Bogleheads

I appreciate everyone's thoughts. I am leaning towards splitting the difference as Paul suggested.

Bonds - Government Income Fund or PIMCO Total Return?confused,

Last December you had $30k and it seemed as though you were going to choose a TR fund (as suggested in the Forum).Thanks again retired ...

Livesoft I'm assuming your still with PTRAX?

I guess it comes down to having a "purely" government fund with an implicit lower rate of return but less risk compared to the Pimco fund which has a hodgepodge of different holdings riskier ...

I have the following 2 choices in my company 401k. Which one would you choose and why?

The Government fund (FGOVX) has an ER of 0.45%
Average Maturity as of 10/30/2009 5.2
Average Duration ...

Does this card lower one's credit score.

I have read that since this card does not report a credit limit it looks as if you're at 100% utilization which decreases your credit score. Any thoughts?

Your parents can't be paying 43 cents of taxes on every dollar of rental income because the rental property must have some expenses to offset that income (property tax, maintenance, insurance, depre ...

How exactly are they getting killed by taxes? I would think real estate, especially in California, would be fairly tax-sheltered because of the large mortgage deduction and depreciation charges. I ...

My parents have a rental property in California and they get killed every year with the taxes. Would they be able to incorporate the rental property, set themselves up as employees and make simple or ...

Are there any tax-exempt california funds that contain only general obligations of the state? I've been researching online and I can't seem to find one. I understand that Vanguard has a California M ...

Thanks again retiredjg. I'm planning on pulling the trigger on Laura's option 1 plan. I'll add complexity as i accumulate more money Smile

But is that the information you were looking for or did ...

Thanks again retiredjg. I'm planning on pulling the trigger on Laura's option 1 plan. I'll add complexity as i accumulate more money Smile

I found this document for the Comcast 401K that discusses the SSgA funds with some detail.

http://home.comcast.net/~usw1212/401ka.pdf

Does your employer publish at least this much information? ...

retiredjg, Laura and pkcrafter thank you all for your posts. I have to admit that I got some advice that I did not necessarily want to hear, but needed to hear. I've made changes and have started sa ...

Ouch...I thought I was doing reasonably well, but apparently I'm pretty clueless. I hoping the wise posters here can guide me. As Laura suggested in a previous post I've apparently made some pretty po ...

No one seems to have congratulated you on saving $500 per week (if they have, I missed it)!

So, congratulations. You deserve praise.

Well that was nice! I will recall your words of encourageme ...

After a few hours of research I seem to have come to an answer regarding cost basis for people that have not sold shares in a particular fund. FIFO (first in first out) is the default cost basis unle ...

Let me begin by thanking Chip, Laura, sscritic and ppc.

I've read previously on this site that unless you elect to sell using specific shares identification by explicitly writing vanguard of your i ...

I'm single in my late 20s and in March I finished reading "Common Sense on Mutual Funds" by JB. I immediately opened a taxable account at Vanguard and started investing in the TSM. Being e ...