Search found 592 matches

by ruanddu
Sun Nov 13, 2022 9:11 pm
Forum: Investing - Theory, News & General
Topic: TIPS Fund for a 40 Year Old
Replies: 37
Views: 4798

TIPS Fund for a 40 Year Old

Hello,

Looking at adding some TIPS to the defensive part of portfolio. Age 40. Plan to work at least 15-20 years more at minimum, God willing, and wouldn't need the funds till then. Looking at TIPS fund for Roth IRA and/or regular IRA. Which duration(s) do you recommend? If you have an ETF or fund you recommend that would also be appreciated. Thank you!
by ruanddu
Mon Nov 07, 2022 11:33 am
Forum: Personal Investments
Topic: Investing in Gold and Silver
Replies: 30
Views: 4294

Re: Investing in Gold and Silver

Thanks for the new replies. :)
by ruanddu
Mon Oct 03, 2022 8:27 am
Forum: Personal Consumer Issues
Topic: Need a Water Level for Yard Project - Any Recommendations?
Replies: 8
Views: 1078

Re: Need a Water Level for Yard Project - Any Recommendations?

Thank you everyone for all your replies! Very helpful.
by ruanddu
Sat Oct 01, 2022 9:41 pm
Forum: Personal Consumer Issues
Topic: Need a Water Level for Yard Project - Any Recommendations?
Replies: 8
Views: 1078

Need a Water Level for Yard Project - Any Recommendations?

Building a patio cover in backyard and was looking to find a good water level to make sure I get level right between posts. Do you have any recommendation on ones you have used? Brand and model or a link to product would be appreciated. Thanks.
by ruanddu
Wed Sep 28, 2022 12:52 pm
Forum: Personal Investments
Topic: Investing in Gold and Silver
Replies: 30
Views: 4294

Re: Investing in Gold and Silver

Thanks everyone for the info. I will really make sure to understand all fees when looking into the IRA. Currently, not feeling all that settled with holding precious metals in a vault by a 3rd party.
by ruanddu
Tue Sep 27, 2022 9:27 pm
Forum: Personal Investments
Topic: Investing in Gold and Silver
Replies: 30
Views: 4294

Investing in Gold and Silver

Hello, I am looking to move a portion of our Roth IRA and regular IRA into precious metals such as gold and silver. I have been talking with the folks at Miles Franklin, a precious metals dealer, and they work with New Direction Trust to handle the storing of physical metals within IRAs. The advantage of this over a precious metals ETF is you can take delivery of 100% of the physical metals later on from what I have been told. Curious if anyone else on this forum has done similar with a part of their portfolio? If you have any other companies to compare to, or any other advice in general, I would appreciate it. Here is New Direction Trust's website: https://ndtco.com/precious-metals/ and Miles Franklin: https://www.milesfranklin.com/ Thank ...
by ruanddu
Tue Aug 23, 2022 11:14 am
Forum: Personal Consumer Issues
Topic: Wood Fireplace - Keep it or Get Rid of it?
Replies: 45
Views: 3946

Re: Wood Fireplace - Keep it or Get Rid of it?

Since you like the ambiance and splitting wood, it seems like a modest luxury that should be easy to justify unless things are tight. Also, while a significant percentage of buyers may not care about having a fireplace, since it is there, it will likely be checked during a buyer's inspection, and even if they had not previously had plans of using it, most buyers will probably still want to know it is in good condition in case they ever would want to use it. With that said, as long as you are going to have a little bit of work done, this is a good time to consider installing a wood-burning insert, especially if you burn a cord or more a year. It's normal to have large glass doors, so you still get the ambiance. They are far more efficient t...
by ruanddu
Tue Aug 23, 2022 10:56 am
Forum: Personal Consumer Issues
Topic: Wood Fireplace - Keep it or Get Rid of it?
Replies: 45
Views: 3946

Re: Wood Fireplace - Keep it or Get Rid of it?

