video calls with the ID.me people).
by Go Blue 99
Sat Jul 10, 2021 8:42 am
Forum: Personal Finance (Not Investing)
Topic: How much of an increase are Bogleheads seeing for their homeowners insurance renewal?
Replies: 74
Views: 8608

Re: How much of an increase are Bogleheads seeing for their homeowners insurance renewal?

We just received our renewal notice this week and have an 8% increase. Based on the breakdown, the increase was mainly due to our home being 1 year older now and losing part of our "new construction discount".

We bundle everything with Geico.
by Go Blue 99
Fri Jul 09, 2021 11:55 am
Forum: Personal Finance (Not Investing)
Topic: What is your only money regret?
Replies: 166
Views: 20662

Re: What is your only money regret?

We've always kept a larger than recommended e-fund. I wish we had invested more of that in stocks over the past 10-15 years.
by Go Blue 99
Wed Jun 30, 2021 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Return to Work - How is your company dealing with it?
Replies: 593
Views: 84634

Re: Return to Work - How is your company dealing with it?

Our Fortune 20 megacorp is allowing each dept to decide on their hybrid mix. We are going back into office in Aug, and we will start out with a 3/2 mix, with Mondays and Fridays at home. Ideally I wanted a 2/3 mix, but this is fine. I am surprised they chose M/F as the telecommute days.

Unfortunately, it seems the long-term plan is to change our dedicated desks to shared desks. I was hoping we would be able to keep dedicated desks since we are still in-office the majority of the time.
by Go Blue 99
Wed Jun 23, 2021 11:48 am
Forum: Personal Consumer Issues
Topic: Bogleheads, Tell Me About Your 30s?
Replies: 126
Views: 21400

Re: Bogleheads, Tell Me About Your 30s?

My 30s were wonderful. In the early years, I got married and bought a townhouse in a neighborhood that would soon become very trendy. I had recently finished grad school and worked in the same job for my entire 30s. I didn't make a huge salary (only 1 promotion during that time), but I really enjoyed the job and it provided excellent work-life balance.

We saved a good amount, and were still able to take a lot of vacations. We made a great group of local friends, which was a huge blessing.
We ended up having our first child and were expecting another as my 30s ended.

Major regrets? I can't really think of anything. Though I wish I had invested more in equities instead of keeping such a large e-fund :)
by Go Blue 99
Wed Jun 09, 2021 7:33 am
Forum: Personal Consumer Issues
Topic: Home Gym or “Real Gym”
Replies: 94
Views: 8774

Re: Home Gym or “Real Gym”

Pre-Covid, I had memberships at a local gym and at my work gym, and did both cardio and weight machines. I never worked out at home.
Now we've purchased a Sole elliptical for our home, which has been great for doing cardio.

However, I still miss the gym weight machines. I don't have enough confidence in my form to use really heavy weights with home dumbbells, and we don't have enough space for a weight machine at home. If our work gym re-opens, I'll ideally do a plan of weightlifting at work, and cardio at home.
by Go Blue 99
Sat Jun 05, 2021 9:39 pm
Forum: Personal Consumer Issues
Topic: Dark Chocolate heads Rejoice !!!
Replies: 198
Views: 31156

Re: Dark chocolate addicts: how much do you eat?

My favorite is 86% Ghirardelli. I do about 1-2 squares per day.
by Go Blue 99
Sat Jun 05, 2021 9:35 pm
Forum: Personal Consumer Issues
Topic: How is Volvo comparing German car brands?
Replies: 33
Views: 4636

Re: How is Volvo comparing German car brands?

My wife drives a 2018 Volvo XC90. This was my first higher end car purchase, having previously owned Toyota/Mazda/Hyundai. In terms of prestige, It doesn’t have the status of Audi/Benz/BMW, but I’m okay with that. I like its understated luxury.

We love the car so far. I know long term reliability could be an issue, so we picked up the Volvo extended warranty.
by Go Blue 99
Sat Jun 05, 2021 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Mercedes Benz extended warranty and prepaid maintenance
Replies: 41
Views: 6672

Re: Mercedes Benz extended warranty and prepaid maintenance

My normally extremely frugal parents just bought a Benz GLC300 yesterday. It’s definitely a change of pace after decades of driving Honda and Toyota. It’ll be interesting to see what they think of the long term maintenance costs.
by Go Blue 99
Wed Jun 02, 2021 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO Umbrella: Significant Increase in Premium
Replies: 247
Views: 43940

Re: GEICO Umbrella: Significant Increase in Premium

I just received my first umbrella quote with Geico (already have auto and home with them).

They quoted $273 for $1m and $491 for $2m. We decided to go with $1m for now.
by Go Blue 99
Sat May 29, 2021 10:54 am
Forum: Personal Consumer Issues
Topic: Slickdeals and others
Replies: 32
Views: 7971

Re: Slickdeals and others

I still love Slickdeals but I don’t see as many killer deals as I did 5+ years ago. They did help me procure a $100 off $500 Costco coupon recently though (used it for the new gen iPad Pro).
by Go Blue 99
Thu May 13, 2021 9:49 pm
Forum: Personal Consumer Issues
Topic: Moving-YouTube Tv vs. Directv
Replies: 22
Views: 2670

Re: Moving-YouTube Tv vs. Directv

We bought a new home last year and stuck with DirecTV, mainly for Sunday Ticket (wife and I are both fans of different out of market teams). When Sunday Ticket leaves Directv in a few years as rumored, we will consider streaming TV, depending on pricing.

One item to consider if you are into home theater- YouTube tv doesn’t offer any content in Dolby Digital 5.1. But this doesn’t matter to your average consumer using TV speakers or a cheap sound bar.
by Go Blue 99
Sat Apr 24, 2021 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Discuss Net Worth with Adult Children
Replies: 176
Views: 21576

Re: Discuss Net Worth with Adult Children

My parents are in their early 70s, and I'm the only child. They started discussing their net worth with me about 6-7 years ago. They don't use a financial advisor so I do help them with their asset allocation and some basic investment decisions. They don't have a huge portfolio by Boglehead standards, but spend very little. They are the type that are so accustomed to saving, that it feels strange for them to spend now that they actually have money. For example, my dad has been car shopping for the last 5 years but still hasn't pulled the trigger! They've already told me I'll be getting everything after they pass. Spouse and I have been doing well financially, and the possibility of a low 7 figure future inheritance hasn't increased our leve...
by Go Blue 99
Tue Apr 20, 2021 12:19 pm
Forum: Personal Investments
Topic: Replacement for Vanguard Windsor II
Replies: 5
Views: 1757

Re: Replacement for Vanguard Windsor II

Following.