Bogleheads

Crap, that is the only bond fund offered in my 401K. I knew it was leveraged, but this is very disconcerting.

FN

It is the lone bond fund offered in my 401k as well!

The picture seems to show 7 monster lifeboats on each side. So to carry all passengers/crew you would need to load 600 in each boat. Good grief!
When the ship is fully loaded, it will carry 9 of th ...

That ship is unsinkable.

Really? How would it stand up to a torpedo? Laughing

The boat has a self-defense mechanism installed where upon detection of a torpedo, it will turn towards the torpedo a ...

You guys do a good job of tracking your expenses...

I should do that too... My wife and I just throw in $7000 a month into the joint account and pay all our bills from there...

The bad thing ab ...

I still drive a Mercedes. I can't buy a cheaper vehicle and convert it in to a Mercedes. I can, however, make a sandwich as good as anyone.

So....

You drive a Mercedes and have a Rolex (I assm ...

I still drive a Mercedes. I can't buy a cheaper vehicle and convert it in to a Mercedes. I can, however, make a sandwich as good as anyone.

So....

You drive a Mercedes and have a Rolex (I assm ...

I like Sacha Baron Cohen's type of humor, because it resonates with the dark parts of the Russian humor I grew up with.

I enjoyed Borat and parts of Ali and Bruno I found on youtube. Will get it i ...

It was o-k but there were pretty disturbing images (the spinning). The first one was better than the second.

Open a Roth IRA at Vanguard and put $5000 in VMMXX (Vanguard Prime Money Market fund) so the money is in the IRA, that's what matters right now. Then do some thinking about where you want to invest i ...

Hello,

He has a healthy pension in place and no debt....
What do you think the best use of his funds would be considering these circumstances?

Thank you in advance.

Half on hookers and bl ...

If a person knows that he is going to be eligible for a Roth IRA for a given year at the beginning of the year (most likely if he's not anywhere near the income limits), but doesn't know if he will be ...

Did the M* VG Forums have off-topic discussions? What do the figures look like if we took out the lounge section? Laughing

The website to access the 401k has a little menu where the person gets to choose how much he wants to contribute ranging from 0%-18% in 1% increments. There is no more than that.

If a person's company's 401k plan says the most you can contribute is a certain % and that doesn't bring the person to the max allowable by law ($16,500 if you're under 50 for 2009), is there any way ...

My 8 year old has been begging for Settlers of Catan - I hear it's all the rage among the 9-12 crowd. We'll probably get him the game for christmas.

It wasn’t long after my Settlers initiation b ...

I got the Cities and Knights expansion this past weekend (four player version, since I lost a couple core players) and it's a lot of fun. Makes the game a lot longer but lots more complexity and stra ...

Chase free checking (used to be WaMu)
ING Direct
Fidelity mySmart Cash

I personally don't believe you can retire early (in your 50's) without a sizable taxable account even while maxing out all tax-favored space.

I've read stuff about rule 72(t), which is a way for yo ...

[url=http://www.bogleheads.org/forum/viewtopic.php?p=534034#534034]Mel's explanation really should be a sticky somewhere.

Rules: predict the first highest S&P 500 level that the market will reach that will be followed by at least a 15% drop.
Within what timeframe? Without a timeframe the contest can't end if I say 5 ...

Two Words: Full View

With Fidelity you can link to all your financial accounts by inputting your passwords and usernames and be able to view all your accounts all at once. Credit cards, student l ...

I think that it depends on what kinds of services that one uses. Schwab or Fidelity can subsidize certian services and/or expense ratios because they are a for profit company. Vanguard doen't subsid ...

Wow look at the inflow into PIMCO!

http://www.bogleheads.org/forum/viewtopic.php?p=528582&sid=5864f38c2dee642484dc2f8708473a99

As a fairly new tax-filer (filed my first return last year), how do I keep track of my losses?

Let's say on Fidelity, I have -$X total realized losses for the 2009 tax year. On the tax form (I us ...

Well, we can take any number of inferences from this sequence of events, but this does seem probable that in comparing two candidates for a single spot , name of an IVY school on her resume may have m ...

I wonder if Chase or Bank of America might be interested in buying ING Direct to get instant access to tens of billions in deposit assets and jumpstart themselves into the high-yield online savings ga ...

I've wondered whenever I make a particular pick and the waitress says, "oh that's my favorite" whether or not she's lying.

Palo Alto, CA is going to get crazy tonight! Laughing

Anybody that has a mint.com account along with an INGDirect account knows that INGDirect has not been allowing mint.com users to link their ING account. This has caused some people to look at other b ...

One of my friends spent a lot of money to send his kids to Duke and to Boston College. None of them currently have jobs that require an expensive degree. In fact, one is now a stay-at-home mom.
I th ...

I can't say for certain, but it might be company policy to deny tips. I worked as a bag boy at a grocery store in high school and this was the case. Of course, after helping the old lady put her gro ...

What about the competitiveness of peers? Do you think there are a larger proportion of them at more prestigious schools than not? That could be one motivating factor in helping a student work hard. ...

Out-of-state anywhere is going to be like paying for a private school.

Paying in-state for the University of California costs an arm and a leg as well.

From what I've seen, a prestigious school ...

Idea behind investing is NOT to get rich, but rather not to get poor.

This quote seems so true. It made me sad. I was pursuing investing (boglehead) thinking I will be rich one day with my investin ...

http://www.youtube.com/watch?v=AsAiB18IocA

Black Eyed Peas and Oprah.

Edit: http://www.youtube.com/watch?v=RvljD0toJmU Better video

That cow clogged up Michigan Avenue for that day. I reme ...

It's all relative between your investments and your contributions.

If you contribute $20k a year on a $100k portfolio, after a 20% decline at the beginning of the year, you made up for it by the en ...

I wonder what the success rate is if you just ask, without offering the $20.

They need to fill the rooms. Certainly it doesn't cost them any more to clean a room with a view on the 24th floor than ...

If you get a nicer room that would've cost an extra $50/night for just $20 for the entire stay, that's value!

Just what we need. This exacerbates both the sense of entitlement to tips that has become an epidemic and manages to encourage corruption in the process.

Kramer

Yeah...but oh well.

I've done it and it works.

Did you have questions about it?
Yes- a lot of questions actually! Smile

Is this accepted practice everywhere or just Las Vegas?
So if I'm staying in say Chicago for ...

I've done it and it works.

Did you have questions about it?

A book I received as a gift from a couple that knew I was interested in finance was The Wall Street Journal Complete Personal Finance Guidebook. It introduces the reader to almost every aspect of pers ...

I don't recall The Coffeehouse Investor actually introducing brokerages and mutual funds (though I could be wrong).

A book I received as a gift from a couple that knew I was interested in finance w ...

In the short term the market is a voting machine, while in the long term it is a weighing machine.

I would love to hold Total World Stock, if it's expense ratio was not .50%

If I had a brokerage account that consisted entirely of stocks, I'd probably go with VT (Total World's ETF) as the sole ho ...

ironmanba,

If you haven't sensed anything else wrong with the car, I would just go with the repairs. I don't think of the repair cost vs the cost of the vehicle. I think of the repair cost vs wha ...

To elaborate a little more on what kcyahoo said...

There's really only a few simple rules when it comes to your portfolio that almost everybody here would agree with:
1) Pick a stock/bond ratio th ...

http://www.youtube.com/watch?v=AsAiB18IocA

Black Eyed Peas and Oprah.

Edit: http://www.youtube.com/watch?v=RvljD0toJmU Better video

When I was 15, I was partying like it was 1999! (Because it was.)