Thanks again everyone. Appreciate your input.
by ruanddu
Fri Aug 19, 2022 8:43 pm
Forum: Personal Consumer Issues
Topic: Wood Fireplace - Keep it or Get Rid of it?
Replies: 45
Views: 3946

Re: Wood Fireplace - Keep it or Get Rid of it?

lthenderson wrote: Fri Aug 19, 2022 10:46 am
ruanddu wrote: Fri Aug 19, 2022 9:59 am This year though, expenses to maintain it will be a bit higher to pay a chimney sweep to clean
We've either had a wood fireplace or ripped out the gas insert and installed a wood burning insert in every house we've owned. My lot has plenty of trees to provide the firewood so it is essentially free other than my sweat equity which I enjoy. It is also nice to have a heat backup for those winter power outages to prevent pipes from freezing. Have you considered doing the chimney sweep yourself? I bought a kit years ago for around $50 and it takes me only about 20 minutes to unscrew the raincap, do the sweep and put the raincap back on.
Good to know. Thanks for sharing. Do you happen to remember what kit you bought?
by ruanddu
Fri Aug 19, 2022 8:41 pm
Forum: Personal Consumer Issues
Topic: Wood Fireplace - Keep it or Get Rid of it?
Replies: 45
Views: 3946

Re: Wood Fireplace - Keep it or Get Rid of it?

goaties wrote: Fri Aug 19, 2022 1:27 pm Regardless of what you decide about your fireplace-- if you have a masonry-lined chimney instead of a metal-lined one, you might consider NOT capping your chimney:

https://nc.audubon.org/news/make-your-c ... t-friendly
https://www.humanesociety.org/resources ... ney-swifts

The chimney swifts are amazing birds, eat tons of insects, and really need our help. They nest in the summer when you are, presumably, not using your fireplace. A single swift will fly over 1 million miles per year since they live their lives on the wing.
Interesting. Thanks for sharing.
by ruanddu
Fri Aug 19, 2022 8:39 pm
Forum: Personal Consumer Issues
Topic: Wood Fireplace - Keep it or Get Rid of it?
Replies: 45
Views: 3946

Re: Wood Fireplace - Keep it or Get Rid of it?

Thanks everyone for all your replies! We are going to keep it and do the maintenance to keep it working for hopefully many more years.
by ruanddu
Fri Aug 19, 2022 9:59 am
Forum: Personal Consumer Issues
Topic: Wood Fireplace - Keep it or Get Rid of it?
Replies: 45
Views: 3946

Wood Fireplace - Keep it or Get Rid of it?

We have a 1950's house with a fireplace on main floor and one in basement. We really enjoy using them for the ambience. I also enjoy splitting wood for the exercise. This year though, expenses to maintain it will be a bit higher to pay a chimney sweep to clean as well as repair damaged top of chimney and add chimney caps. With this upcoming expense, it's making pause to see if putting money into repairs of the wood burning fireplace still makes sense for enjoyment reasons mentioned above. My second concern is will the EPA change guidelines going forward that might ban wood fireplaces in the next few years. I haven't heard of any but seeing things moving to clean energy makes me wonder how imminent banning of a wood fireplace and similar cou...
by ruanddu
Wed Aug 03, 2022 10:41 pm
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

Re: 6 Month Treasuries for Holding Some of Our Savings?

Appreciate all the continued advice.

You guys are talking me into getting some more I Bonds for 2024 as well. :)
by ruanddu
Wed Aug 03, 2022 9:42 pm
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

Re: 6 Month Treasuries for Holding Some of Our Savings?

I would consider buying another year of I Bonds in your gift boxes (for 2024 delivery) before buying Treasuries. Delivery would be only 16 months away (and as you know you can't sell them for the first 12 months anyway). As you know, you will earn 9.6% for the first six months. Then you'll get the Nov 1 rate reset for the next 6 months (which I think will be quite attractive). [Note that If the CPI remains flat from June through Sept (unlikely) the reset rate will be over 6.0%. That is not likely to happen, so figure you'll likely earn something like 7.5%+/- for the second six months or ~8.5% for the first 12 months.] Then hold for an additional 4 months and you'll be at January 2024 and could sell them should you choose to do so while not...
by ruanddu
Wed Aug 03, 2022 6:16 pm
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

Re: 6 Month Treasuries for Holding Some of Our Savings?

Hello, I have maxed out our I Bonds contributions for my wife and I this year and bought the 10k gifts for each other for next year. This is largely going to be used to store our savings and emergency fund. Instead of keeping our other relatively large chunk of savings in a low yield bank savings account, does it make sense to buy some 6 month treasuries right now as also part of our savings / emergency fund along with the I Bonds? Seems with the relatively high rate on the 6 month treasuries now it makes sense to me but maybe there are better options I don’t know about (CDs, etc). I would consider buying another year of I Bonds in your gift boxes (for 2024 delivery) before buying Treasuries. Delivery would be only 16 months away (and as y...
by ruanddu
Wed Aug 03, 2022 4:14 pm
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

Re: 6 Month Treasuries for Holding Some of Our Savings?

