Bogleheads

So is a 50/50 TIPS/TBM allocation for my bond portfolio a solid "plan"?

Actually it is my anticipation. Thanks to our current adminsitration the US is growing its debt exponentially and printing money like crazy. To me that means inflation and higher rates in the future.

Thank you everyone for your resposnes. What I was really looking for is opinions on TIPS. I currently have half of my bond portfolio in TIPS. With the anticipation of rising inflation in the future, i ...

I am about 5 years away from retiring and my current total portfolio allocation is 60/40. At retirement (age 62) I'm planning on an allocation of about 40/60. The 60% in stock now is my attempt to cat ...

Excellent. My apologies. I forgot about our wiki.

Can someone explain the difference (advantages & disadvantages) of TIPS versus Series I bonds? Both are adjusted for inflation/deflation and it appears both have the same tax advantages. Why would ...

Excellent

That should obviously be "Tax" not "Tex"

Is there a Vanguard resource or existing post at this forum that discusses the advantages and disadvantages of using Vanguard TBM versus holding individual bonds? Currently I am c65%/35% with the 35% ...

I have read alot about I Bonds recently since my post about emergency funds and replies mentioning I Bonds. Messages on this forum talk about the bongs currently earning 0% for the next 6 months, yet ...

Thanks. I'm still trying to reconcile between the 1.42% 'yield' and the ytd 'returns' of 3.04%.

I guess I need a lesson in reading yields from Vanguard's web page. When looking at the details of the VSGBX fund I see a reported 'yield' of 1.42%. I then see this history: ytd = 3.04%, 1 yr = 7.11%, ...

Ouch, maybe I'm really mixed up. The fund I am referring to is the Short Term Fed Fund fund (VSGBX) and Vanguard's data says it has yielded 3.04% ytd, 7.11% for 1 year, and 4.64% for 5 years. What am ...

I guess my "not too volitale" referred to minimal loss in the short term. Even though this is my emergency fund, i am making the assumption that I could wait 3 to 6 months to draw from it if ...

I'm about 5 years from retirement and in the middle of the early versus late social security question. I did a very simplistic calculation. At age 80 how much would social security have paid out to me ...

Thanks Kyle for your input. I was comparing the 1.7% at AmEx with the fund's 1, 3 5, and 10 year yield and figured with virtually no risk I was doubling my return. Am I missing something here?

I have about $30,000 which is considered our liquid emergency funds. While keeping them liquid I am trying to pinch out a little extra yield. I recently opened up a 1.85% savings account with American ...

Fortunately I do not take specific investment advise from any of these sources. I am a dedicated index funder with Vanguard and only take advise from books and topics from this forum. The new Boglehea ...

I am currently subscribing to Business Week, American Institute of Econcomic Research, Money, and Smart Money. For general, unbiased, business and personal finance/investing information and news is th ...

There are 100's of retirement calculators out on the web that will help us determine if we are saving and investing enough to support us after retirement. Can anyone recommend 1 or 2 calculators that ...

Thanks, this is a great list of resources.

(1) What is the most recent book written by Jack Bogle? His books are awesome and I just want to make sure I am current with his publications.
(2) What other recent books written by bogleheads are re ...

I've read a few Boglehead books and there doesn't seem to be a definite advantage of holding individual bonds over bond funds. I have two $10,000 bonds, one with Wachovia Bank and one with the Federal ...

Great advise and thank you for the time it took to analyze my situation. Question: Neither of you included Vanguard's Total Bond Market in my portfolio. I am currently using that as my bond exposure o ...

Thank you for all of the detailed advise. I will take a closer look at make some adjustments. Two last questions:
> Did anyone else read the Money magazine article last month about "all you n ...

My 401(k) is with Intel Corporation and has many many funds available. Too many to list here. It is managed by Fidelity but includes a handful of Vanguiard funds. If it's critical I'll list them, but ...

Thank you for your posting and tweaking my data so it fits the Diehard standards for this forum. My apologies.
> The IRA is traditional, a rollover from my previous employer.
> 6 months of liv ...

I forgot to ask about REITS. My portfolio listed in my original posting does not include any real estate. Opinions on REITS? I've heard 5% of total portfolio woul dbe good.

I have been following the advise of the Boglehead Forums and recently Money Magazine, only when it comes to index funds. Last month's issue of Money included the "Only Seven Funds You Ever Need t ...