Hello, I have maxed out our I Bonds contributions for my wife and I this year and bought the 10k gifts for each other for next year. This is largely going to be used to store our savings and emergency fund. Instead of keeping our other relatively large chunk of savings in a low yield bank savings account, does it make sense to buy some 6 month treasuries right now as also part of our savings / emergency fund along with the I Bonds? Seems with the relatively high rate on the 6 month treasuries now it makes sense to me but maybe there are better options I don’t know about (CDs, etc). I would consider buying another year of I Bonds in your gift boxes (for 2024 delivery) before buying Treasuries. Delivery would be only 16 months away (and as y...
by ruanddu
Tue Aug 02, 2022 8:36 am
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

Re: 6 Month Treasuries for Holding Some of Our Savings?

Thanks for the additional updates, everyone.
by ruanddu
Mon Aug 01, 2022 1:36 pm
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

Re: 6 Month Treasuries for Holding Some of Our Savings?

Thanks everyone! You are so generous with your time and knowledge. Much appreciated.
by ruanddu
Sun Jul 31, 2022 10:53 pm
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

Re: 6 Month Treasuries for Holding Some of Our Savings?

I have been buying some at Vanguard. There are one or more long threads here you can search for treasuries. Kevin has been sharing what he has learned. I started with several 1 units ($1,000) so I got a little practice before I started with larger units. 1,000 units would be $1,000,000, AFAIK, so clear up any confusion first. I had Vanguard pull from my bank to put into the federal money market that comes with each account, which I had never used before. Then any order of treasuries or CDs can be filled by money in the MM. When they mature, the cash goes right back into the MM, now yielding 1.84%. (Some brokerages let you set up repeat purchases as each matures, but not V., AFAIK.) I buy either treasury bills/bonds or CDs from banks at Van...
by ruanddu
Sun Jul 31, 2022 9:27 pm
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

Re: 6 Month Treasuries for Holding Some of Our Savings?

Thank you.

I imagine Vanguard also has the same abilities as Fidelity to buy 6 month treasuries? Any advantages to either?
by ruanddu
Sun Jul 31, 2022 8:58 pm
Forum: Personal Investments
Topic: 6 Month Treasuries for Holding Some of Our Savings?
Replies: 46
Views: 5802

6 Month Treasuries for Holding Some of Our Savings?

Hello, I have maxed out our I Bonds contributions for my wife and I this year and bought the 10k gifts for each other for next year. This is largely going to be used to store our savings and emergency fund. Instead of keeping our other relatively large chunk of savings in a low yield bank savings account, does it make sense to buy some 6 month treasuries right now as also part of our savings / emergency fund along with the I Bonds? Seems with the relatively high rate on the 6 month treasuries now it makes sense to me but maybe there are better options I don’t know about (CDs, etc). If so, is the best way to buy the 6 month treasuries directly on TreasuryDirect website? Thanks for beating with me. Haven’t bought treasuries before other than ...
by ruanddu
Sun Jul 31, 2022 6:28 pm
Forum: Personal Finance (Not Investing)
Topic: Does paying additional principal make sense in inflationary environment?
Replies: 19
Views: 2595

Re: Does paying additional principal make sense in inflationary environment?

What matters is not specifically inflation, but the rate of return (and risk, if appropriate) on an alternative investment. If you have ten years left on your 4% mortgage, paying down the mortgage is a risk-free 4% return with a 10-year duration. If 10-year bonds yield 3%, then you get more money by paying down the mortgage than by investing in those bonds. (You might choose not to pay down the mortgage for other reasons, such as needing liquidity, or contributing more to your retirement plan for long-term tax-deferred growth.) Inflation is indirectly relevant because it affects the return on bonds; if investors expect inflation to be high, they will trade bonds at yields which give high nominal returns. Currently, 10-year TIPS yield 0.14%...
by ruanddu
Fri Jul 29, 2022 8:27 am
Forum: Personal Consumer Issues
Topic: Leaving for a week: shut off main water supply?
Replies: 174
Views: 19666

Re: Leaving for a week: shut off main water supply?

ClevrChico wrote: Tue Jul 26, 2022 2:11 pm
ruanddu wrote: Tue Jul 26, 2022 11:46 am
ClevrChico wrote: Mon Jul 25, 2022 11:41 pm Unless it's been replaced, it's almost certainly a gate valve. Gate valves have roundish handles. Ball valves have lever handles.
Thanks! That is good to know. I didn’t realize that was a risk. It is roundish handle like a hose spigot would have.
That's a gate valve then. You could test it when you're not on vacation, as it might be perfectly fine. Just don't test it as you walk out the door. :-) The next time you need plumbing work done, consider having it replaced with a ball valve.
Thanks again!
by ruanddu
Tue Jul 26, 2022 11:46 am
Forum: Personal Consumer Issues
Topic: Leaving for a week: shut off main water supply?
Replies: 174
Views: 19666

Re: Leaving for a week: shut off main water supply?

ClevrChico wrote: Mon Jul 25, 2022 11:41 pm Unless it's been replaced, it's almost certainly a gate valve. Gate valves have roundish handles. Ball valves have lever handles.
Thanks! That is good to know. I didn’t realize that was a risk. It is roundish handle like a hose spigot would have.
by ruanddu
Mon Jul 25, 2022 11:26 pm
Forum: Personal Consumer Issues
Topic: Leaving for a week: shut off main water supply?
Replies: 174
Views: 19666

Re: Leaving for a week: shut off main water supply?

ClevrChico wrote: Mon Jul 25, 2022 8:53 pm I do this with a modern ball valve for my shutoff. A good idea.

If I had an old gate valve? No way. Simply turning those can start causing them to have a slow leak, or worse. And, I can't imagine worse timing right before a vacation.
Our house was built in 1953. Would you guess that our house has a gate or ball valve? I am not sure how tell without taking it apart. Thank you.
by ruanddu
Sat Jul 23, 2022 5:28 pm
Forum: Personal Consumer Issues
Topic: Best Type of Floor for Basement?
Replies: 29
Views: 3285

Re: Best Type of Floor for Basement?

Thanks again everyone.
by ruanddu
Fri Jul 22, 2022 8:26 am
Forum: Personal Consumer Issues
Topic: Best Type of Floor for Basement?
Replies: 29
Views: 3285

Re: Best Type of Floor for Basement?

Thanks again. Great ideas.
by ruanddu
Thu Jul 21, 2022 9:41 pm
Forum: Personal Consumer Issues
Topic: Best Type of Floor for Basement?
Replies: 29
Views: 3285

Re: Best Type of Floor for Basement?

Thanks everyone. Purpose is one room is laundry room, other room is a bathroom and other a large rec room with tv and musical instruments.
by ruanddu
Thu Jul 21, 2022 7:40 pm
Forum: Personal Consumer Issues
Topic: Best Type of Floor for Basement?
Replies: 29
Views: 3285

Best Type of Floor for Basement?

We need to put in flooring in our basement that is mostly unfinished. It’s our first house with a basement so not sure best type of floor to go with - tile, luxury vinyl, carpet, etc? Luckily our basement stays dry for the past 7 years we have been here.

Thank you!
by ruanddu
Tue Jul 19, 2022 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: Pay down Mortgage vs Invest More
Replies: 64
Views: 4276

Re: Pay down Mortgage vs Invest More

This is not just a pay this or pay that decision. It appears possible you can do some of each, at least until you have kids. Then things are likely to change. And I agree that a little larger emergency fund is a good idea if you plan for kids. Just to finish what I started earlier, and which has been picked up by Tashnewbie and Willthrill... Starting with a gross income of $120k... Subtract the amount you pay into pensions Subtract the amount you pay for employee sponsored health care Subtract the amount you put into the tax-deferred 457 Subtract $$25,900 as the standard deduction (or your real deductions if that is more) If the number here, after all those subtractions, is less than 83,550, you are in the 12% tax bracket. If that number i...
by ruanddu
Sun Jul 17, 2022 1:29 pm
Forum: Personal Consumer Issues
Topic: Making your own Seltzer Water Like Lacroix or Polar?
Replies: 32
Views: 4654

Re: Making your own Seltzer Water Like Lacroix or Polar?

Really appreciate everyone taking the time to reply. I learned a lot. Thank you.
by ruanddu
Fri Jul 15, 2022 11:56 pm
Forum: Personal Consumer Issues
Topic: Making your own Seltzer Water Like Lacroix or Polar?
Replies: 32
Views: 4654

Re: Making your own Seltzer Water Like Lacroix or Polar?

Appreciate the replies. All good points. So far not sure it is worth the hassle.
by ruanddu
Fri Jul 15, 2022 8:50 pm
Forum: Personal Consumer Issues
Topic: Making your own Seltzer Water Like Lacroix or Polar?
Replies: 32
Views: 4654

Re: Making your own Seltzer Water Like Lacroix or Polar?

That’s really helpful to know. Thank you!
by ruanddu
Fri Jul 15, 2022 8:18 pm
Forum: Personal Consumer Issues
Topic: Making your own Seltzer Water Like Lacroix or Polar?
Replies: 32
Views: 4654

Making your own Seltzer Water Like Lacroix or Polar?

Does anyone make their own flavored seltzer water similar to a Lacroix or Polar? If so, which brand and model do you use? How much cheaper would you estimate it is than just buying Lacroix or Polar?

A friend recommended https://sodastream.com/
He wasn’t sure how much money it really saved but said overall he’s really pleased with the taste.

Thank you.
by ruanddu
Wed Jul 13, 2022 2:55 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle - Two Fund Portfolio
Replies: 2645
Views: 322117

Re: Jack Bogle - Two Fund Portfolio

Can someone please help me understand how to choose between the total stock market admiral fund versus the ETF? I would be primarily investing funds for my Roth IRA. I have over the 3k threshold for admiral.

Thank you.
by ruanddu
Fri Jul 08, 2022 1:09 pm
Forum: Personal Consumer Issues
Topic: Philips Sonicare Toothbrush Head Replacement - Generic or Genuine?
Replies: 8
Views: 2299

Re: Philips Sonicare Toothbrush Head Replacement - Generic or Genuine?

Thanks everyone for the replies. Went Costco 8 pack for now but might try generic next time around.
by ruanddu
Fri Jul 08, 2022 1:05 pm
Forum: Personal Consumer Issues
Topic: Philips Sonicare Toothbrush Head Replacement - Generic or Genuine?
Replies: 8
Views: 2299

Re: Philips Sonicare Toothbrush Head Replacement - Generic or Genuine?

gobel wrote: Fri Jul 08, 2022 12:21 pm Are you a Costco member? They have a sale periodically (and on right now) for an 8pk for $50.
Thanks! Saw that sale and went ahead and got the 8 pack. Appreciate that.
by ruanddu
Fri Jul 08, 2022 12:16 pm
Forum: Personal Consumer Issues
Topic: Philips Sonicare Toothbrush Head Replacement - Generic or Genuine?
Replies: 8
Views: 2299

Philips Sonicare Toothbrush Head Replacement - Generic or Genuine?

Hello, looking to buy a Philips Sonicare Head replacement for a HX5610 model toothbrush. The prices for the genuine replacement heads for a 3 pack on Amazon are $42. Seems steep so now looking at the generic replacements heads and wondering if you have used those? If so, any certain brand you find work well? Where do you buy them from? Thanks!
by ruanddu
Tue Jun 28, 2022 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Why you need a rainy day fund
Replies: 140
Views: 17508

Re: Why you need a rainy day fund

Good advice. Appreciate you posting.
by ruanddu
Thu May 26, 2022 7:56 pm
Forum: Personal Consumer Issues
Topic: Finding reasonably priced groceries
Replies: 190
Views: 17795

Re: Finding reasonably priced groceries

Sleepless wrote: Wed May 25, 2022 10:21 am Legumes provide some of the tastiest and cheapest protein out there.
Zero saturated fat, and they're naturally bundled with complex carbs, dietary fiber, minerals and vitamins -- super healthy!
Dry beans/lentils/chickpeas are running at around $1/lb. That's about $0.33 per pound of cooked legumes.

Invest in an Instant Pot and you're good to go.
Very helpful advice! Thank you.
by ruanddu
Thu May 26, 2022 7:49 pm
Forum: Personal Consumer Issues
Topic: Finding reasonably priced groceries
Replies: 190
Views: 17795

Re: Finding reasonably priced groceries

forgeblast wrote: Tue May 24, 2022 6:39 am We ended up planting a little bit larger garden this year,and plan on canning a lot.
Part of that will be hitting farmers markets. We bought a few chickens for eggs and have ducks too.
We went out and pollinated a few apple and paw paw trees by hand.
Also inoculated a couple of logs with mushroom spore.
Learned to fly fish, and plan on building a few structures on our property (small smoke house and maple sap house.
If you see the train wreck coming do something....
Same here in regards to bigger garden and also got chickens too. Not only saves money but tastes much better than store.
by ruanddu
Tue Apr 26, 2022 8:27 pm
Forum: Personal Investments
Topic: I-Bonds - Question on How to Add My Wife
Replies: 26
Views: 3341

Re: I-Bonds - Question on How to Add My Wife

Also, now that I have bought I-Bonds - I should have added my wife as beneficiary in case something happens to me. Want to do so now.

Now that I have already bought them - when I go to "Edit" and then add my wife as registrant, do I add her as the primary owner or beneficiary? I imagine beneficiary?

And, after that do I add her as First Name Registrant or Second Name Registrant? Probably a dumb question but doesn't make sense to me.

Thanks!
by ruanddu
Tue Apr 26, 2022 7:23 pm
Forum: Personal Investments
Topic: I-Bonds - Question on How to Add My Wife
Replies: 26
Views: 3341

Re: I-Bonds - Question on How to Add My Wife

ModifiedDuration wrote: Tue Apr 19, 2022 9:16 am
eldinerocheapo wrote: Tue Apr 19, 2022 9:03 am The gifting portion of this is brilliant. I've got two bonds in my name, but either gifting or starting bonds for my wife really enhances the allure of I bonds. Thanks for the info!
Just to mention: consider buying a $10k gift for 2023 delivery and also one for January 2024 delivery

The gift for January 2024 delivery would earn 8.5% though March 2023. The interest rate for the April 2023 - September 2023 period is going to be based on what inflation is during the April 2022 through September 2022 period, which will probably still be elevated.

So, the interest rate for the first 18 months you hold the bond will probably be high. That makes a gift that can be redeemed in January 2024 also worth considering.
Thanks!
by ruanddu
Tue Apr 26, 2022 3:41 pm
Forum: Investing - Theory, News & General
Topic: New I Bond Variable Rate for May 2022 - 9.62% annualized
Replies: 260
Views: 39684

Re: New I Bond Variable Rate for May 2022 - 9.62% annualized

I'm trying to buy as a gift and after the trasaction is completed I get an email saying I already met my limit. It's like the 'buy as gift' is not recognized. I can't figure out the error in my thinking. I know exactly what you did because I did the same thing the first time I bought a gift. When buying a gift you select a person other than yourself in the drop down. But since it is the first time you are buying a gift for this person you selected "add a person" (some statement like that). Then, you created the profile for that person. Next you moved forward with the purchase. However, after creating the new person's profile the drop-down selection defaulted back to you instead of the new person you just created. Hence you need t...
by ruanddu
Tue Apr 26, 2022 10:54 am
Forum: Personal Consumer Issues
Topic: Can you name this Claude Debussy song?
Replies: 8
Views: 1110

Re: Can you name this Claude Debussy song?

Thanks so much. For some reason, when I listened to the Claire de Lune on Youtube separately it didn't sound quite the same as song in the drawing video I attached in first post. Will listen again. I appreciate the info on other good tracks to listen to. Really enjoying Debussy.
by ruanddu
Mon Apr 25, 2022 8:47 am
Forum: Personal Consumer Issues
Topic: Can you name this Claude Debussy song?
Replies: 8
Views: 1110

Can you name this Claude Debussy song?

Watched this wonderful YouTube video and was struck by the song. The video creator credits Claude Debussy but doesn’t list the song name. Anyone know what it is? Thank you.

https://youtu.be/GfN_A99O_So
by ruanddu
Sun Apr 24, 2022 7:21 pm
Forum: Personal Consumer Issues
Topic: Which Company Do You Use for Renting a Car?
Replies: 58
Views: 5905

Re: Who Company Do You Use for Renting a Car?

Do you guys use your own car insurance or buy the supplemental rental car insurance? Do you happen to know with a company like Turo if it differs from the traditional rental car companies in regards to needing to buy their insurance? Thank you.
by ruanddu
Fri Apr 22, 2022 2:32 pm
Forum: Personal Consumer Issues
Topic: Which Company Do You Use for Renting a Car?
Replies: 58
Views: 5905

Re: Who Company Do You Use for Renting a Car?

Really appreciate all the replies everyone!
by ruanddu
Wed Apr 20, 2022 11:15 pm
Forum: Personal Consumer Issues
Topic: Which Company Do You Use for Renting a Car?
Replies: 58
Views: 5905

Which Company Do You Use for Renting a Car?

Curious who you use for rental cars and why you choose that certain company?

I have heard good things about the Turo app from a friend, as well as using Costco to find a rental car.

We are a family of 5 with young kids that will be staying in California for a week coming up. So looking at a minivan, SUV or sedan at the smallest.

For those with a family with kids, have you ever tried doing Lyft or Uber instead of rental car? Or, is it too much of a hassle with finding someone with a big enough car?

Any input is appreciated! Thank you.